Common use of Unauthorised use of the card Clause in Contracts

Unauthorised use of the card. 3.1 You must take all reasonable steps to prevent any unauthorised use of the card and PIN. 3.2 You must notify our Card division immediately by contacting the Lost Card number shown on your monthly statement, if you discover that the card has been lost or stolen or an ATM has not returned the card or the card details or your PIN have been compromised. 3.3 Lost Card Protection (LCP) is included in your annual card fee and will protect you against unauthorised and fraudulent use of the card, except for PIN-based transactions, if the card is lost or stolen. 3.4 Provided you were not negligent in safeguarding the card or in reporting the card lost or stolen, you will not be liable for unauthorised and fraudulent transactions that occur on the card as a result of the loss or theft, except for PIN- based transactions. 3.5 If you are negligent in reporting the card lost or stolen or in safeguarding the card, you will not be covered for LCP and will be responsible for all unauthorised and fraudulent use of the card. 3.6 Any delay in reporting the card lost or stolen will be regarded as negligence and you will have to prove to us that you were not negligent. 3.7 Any unauthorised transaction made by using the card and PIN, or solely with the PIN, will not be covered by us and will be your sole responsibility.

Unauthorised use of the card. 3.1 4.1 You must take all reasonable steps to prevent any unauthorised use of the card and PIN. 3.2 4.2 You must notify our xxxxxx.xxx Credit Card division Services immediately by contacting the Lost Card number shown on your monthly statement, if you discover that the card has been lost or stolen or an ATM has not returned the card or the card details or your PIN have been compromised. 3.3 Lost Card Protection (LCP) is included in 4.3 In the event of your annual card fee and will protect you against unauthorised and fraudulent use of the cardbeing stolen, except for PIN-based transactions, if the card is lost or stolenretained by the ATM and where your card details or your PIN have been compromised, you must notify xxxxxx.xxx Credit Card Services immediately. 3.4 4.4 Provided you were not negligent in safeguarding the card or in reporting the card lost or stolen, you will not be liable for unauthorised and fraudulent transactions that occur on the card as a result of the loss or theft, except for PIN- PIN-based transactions. 3.5 4.5 Lost Card Protection (“LCP”) is included in the service fee/Primary Card Fee. Refer to our full current pricing guide. 4.6 LCP will protect you against unauthorised and fraudulent use of the card. This excludes PIN-based transactions, if the card is lost or stolen. 4.7 If you are negligent in reporting the card lost or stolen or in safeguarding the cardcard or card details, you will not be covered for LCP and will be responsible for all unauthorised and fraudulent use of the card. 3.6 4.8 Any delay in reporting the card lost or stolen will be regarded as negligence and you will have to prove to us that you were not negligent. 3.7 4.9 Any unauthorised transaction made by using the card and PIN, or solely with the PINPIN or non-swiping card transactions, will not be covered by us and will be your sole responsibility.

Unauthorised use of the card. 3.1 You must The business and the cardholder mu st take all reasonable steps to prevent any unauthorised use of the card and PINPIN (if a PIN has been issued). 3.2 You The business or the cardholder must notify our Card division Division immediately by contacting the Lost Card number shown on your the business’ monthly control account statement, if you either the business or the cardholder discover that the card has been lost or stolen or an ATM has not returned the card or the card details or your PIN have been compromised. 3.3 Lost Card Protection (LCP) is included in your the annual card fee and will protect you the business and the cardholder against unauthorised and fraudulent use of the card, except for PIN-based transactions, if the card is lost or stolen. 3.4 Provided you were the business or the cardholder is not negligent in safeguarding the card or in reporting the card lost or stolen, you they will not be liable for unauthorised and fraudulent transactions that occur on the card as a result of the loss or theft, except for PIN- PIN based transactions. 3.5 If you are either the business or the cardholder is negligent in reporting the card lost or stolen or in safeguarding the card, you they will not be covered for under LCP and will be responsible for all unauthorised and fraudulent use of the card. 3.6 Any delay in reporting the card lost or stolen stolen, will be regarded as negligence and you the business or the cardholder will have to prove to us that you they were not negligent. 3.7 Any unauthorised transaction made by using the card and PIN, or solely with the PIN, PIN will not be covered by us and will be your the sole responsibilityresponsibility of the business and the cardholder.

Unauthorised use of the card. 3.1 You must take all reasonable steps to prevent any unauthorised use of the card and PIN. 3.2 You must notify our Card division immediately by contacting the Lost Card number shown on your monthly statement, if you discover that the card has been lost or stolen or an ATM has not returned the card or the card details or your PIN have been compromised. 3.3 Lost Card Protection (LCP) is included in your annual card fee and will protect you against unauthorised and fraudulent use of the card, except for PIN-based transactions, if the card is lost or stolen. 3.4 Provided you were not negligent in safeguarding the card or in reporting the card lost or stolen, you will not be liable for unauthorised and fraudulent transactions that occur on the card as a result of the loss or theft, except for PIN- PIN-based transactions. 3.5 If you are negligent in reporting the card lost or stolen or in safeguarding the card, you will not be covered for LCP and will be responsible for all unauthorised and fraudulent use of the card. 3.6 Any delay in reporting the card lost or stolen will be regarded as negligence and you will have to prove to us that you were not negligent. 3.7 Any unauthorised transaction made by using the card and PIN, or solely with the PIN, will not be covered by us and will be your sole responsibility.