Common use of Transfers to or from Investment Accounts Clause in Contracts

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid held by us and an Investment Account. NOTE: To cancel or modify an existing transfer request, please contact Investment Services at 1-800-392-5749. (a) Transfers to Investment Account When Instructions are received by us at or before the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the next Business Day following the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business days. Please note that, with Transfers to Investment Accounts in excess of $100,000, only the first $100,000 will be immediately available to trade. (b) Transfers from Investment Account When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid held by us and an Investment Account. NOTE: To You can cancel or modify an existing one time transfer requestrequest or cancel/modify a recurring transfer request online. However, please contact in order to modify or cancel a recurring distribution from a retirement account, you must call Investment Services at 1-800-392-5749. (a) a. Transfers to Investment Account AccountTime When Instructions are received by us at or before on a Business Day between 5:00AM ET and the Cutoff Time, funds will be posted to, and viewable in, the Investment Account and available for trading immediately as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, in the Investment Account as of 5:01 PM and available for trading at or about 5:00AM ET on the next Business Day following the day the Instruction was made. These When Instructions are received on a non-Business Day, funds will be posted to, and viewable in, the Investment Account and available for trading at or about 11:59 PM 5:00AM ET on the next available Business Day following the day they post the Instruction was made. Transfer to Investment Accounts with JPMorgan Securities & Private Bank (only applicable through November 12, 2018) b. Transfers from Investment Account When Instructions are received by us on a Business Day between 5:00AM ET and are viewable in the Investment Account. During the interim period between when the funds are Cutoff Time, Transfers will be immediately posted and are viewable to, and available for tradingwithdrawal in the To Account. When Instructions are received after the Cutoff Time, a hold for the amount in question Transfers will be placed posted and available for withdrawal in the To Account at or about 5:00AM ET on the From next Business Day following the day the Instruction was made. When Instructions are received on a non-Business Day, Transfers will be posted to, and available for withdrawal in, the To Account, at or about 5:00AM ET on the next available Business Day following the day the Instruction was made. The Investment Account in cash balance will be immediately reduced by the amount of the transfer Transfer and no longer be available for up to four (4) Business dayswithdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time. Please note that, with Transfers to Transfer From Investment Accounts in excess of $100,000with JPMorgan Securities & Private Bank (only applicable through November 12, only the first $100,000 will be immediately available to trade. (b2018) Transfers from Investment Account When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment nvestment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time. c. Manual Approval Certain transfers including, but not limited to, Transfers from an Investment Account over $100,000.00, multiple same day Transfers and certain future dated Transfers are subject to manual approval and Transfers to/from Investment Accounts will occur according to these terms upon such approval.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid accounts held by us and an Investment Account. NOTE: To cancel or modify an existing transfer request, please contact Investment Services at 10-800000-392000-57490000. (a) Transfers to Investment Account When Instructions are received by us at or before the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the next Business Day following the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business days. Please note that, with Transfers to Investment Accounts in excess of $100,000, only the first $100,000 will be immediately available to trade. (b) Transfers from Investment Account When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid accounts held by us and an Investment Account. NOTE: To cancel or modify an existing transfer request, please contact Investment Services at 10-800000-392000-57490000. (a) a. Transfers to Investment Account Account: When Instructions are received by us at or before the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the next Business Day following the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business days. Please note that, with Transfers to Investment Accounts in excess of $100,000, only the first $100,000 will be immediately available to trade. (b) b. Transfers from Investment Account Account: When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid held by us and an Investment Account. NOTE: To You can cancel or modify an existing one time transfer requestrequest or cancel/modify a recurring transfer request online. However, please contact in order to modify or cancel a recurring distribution from a retirement account, you must call Investment Services at 1-800-392-5749. (a) a. Transfers to Investment Account AccountTime When Instructions are received by us at or before on a Business Day between 5:00AM ET and the Cutoff Time, funds will be posted to, and viewable in, the Investment Account and available for trading immediately as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, in the Investment Account as of 5:01 PM and available for trading at or about 5:00AM ET on the next Business Day following the day the Instruction was made. These When Instructions are received on a non-Business Day, funds will be posted to, and viewable in, the Investment Account and available for trading at or about 11:59 PM 5:00AM ET on the next available Business Day following the day they post the Instruction was made. Transfer to Investment Accounts with JPMorgan Securities & Private Bank (only applicable through November 12, 2018) b. Transfers from Investment Account When Instructions are received by us on a Business Day between 5:00AM ET and are viewable in the Investment Account. During the interim period between when the funds are Cutoff Time, Transfers will be immediately posted and are viewable to, and available for tradingwithdrawal in the To Account. When Instructions are received after the Cutoff Time, a hold for the amount in question Transfers will be placed posted and available for withdrawal in the To Account at or about 5:00AM ET on the From next Business Day following the day the Instruction was made. When Instructions are received on a non-Business Day, Transfers will be posted to, and available for withdrawal in, the To Account, at or about 5:00AM ET on the next available Business Day following the day the Instruction was made. The Investment Account in cash balance will be immediately reduced by the amount of the transfer Transfer and no longer be available for up to four (4) Business days. Please note that, with Transfers to withdrawal or Transfer From Investment Accounts in excess of $100,000with JPMorgan Securities & Private Bank (only applicable through November 12, only the first $100,000 will be immediately available to trade. (b2018) Transfers from Investment Account When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment nvestment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time. c. Manual Approval Certain transfers including, but not limited to, Transfers from an Investment Account over $100,000.00, multiple same day Transfers and certain future dated Transfers are subject to manual approval and Transfers to/from Investment Accounts will occur according to these terms upon such approval.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid accounts held by us and an Investment Account. NOTE: To cancel or modify an existing transfer request, please contact Investment Services at 10-800000-392000-57490000. (a) Transfers to Investment Account When Instructions are received by us at or before the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, the Investment Account as of 5:01 PM ET on the next Business Day following the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business daysDays. Please note that, with Transfers to Investment Accounts in excess of $100,000, only the first $100,000 will be immediately available to trade. (b) Transfers from Investment Account When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid held by us and an Investment Account. NOTE: To You can cancel or modify an existing one time transfer requestrequest or cancel/modify a recurring transfer request online. However, please contact in order to modify or cancel a recurring distribution from a retirement account, you must call Investment Services at 10- 000-800000-392-57490000. (a) Transfers to Investment Account When Instructions are received by us at or before on a Business Day between 5:00AM ET and the Cutoff Time, funds will be posted to, and viewable in, the Investment Account and available for trading immediately as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, in the Investment Account as of 5:01 PM and available for trading at or about 5:00AM ET on the next Business Day following the day the Instruction was made. These When Instructions are received on a non-Business Day, funds will be posted to, and viewable in, the Investment Account and available for trading at or about 11:59 PM 5:00AM ET on the next available Business Day following the day they post and are viewable in the Investment AccountInstruction was made. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business days. Please note that, with Transfers Transfer to Investment Accounts in excess of $100,000with JPMorgan Securities & Private Bank (only applicable through November 12, only the first $100,000 will be immediately available to trade. 2018) (b) Transfers from Investment Account When Instructions are received at or before by us on a Business Day between 5:00AM ET and the Cutoff Time, funds in the Investment Account Transfers will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable for withdrawal in the To Account. When Instructions are received after the Cutoff Time, funds Transfers will be posted and available for withdrawal in the Investment To Account will be reduced by the amount of the transfer at or about 5:00AM ET on the next Business Day following the day the Instruction was made and made. When Instructions are received on a non-Business Day, Transfers will be posted to, and viewable available for withdrawal in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account Account, at or about 11:59 PM 5:00AM ET on the next available Business Day following the day they post and are viewable in the To AccountInstruction was made. For Transfers from Investment Accounts, the The Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.. Transfer From Investment Accounts with JPMorgan Securities & Private Bank (only applicable through November 12, 2018)

Transfers to or from Investment Accounts. Current Day Transfers can be made between eligible deposit accounts or prepaid held by us and an Investment Account. NOTE: To You can cancel or modify an existing one time transfer requestrequest or cancel/modify a recurring transfer request online. However, please contact in order to modify or cancel a recurring distribution from a retirement account, you must call Investment Services at 1-800-392-5749. (a) Transfers to Investment Account AccountTime When Instructions are received by us at or before on a Business Day between 5:00AM ET and the Cutoff Time, funds will be posted to, and viewable in, the Investment Account and available for trading immediately as of 5:01 PM ET on the day the Instruction was made. These funds will be available for trading at or about 11:59 PM ET on the day they post and are viewable in the Investment Account. When Instructions are received after the Cutoff Time, funds will be posted to, and viewable in, in the Investment Account as of 5:01 PM and available for trading at or about 5:00AM ET on the next Business Day following the day the Instruction was made. These When Instructions are received on a non-Business Day, funds will be posted to, and viewable in, the Investment Account and available for trading at or about 11:59 PM 5:00AM ET on the next available Business Day following the day they post and are viewable in the Investment AccountInstruction was made. During the interim period between when the funds are posted and are viewable and available for trading, a hold for the amount in question will be placed on the From Account in the amount of the transfer for up to four (4) Business days. Please note that, with Transfers Transfer to Investment Accounts in excess of $100,000with JPMorgan Securities & Private Bank (only applicable through November 12, only the first $100,000 will be immediately available to trade. 2018) • (b) Transfers from Investment Account When Instructions are received by us on a Business Day between 5:00AM ET and the Cutoff Time, Transfers will be immediately posted to, and available for withdrawal in the To Account. When Instructions are received after the Cutoff Time, Transfers will be posted and available for withdrawal in the To Account at or about 5:00AM ET on the next Business Day following the day the Instruction was made. When Instructions are received on a non-Business Day, Transfers will be posted to, and available for withdrawal in, the To Account, at or about 5:00AM ET on the next available Business Day following the day the Instruction was made. The Investment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time. Transfer From Investment Accounts with JPMorgan Securities & Private Bank (only applicable through November 12, 2018) When Instructions are received at or before the Cutoff Time, funds in the Investment Account will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading. These Transfers will be posted to, and viewable in, the To Account as of 5:01 PM ET on the day the Instruction was made. These funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. When Instructions are received after the Cutoff Time, funds in the Investment Account will be reduced by the amount of the transfer on the next Business Day following the day the Instruction was made and be posted to, and viewable in, the To Account as of 5:01 PM ET that day. The funds will be available in the To Account at or about 11:59 PM ET on the day they post and are viewable in the To Account. For Transfers from Investment Accounts, the Investment nvestment Account cash balance will be immediately reduced by the amount of the Transfer and no longer be available for withdrawal or trading, regardless of whether Instructions are received at or before/after the Cutoff Time.