Users 使 用 者. All personal data concerning the Client (whether provided by the Client or any other person, and whether provided before or after the date the Client receives this Agreement containing this information) may be used by any of the following companies or persons (each, a “User”) in or outside Hong Kong: 有關客戶的所有個人資料（不論是由客戶所提供或其他人士所提供；及不論是在客戶收到包含此等資料的本協議之日之前或之後提供）可被任何下列位於或不位於香港的公司或人士使用（均為「使用者」）：
a. FORWIN and/or any of the holding companies/subsidiaries associated with FORWIN (the “Group”); 富榮證券及與之有關的任何控股/子公司（「本集團」）；
b. any director, officer or employee or the agent of the Group; 本集團的任何董事、高級職員、僱員或代理人；
c. any person (such as lawyers, advisers, nominee, custodian etc.) authorized by the Group when carrying out the Client’s instructions and/or the business of the Group; 執行客戶指示及/或從事本集團業務而由本集團授權的任何人士（例如律師、顧問、代名人、託管人等）；
d. any actual or proposed assignee of any rights and obligations of the Group in relation to the Client; 持有本集團與客戶相關的任何權利和義務的任何實際或建議受讓人的；
e. any governmental, regulatory or other bodies or institutions, whether as required by law or regulations applicable to any member of the Group; and 任何政府機構、監管機構或其他團體或機構（不論是法例或任何集團成員適用的規例所要求）；及
f. any banks, financial institutions or brokers and insurance agents who are business partners, associates or related parties of the Group for the provision of investment products or services. 任何銀行、金融機構、中介人、保險經紀，均為本集團之業務合作夥伴、關聯公司或關聯方，提供投資產品或服務之等。
g. any agents, contractors, sub-contractors, service providers or associates of the Group (including their employees, directors, officers, agents, contractors, service providers, and professional advisers); 本集團的任何代理、承包商、次承包商、服務供應商或聯營人士(包括彼等的僱員、董事、職員、代理人、承包商、服務供應商及專業顧問);
h. any third-party service provider who provides administrative, telecommunications, computer, payment, debt collection or securities clearing or other services to the Group in connection with the operation of its business (including their employees, directors and officers); 任何就本集團業務運作向本集團提供行政、電訊、電腦、付帳、債務追討或證券結算或其他服務的第三方服務供應商(包括彼等的僱員、董事及職員);
i. any person under a duty of confidentiality to the Group including a member of the Group which has undertaken to keep such information confidential; 任何對本集團有保密責任的其他人士，包括就有關資料對本集團有保密承諾的本集團之集團成員;
j. credit reference agencies and, in the event of default, to debt collection agencies; and 信貸資料服務機構,如資料當事人欠款時則可將該等資料提供予債務追收代理; 及
k. charitable or non-profit making organizations. 慈善或非牟利機構。
