Common use of View Online Account Information Clause in Contracts

View Online Account Information. You may use Online Banking and Mobile Banking to view the balance and recent activity in your qualifying Accounts (“Online Account Information”). Online Account Information that is available to you may vary depending on whether you access this Online Service through Online Banking or through Mobile Banking. Online Account Information is provided as a convenience to you for tracking purposes only. The Online Account Information provided may differ from your records because it may not include deposits in process, outstanding checks, withdrawals, payments, fees or charges. In addition, the transaction history may be limited to a particular number of days. For example, only transactions for the past year are available on Mobile Banking. Avadian does not guarantee either (i) the availability or accuracy of any Online Account Information, (ii) the accuracy of the auto categorization option; or (iii) your ability to download and/or store any Online Account Information. We will not be liable for damages of any kind arising from (i) your inability to access any Online Account Information, (ii) inaccurate content in, or your use of or reliance on the contents of any Online Account Information, or (iii) your inability to download and/or store any Online Account Information. You will have the ability to access any Account in which you are a joint owner or, in some cases, trustee, representative for another person, agent or fiduciary. Likewise, those who are named as joint owners, trustees, representatives, agents or fiduciaries on your account will have full access to your Accounts through the Online Services. You understand and agree that those individuals or entities may view balances, initiate transactions, open accounts, close accounts, or direct us to make changes to the Account itself. If you do not want such individuals or entities to have full access, you must contact Avadian by calling 000.000.0000. We display both the current balance and the available balance for your Accounts. It is very important that you understand the difference. The current balance is the total amount of funds in your account. The available balance is your current balance less any holds or outstanding debits that have not yet posted to your account, such as pending electronic transactions, pre-authorized transfers, point of sale transactions, and merchant payment authorizations. For example, assume your actual and available balance are both $100, and you initiate a debit card transaction at the grocery store for $20. A hold is placed on your Account, so your available balance is only $80. Your current balance will remain at $100 until the merchant grocery store finalizes the transaction by sending it to us at a later date. In the meantime, assume a check you previously wrote for $90 clears. Because your available balance is only $80, your Account will be overdrawn by $10, even though your current balance is $100. You may be subject to possible fees, thus reducing your balance even further.

View Online Account Information. You may use Online Banking and Mobile Banking to view the balance and recent activity in your qualifying Accounts (“Online Account Information”). Online Account Information that is available to you may vary depending on whether you access this Online Service through Online Banking or through Mobile Banking. Online Account Information is provided as a convenience to you for tracking purposes only. The Online Account Information provided may differ from your records because it may not include deposits in process, outstanding checks, withdrawals, payments, fees or charges. In addition, the transaction history may be limited to a particular number of days. For example, only transactions for the past year are available on Mobile Banking. Avadian does not guarantee either (i) the availability or accuracy of any Online Account Information, (ii) the accuracy of the auto categorization option; or (iii) your ability to download and/or store any Online Account Information. We will not be liable for damages of any kind arising from (i) your inability to access any Online Account Information, (ii) inaccurate content in, or your use of or reliance on the contents of any Online Account Information, or (iii) your inability to download and/or store any Online Account Information. You will have the ability to access any Account in which you are a joint owner or, in some cases, trustee, representative for another person, agent or fiduciary. Likewise, those who are named as joint owners, trustees, representatives, agents or fiduciaries on your account will have full access to your Accounts through the Online Services. You understand and agree that those individuals or entities may view balances, initiate transactions, open accounts, close accounts, or direct us to make changes to the Account itself. If you do not want such individuals or entities to have full access, you must contact Avadian by calling 000.000.0000888.282.3426. We display both the current balance and the available balance for your Accounts. It is very important that you understand the difference. The current balance is the total amount of funds in your account. The available balance is your current balance less any holds or outstanding debits that have not yet posted to your account, such as pending electronic transactions, pre-authorized transfers, point of sale transactions, and merchant payment authorizations. For example, assume your actual and available balance are both $100, and you initiate a debit card transaction at the grocery store for $20. A hold is placed on your Account, so your available balance is only $80. Your current balance will remain at $100 until the merchant grocery store finalizes the transaction by sending it to us at a later date. In the meantime, assume a check you previously wrote for $90 clears. Because your available balance is only $80, your Account will be overdrawn by $10, even though your current balance is $100. You may be subject to possible fees, thus reducing your balance even further.