Common use of Using Your Card/Features Clause in Contracts

Using Your Card/Features. The maximum value of your Card is restricted to $15,000.00. These are the transaction types and limitations associated with your Card: Load, Xxxxxxxxxx and Spend Limits Load Type Limitations (Limits are for rolling 24-hr periods) • Total Daily Loads and Credits to Card (from all sources, including refunds to your card) 20 times, amounts totaling no more than $7,500.00 • Maximum loads from your Sponsoring Employer • Maximum loads by direct deposit (ACH from another bank) 10 times, amounts totaling no more than $7,500.00 • Maximum check loads via Ingo Money§ 3 times, amounts totaling no more than $5,000.00 • Maximum transfers TO your Card from another card 2 times, amounts totaling no more than $7,500.00 We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. §Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency and or amount of loads to your Card Account. Spend and Withdrawal Limitations Transactions (Limits are for rolling 24 hr periods unless otherwise noted) • Total Daily Debits from Card (from all sources, including all withdrawal and spend) • Maximum Purchases (including all Point of Sale transactions) 50 times, amounts totaling no more than $5,050.00 • Maximum Bill Pay transactions* 10 times, amounts totaling no more than $2,000.00 10 times, amounts totaling no more than $3,000.00 per rolling 7 days 20 times, amounts totaling no more than $5,000.00 in a rolling 30 day period • Maximum ATM withdrawals** 3 times, each withdrawal no more than $1,025.00, amounts totaling no more than $1,220.00 You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Allpoint cards, Plus cards or Accel cards are accepted as long as you do not exceed the available value of your Card Account and other restrictions (see examples described below) do not apply. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card Account to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may limit the amount or number of transactions you can make on your Card. You may not use your Card for illegal gambling or any illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. If you use your Card at an automated fuel dispenser (“pay at the pump”), the transaction may be preauthorized for an amount up to $100.00 or more. If your Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the transaction may be preauthorized for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. A preauthorization will place a “hold” on those available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorized amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. If you authorize a transaction and then fail to make the purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. Each time you use your Card, you authorize us to reduce the available value of your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the available balance of funds on your Card, you shall remain fully liable to us for the amount of the transaction and any fees, if applicable.

Using Your Card/Features. The maximum value of your Card is restricted to $15,000.00. These are the transaction types and limitations associated with your Card: Load, Xxxxxxxxxx Withdrawal and Spend Limits Load Type Limitations (Limits are for rolling 24-hr periods) • Total Daily Loads and Credits to Card (from all sources, including refunds to your card) 20 times, amounts totaling no more than $7,500.00 • Maximum loads from your Sponsoring Employer • Maximum loads by direct deposit (ACH from another bank) 10 times, amounts totaling no more than $7,500.00 • Maximum check loads via Ingo Money§ 3 times, amounts totaling no more than $5,000.00 • Maximum transfers TO your Card from another card 2 times, amounts totaling no more than $7,500.00 We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. §Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency and or amount of loads to your Card Account. Spend and Withdrawal Limitations Transactions (Limits are for rolling 24 hr periods unless otherwise noted) • Total Daily Debits from Card (from all sources, including all withdrawal and spend) • Maximum Purchases (including all Point of Sale transactions) 50 times, amounts totaling no more than $5,050.00 • Maximum Bill Xxxx Pay transactions* 10 times, amounts totaling no more than $2,000.00 10 times, amounts totaling no more than $3,000.00 per rolling 7 days 20 times, amounts totaling no more than $5,000.00 in a rolling 30 day period • Maximum ATM withdrawals** 3 times, each withdrawal no more than $1,025.00, amounts totaling no more than $1,220.00 You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Allpoint cards, Plus cards or Accel cards are accepted as long as you do not exceed the available value of your Card Account and other restrictions (see examples described below) do not apply. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card Account to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may limit the amount or number of transactions you can make on your Card. You may not use your Card for illegal gambling or any illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. If you use your Card at an automated fuel dispenser (“pay at the pump”), the transaction may be preauthorized for an amount up to $100.00 or more. If your Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the transaction may be preauthorized for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. A preauthorization will place a “hold” on those available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorized amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. If you authorize a transaction and then fail to make the purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. Each time you use your Card, you authorize us to reduce the available value of your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the available balance of funds on your Card, you shall remain fully liable to us for the amount of the transaction and any fees, if applicable.

Using Your Card/Features. The maximum value of your Card is restricted to $15,000.00. These are the transaction types and limitations associated with your Card: Load, Xxxxxxxxxx Withdrawal and Spend Limits Load Type Limitations (Limits are for rolling 24-hr periods) • Total Daily Loads and Credits to Card (from all sources, including refunds to your card) 20 times, amounts totaling no more than $7,500.00 • Maximum loads from your Sponsoring Employer • Maximum loads by direct deposit (ACH from another bank) 10 times, amounts totaling no more than $7,500.00 • Maximum check loads via Ingo Money§ 3 times, amounts totaling no more than $5,000.00 • Maximum transfers TO your Card from another card 2 times, amounts totaling no more than $7,500.00 We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. §Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency and or amount of loads to your Card Account. Spend and Withdrawal Transactions Limitations Transactions (Limits are for rolling 24 hr periods unless otherwise noted) • Total Daily Debits from Card (from all sources, including all withdrawal and spend) • Maximum Purchases (including all Point of Sale transactions) 50 times, amounts totaling no more than $5,050.00 • Maximum Bill Xxxx Pay transactions* 10 times, amounts totaling no more than $2,000.00 10 times, amounts totaling no more than $3,000.00 per rolling 7 days 20 times, amounts totaling no more than $5,000.00 in a rolling 30 day period • Maximum ATM withdrawals** 3 times, each withdrawal no more than $1,025.00, amounts totaling no more than $1,220.00 You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Allpoint cards, Plus cards or Accel cards are accepted as long as you do not exceed the available value of your Card Account and other restrictions (see examples described below) do not apply. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card Account to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may limit the amount or number of transactions you can make on your Card. You may not use your Card for illegal gambling or any illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. If you use your Card at an automated fuel dispenser (“pay at the pump”), the transaction may be preauthorized for an amount up to $100.00 or more. If your Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the transaction may be preauthorized for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. A preauthorization will place a “hold” on those available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorized amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. If you authorize a transaction and then fail to make the purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. Each time you use your Card, you authorize us to reduce the available value of your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the available balance of funds on your Card, you shall remain fully liable to us for the amount of the transaction and any fees, if applicable.

Using Your Card/Features. The maximum value of your Card is restricted to $15,000.00. These are the transaction types and limitations associated with your Card: Load, Xxxxxxxxxx Withdrawal and Spend Limits Load Type Limitations (Limits are for rolling 24-hr periods) • Total Daily Loads and Credits to Card (from all sources, including refunds to your card) 20 times, amounts totaling no more than $7,500.00 • Maximum loads from your Sponsoring Employer • Maximum loads by direct deposit (ACH from another bank) 10 times, amounts totaling no more than $7,500.00 • Maximum check loads via Ingo Money§ 3 times, amounts totaling no more than $5,000.00 • Maximum transfers TO your Card from another card 2 times, amounts totaling no more than $7,500.00 We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. §Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency and or amount of loads to your Card Account. Spend and Withdrawal Transactions Limitations Transactions (Limits are for rolling 24 hr periods unless otherwise noted) • Total Daily Debits from Card (from all sources, including all withdrawal and spend) • Maximum Purchases (including all Point of Sale transactions) 50 times, amounts totaling no more than $5,050.00 • Maximum Bill Xxxx Pay transactions* 10 times, amounts totaling no more than $2,000.00 10 times, amounts totaling no more than $3,000.00 per rolling 7 days 20 times, amounts totaling no more than $5,000.00 in a rolling 30 day period • Maximum ATM withdrawals** 3 times, each withdrawal no more than $1,025.00, amounts totaling no more than $1,220.00 • Maximum Teller Assisted Cash Withdrawals* 3 times, each withdrawal no more than $5,050.00, amounts totaling no more than $5,050.00 • Maximum Transfers FROM your card to another card 2 times, amounts totaling no more than $2,500.00 • Maximum transfers to your bank account 50 times, amounts totaling no more than $5,050.00 *Third parties may impose additional limitations and or fees. **ATM owner-operators and participating banks may impose their own limitations and or fees on cash withdrawals. You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Allpoint cards, Plus cards or Accel cards are accepted as long as you do not exceed the available value of your Card Account and other restrictions (see examples described below) do not apply. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card Account to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may limit the amount or number of transactions you can make on your Card. You may not use your Card for illegal gambling or any illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. If you use your Card at an automated fuel dispenser (“pay at the pump”), the transaction may be preauthorized for an amount up to $100.00 or more. If your Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the transaction may be preauthorized for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. A preauthorization will place a “hold” on those available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorized amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. If you authorize a transaction and then fail to make the purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. Each time you use your Card, you authorize us to reduce the available value of your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the available balance of funds on your Card, you shall remain fully liable to us for the amount of the transaction and any fees, if applicable.

Using Your Card/Features. The maximum value of your Card is restricted to $15,000.0010,000.00. These are the transaction types and limitations associated with your Card: Load, Xxxxxxxxxx and Spend Limits Load Type Limitations (Limits are for rolling 24-24 hr periods) • Total Daily Loads and Credits to Card (from all sources, including refunds to your card) 20 10 times, amounts totaling no more than $7,500.00 • Maximum loads from your Sponsoring Employer 5,000.00 • Maximum loads by direct deposit (ACH from another bank) 10 times, amounts totaling no more than $7,500.00 • Maximum check loads via Ingo Money§ 3 times, amounts totaling no more than $5,000.00 • Maximum loads from third party cash reload networks (via Western Union or Green Dot)§ 4 times, amounts totaling no more than $950.00 10 times, amounts totaling no more than $9,500.00 in a rolling 30-day period • Maximum check loads via Ingo Money 3 times, amounts totaling no more than $2,500.00 • Maximum transfers TO your Card from another card 2 times, amounts totaling no more than $7,500.00 2,500.00 We may at our discretion allow a load payment in excess of these limits. See the “Loading Your Card” section for more details about this policy. §Third party money transfer services used to load funds to your Card Account may impose their own per transaction, daily, weekly or monthly limits on the frequency and or amount of loads cash you can load to your Card Account. Spend and Withdrawal Transactions Limitations Transactions (Limits are for rolling 24 hr periods unless otherwise noted) • Total Daily Debits from Card (from all sources, including all withdrawal and spend) 20 times, amounts totaling no more than $2,525.00 • Maximum Purchases (including all Point of Sale transactions) 50 20 times, amounts totaling no more than $5,050.00 2,525.00 • Maximum Bill Pay transactions* 10 times, amounts totaling no more than $2,000.00 10 times, amounts totaling no more than $3,000.00 per in a rolling 7 days 7-day period 20 times, amounts totaling no more than $5,000.00 in a rolling 30 30-day period • Maximum ATM withdrawals** 3 times, each withdrawal no more than $1,025.00500.00, amounts totaling no more than $1,220.00 500.00 • Maximum Teller Assisted Cash Withdrawals* 3 times, each withdrawal no more than $2,525.00, amounts totaling no more than $2,525.00 • Maximum Transfers FROM your card to another card 2 times, amounts totaling no more than $2,500.00 • Maximum transfers to your bank account* 20 times, amounts totaling no more than $2,525.00 *Third parties may impose additional limitations and or fees. **ATM owner-operators and participating banks may impose their own limitations and or fees on cash withdrawals. You may use your Card to purchase or lease goods or services everywhere Visa debit cards, Plus cards, Allpoint cards, Plus cards Interlink cards, STAR cards, or Accel cards are accepted as long as you do not exceed the available value of your Card Account and other restrictions (see examples described below) do not apply. Some merchants do not allow cardholders to conduct split transactions where you would use the Card as partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card Account to the Card. You must then arrange to pay the difference using another payment method. Some merchants may require payment for the remaining balance in cash. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Card, your Card is likely to be declined. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may limit the amount or number of transactions you can make on your Card. You may not use your Card for illegal gambling or any illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. If you use your Card at an automated fuel dispenser (“pay at the pump”), the transaction may be preauthorized for an amount up to $100.00 or more. If your Card is declined, even though you have sufficient funds available, you should pay for your purchase inside with the cashier. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the transaction may be preauthorized for the purchase amount plus up to 20% or more to ensure there are sufficient funds available to cover tips or incidental expenses incurred. A preauthorization will place a “hold” on those available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorized amount on hold will be removed. It may take up to seven (7) days for the hold to be removed. During the hold period, you will not have access to the preauthorized amount. You do not have the right to stop payment on any purchase or payment transaction originated by use of your Card. If you authorize a transaction and then fail to make the purchase of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may result in a hold for that amount of funds for up to sixty (60) days. If you use your Card number without presenting your Card (such as for a mail order, telephone, or Internet purchase), the legal effect will be the same as if you had used the Card itself. Card Account restrictions include, but are not limited to: restricted geographic or merchant locations where there is a higher risk of fraud or illegal activity; restrictions to comply with laws or prevent our liability; and other restrictions to prevent fraud and other losses. For security reasons, we may, with or without prior notice, limit the type, amount, or number of transactions you can make on your Card. You may not use your Card for illegal online gambling or any other illegal transaction. We may increase, reduce, cancel, or suspend any of the restrictions or add new ones at any time. Your Card cannot be redeemed for cash. Each time you use your Card, you authorize us to reduce the available value of your Card Account by the amount of the transaction and any applicable fees. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Nevertheless, if a transaction exceeds the available balance of funds on your Card, you shall remain fully liable to us for the amount of the transaction and any fees, if applicable.