USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") which you will have outstanding on your account at any time. Unless disclosed otherwise, the Credit Union will not allow advances over the credit limit. If the Credit Union has a program whereby it allows payment of advances that exceed your credit limit, subject to a fee, the Credit Union will provide you with notice, either orally, in writing, or electronically (notwithstanding the requirements of the paragraph entitled “Statements and Notices”) explaining your right to opt in to the Credit Union’s program whereby it will honor advance requests over the credit limit. In the event you opt in to such a program, you agree to the terms of such a program. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may, from time to time, issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check, it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor.
USING YOUR ACCOUNT. If you are approved for an Account, Credit Union will establish a line of credit for you and notify you of your credit limit. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus “other charges”) that you will have outstanding on your Account at any time. If you are over your credit limit, you must pay the amount you are over before payments will begin to restore your credit limit. You may request an increase in your credit limit only by a method acceptable to Credit Union. Credit Union has the right to reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law.
USING YOUR ACCOUNT. By using the Account or keeping the Card, You agree to the terms of this Agreement. You agree to use Your Account in accordance with this Agreement. Your Account must only be used for lawful transactions.
USING YOUR ACCOUNT. If you are approved for an Account, the Credit Union will establish a line of credit for you and notify you of your credit limit. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your Account at anytime. Each payment you make to your Account will restore your credit limit by the amount of the payment, unless you are over your credit limit. If you are over your credit limit, you must pay the amount you are over before payments will begin to restore your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union has the right to reduce your credit limit, refuse to make an advance and/or terminate your Account at any time for any reason not prohibited by law.
USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. The amount of your credit limit is set forth on the Addendum accompanying this Agreement. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your account at any time. If you exceed your credit limit, you must pay the amount you are over your limit plus any fees and unpaid finance charges before payments will begin to restore your credit limit. In addition, a fee may be imposed for exceeding your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may from time to time issue convenience checks to you that may be drawn on your account. Convenience checks may not be used to make a payment on your account balance. If you use a convenience check it will be posted to your account as a cash advance. We reserve the right to refuse to pay a convenience check drawn on your account for any reason and such refusal shall not constitute wrongful dishonor.
USING YOUR ACCOUNT. ALLOWED USE
USING YOUR ACCOUNT. If you are approved for an account, the Credit Union will establish a line of credit for you. The amount of your credit limit is set forth on the Addendum accompanying this Agreement. You agree that your credit limit is the maximum amount (purchases, cash advances, finance charges, plus "other charges") that you will have outstanding on your account at any time. If you exceed your credit limit, you must pay the amount you are over your limit plus any fees and unpaid finance charges before payments will begin to restore your credit limit. In addition, a fee may be imposed for exceeding your credit limit. You may request an increase in your credit limit only by a method acceptable to the Credit Union. The Credit Union may increase or decrease your credit limit, refuse to make an advance, and/or terminate your account at any time for any reason not prohibited by law. If you are permitted to obtain cash advances on your account, we may from time to time issue convenience checks to you that may be drawn on your account.
USING YOUR ACCOUNT. You may use your Account to make Transactions. You may not use or permit your Account to be used for: • Any illegal purpose, including in connection with unlawful domestic or international gambling websites or to purchase illegal goods or services; • Cash Advances and Cash Equivalents; • Any purpose in any country or territory that is subject to economic sanctions administered and enforced by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC), or with any person or entity subject to these sanctions; or • Paying any debts to us. If your Account is used for any Transaction not permitted by this Agreement, we will treat these Transactions as Purchase Transactions for purposes of applying interest, and you are responsible for these Transactions and any related interest or Daily Cash Adjustments.
USING YOUR ACCOUNT. Your card must be signed before using. When you receive this Agreement, use the Account, or sign or keep the Card, you agree to: •the terms of this Agreement; plus •any amendments or supplements to the Agreement. TYPES OF USE You may use your Account for: •Purchases; •Balance Transfers; •Check Transactions; •Cash Advances. We may limit the amount and/or frequency of any type of use at any time. Cash Advance transactions are considered: •ATM withdrawals •Overdraft transactions •Checks used for purposes other than Balance Transfers •Over the counter (at bank) •Other “cash like” transactions, such as purchasing money orders, gaming transactions, or purchasing lottery tickets. ALLOWED USE You agree to: •use your Account only for lawful purposes •use your Account for only personal, family, household, or charitable purposes; and •repay us for all costs related to uses not allowed under this Agreement. You are not allowed to use your Account: •To make payments to this credit card or any other loan payments to us or our affiliates; for unlawful internet gambling. If you have given permission to use this card to someone, these transactions are not considered unauthorized and you will be liable for these purchases. USING THE ACCOUNT At times we may: •decline a transaction if there is not enough available credit and for any other reason; and/or •require our Authorization before allowing a transaction. Any merchant may request to check your ID. We are not liable if: •a merchant refuses your card; and/or •we do not complete your transaction for any reason.
USING YOUR ACCOUNT. You promise to follow the terms of this Agreement as long as Your Account remains open or has a balance. Any physical card You may receive in the future should be signed when You receive it. The card will be valid during the dates provided on the front. You will take reasonable steps to prevent the unauthorized use of Your Card and Account. We are not responsible if anyone refuses to accept Your Card for any reason. Also, we may reject any transaction for any reason. Unless we tell You otherwise, we will bill each transaction to the applicable Segment of Your Account and apply it against Your available credit limit for the Account and Card for that Segment in each Billing Cycle. You must not use, or try to use the Card for any Internet gambling transactions or transactions that are illegal or not permitted by us. You will still be responsible or such transactions if You do. In addition, these transactions will be subject to this Agreement, and You might have to reimburse the Payment Card Network and us for all damages and expenses. From time to time, due to circumstances beyond our control (such as system failures, fires, floods, natural disasters, or other unpredictable events) our services might be unavailable. When this happens, You might be unable to use Your Card or obtain information about Your Account. We will not be responsible or liable if this happens. You are solely responsible for maintaining the security of Your Card, Your telephones and their passcodes, and any other authentication credentials used in connection with Your Account (collectively, Your "Credentials"). If You authorize or allow anyone else to use Your Account (e.g., by providing the passcode to Your telephone, allowing a third party to set up facial or touch identification, or otherwise providing any of Your Credentials to a third party), the person may be able to make Transactions using Your Account, and You will be liable for all Transactions made on Your Account by that person. You promise to pay us all amounts due on Your Account. This includes amounts where You did not sign a purchase slip or other documents for the transaction. If You use Your Card number without presenting Your actual Card (including without limitation mail, telephone, or internet purchases), this will be treated the same way as if You used the Card in person. If You let someone else use Your Card, You are responsible for all transactions that person makes. Your promise to pay us will apply to Your estate ...
