Common use of Use of Payment Instruments Clause in Contracts

Use of Payment Instruments. 4.1 Depending on the terms and conditions of your Account with us you may be provided with Payment Instruments. These may be subject to a credit limit which we will communicate to you. 4.2 We may stop your right to use a Payment Instrument at any time on reasonable grounds relating to: (a) the security of a Payment Instrument; (b) the suspected unauthorised or fraudulent use of a Payment Instrument; or (c) a significantly increased risk that you will be unable to pay. 4.3 Before we stop a Payment Instrument we will inform you that we intend to do so and give you our reasons. If we are unable to inform you in advance we will do so immediately afterwards. However, we will not inform you if this will compromise our security measures or be unlawful. As soon as practicable after the reasons for stopping the Payment Instrument cease to exist, we will re-activate or replace the Payment Instrument. 4.4 You will use the Payment Instrument in accordance with the terms and conditions governing its issue and use. When you receive a Payment Instrument you will ensure that you take all reasonable steps to keep your Personalised Security Information safe. To comply with this you must: (a) always take reasonable steps to keep your PIN and Personalised Security Information secret; (b) not allow anyone else to use your PIN or Personalised Security Information; and (c) never disclose your PIN or Personalised Security Information to anyone else. 4.5 If you believe that a Payment Instrument is lost, stolen or misused or that your PIN or any Personalised Security Information has become known to another person, then you must notify us immediately either by contacting us at London Customer Support email:xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx or by telephone on +00(0)00 0000 0000. 4.6 Where you are provided with a card-based Payment Instrument by a third party Payment Service Provider which is linked to an Account which is accessible online, the card-based payment instrument issuer may request confirmation from us that an amount necessary to execute the card-based Payment Transaction is available on your Account. You agree that we may provide this confirmation in the form of a simple “Yes” or “No” communication immediately in response to each such request. 4.7 Where you have instructed a registered account information service provider or authorised payment initiation service provider to access your Account, we may refuse this access where we have reasonably justified and duly evidenced concerns relating to either unauthorised or fraudulent access to your Account by such Payment Service Providers.

Use of Payment Instruments. 4.1 Depending on the terms and conditions of your Account with us you may be provided with Payment Instruments. These may be subject to a credit limit which we will communicate to you. 4.2 We may stop your right to use a Payment Instrument at any time on reasonable grounds relating to: (a) : the security of a Payment Instrument; (b) Instrument;‌ the suspected unauthorised or fraudulent use of a Payment Instrument; or (c) or a significantly increased risk that you will be unable to pay.pay.‌‌ 4.3 Before we stop a Payment Instrument we will inform you that we intend to do so and give you our reasons. If we are unable to inform you in advance we will do so immediately afterwards. However, we will not inform you if this will compromise our security measures or be unlawful. As soon as practicable after the reasons for stopping the Payment Instrument cease to exist, we will re-activate or replace the Payment Instrument. 4.4 You will use the Payment Instrument in accordance with the terms and conditions governing its issue and use. When you receive a Payment Instrument you will ensure that you take all reasonable steps to keep your Personalised Security Information safe. To comply with this you must: (a) : always take reasonable steps to keep your PIN and Personalised Security Information secret; (b) ; not allow anyone else to use your PIN or Personalised Security Information; and (c) and never disclose your PIN or Personalised Security Information to anyone else.else.‌ 4.5 If you believe that a Payment Instrument is lost, stolen or misused or that your PIN or any Personalised Security Information has become known to another person, then you must notify us immediately either by contacting us at London Customer Support email:xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx email: xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx or by telephone on +00(0)00 0000 0000. 4.6 Where you are provided with a card-based Payment Instrument by a third party Payment Service Provider which is linked to an Account which is accessible online, the card-based payment instrument issuer may request confirmation from us that an amount necessary to execute the card-based Payment Transaction is available on your Account. You agree that we may provide this confirmation in the form of a simple “Yes” or “No” communication immediately in response to each such request. 4.7 Where you have instructed a registered account information service provider or authorised payment initiation service provider to access your Account, we may refuse this access where we have reasonably justified and duly evidenced concerns relating to either unauthorised or fraudulent access to your Account by such Payment Service Providers.

Use of Payment Instruments. 4.1 Depending on the terms and conditions of your Account with us you may be provided with Payment Instruments. These may be subject to a credit limit which we will communicate to you. 4.2 We may stop your right to use a Payment Instrument at any time on reasonable grounds relating to: (a) the security of a Payment Instrument; (b) the suspected unauthorised or fraudulent orudfraulent use of a Payment Instrument; or (c) a significantly increased risk that you will be unable to pay. 4.3 Before we stop a Payment Instrument we will inform you that we intend to do so and give you our reasons. If we are unable to inform you in advance we will do advancewwilledo so immediately afterwards. However, we will not inform you if this will compromise our security measures or be unlawful. As soon as practicable after the reasons for stopping the Payment Instrument cease to exist, we will rewe-activate awctililvarete or replace the replacehet Payment Instrument. 4.4 You will use the Payment Instrument in accordance with the terms and conditions governing its issue and use. When you receive a Payment Instrument you will ensure that you take all reasonable steps to keep your Personalised Security Information SecuriItnyformation safe. To comply with this you must: (a) always take reasonable steps to keep your PIN and Personalised Security Information secret; (b) not allow anyone else to use your PIN or Personalised Security Information; and (c) never disclose your PIN or Personalised oPrersonalised Security Information to anyone else. 4.5 If you believe that a Payment Instrument is lost, stolen or misused or that your PIN or any Personalised Security Information has become known to another person, then you must notify us immediately immediatel y either by contacting us b contactingus at London Customer Support email:xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx or emacuil:xxxxxxxxxxxxxxxxxxx@xxxxxx.xxxx by telephone on +00(0)00 0000 0000. 4.6 Where you are provided with a cardca-based brdased Payment Instrument by a third party Payment paPrat yment Service Provider which is linked to an Account which is accessible online, the cardthe-based bcasrded payment instrument issuer may request confirmation from us that an amount necessary to execute the cardt-based Payment hbeasceadrdPayment Transaction is available on your Account. Accout.n You agree that we may provide this confirmation in the form of a simple “Yes” or “No” communication immediately in response to each such request.³ < H V ´ R U ³ 1 R ´ F R P P X Q L F D W L R Q L P P H G L D W H O \ L Q U H V S R Q V H W R H 4.7 Where you have instructed a registered account information service provider or authorised payment initiation service provider to access your Account, we may refuse this access where we have reasonably justified and duly evidenced concerns relating to either unauthorised or fraudulent access to your Account by such Payment Service Providers.

Use of Payment Instruments. 4.1 Depending on the terms and conditions of your Account with us you may be provided with Payment Instruments. These may be subject to a credit limit which we will communicate to you. 4.2 We may stop your right to use a Payment Instrument at any time on reasonable grounds relating to: (a) : the security of a Payment Instrument; (b) ; the suspected unauthorised or fraudulent use of a Payment Instrument; or (c) or a significantly increased risk that you will be unable to pay. 4.3 Before we stop a Payment Instrument we will inform you that we intend to do so and give you our reasons. If we are unable to inform you in advance we will do so immediately afterwards. However, we will not inform you if this will compromise our security measures or be unlawful. As soon as practicable after the reasons for stopping the Payment Instrument cease to exist, we will re-activate or replace the Payment Instrument. 4.4 You will use the Payment Instrument in accordance with the terms and conditions governing its issue and use. When you receive a Payment Instrument you will ensure that you take all reasonable steps to keep your Personalised Security Information safe. To comply with this you must: (a) : always take reasonable steps to keep your PIN and Personalised Security Information secret; (b) ; not allow anyone else to use your PIN or Personalised Security Information; and (c) and never disclose your PIN or Personalised Security Information to anyone else. 4.5 If you believe that a Payment Instrument is lost, stolen or misused or that your PIN or any Personalised Security Information has become known to another person, then you must notify us immediately either by contacting us at London Customer Support email:xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx email: xxxxxxxxxxxxxxxxxxxxx@xxxxxx.xxx or by telephone on +00(0)00 0000 0000. 4.6 Where you are provided with a card-based Payment Instrument by a third party Payment Service Provider which is linked to an Account which is accessible online, the card-based payment instrument issuer may request confirmation from us that an amount necessary to execute the card-based Payment Transaction is available on your Account. You agree that we may provide this confirmation in the form of a simple “Yes” or “No” communication immediately in response to each such request. 4.7 Where you have instructed a registered account information service provider or authorised payment initiation service provider to access your Account, we may refuse this access where we have reasonably justified and duly evidenced concerns relating to either unauthorised or fraudulent access to your Account by such Payment Service Providers.