Common use of WHAT IS NOT COVERED Clause in Contracts

WHAT IS NOT COVERED. Exclusion What You are not covered for i) If at the Date of Loss, You, or anyone insured to drive the Insured Vehicle under the Comprehensive Motor Insurance is deemed to have been driving: • without a valid license; or • under the influence of alcohol illegally, recreational drugs or any medication that impairs your influence to drive; or • whilst disqualified. ii) Where the Insured Vehicle is not covered by Comprehensive Motor Insurance at the time of the Total Loss or where the driver of the Insured Vehicle at the Date of Loss is not covered by Comprehensive Motor Insurance. iii) Where the Insured Vehicle is covered under any type of Comprehensive Motor Insurance policy that is connected with the motor trade. iv) Where the Comprehensive Motor Insurance provider has offered to repair the Insured Vehicle and You have requested the claim to be dealt with on a Total Loss basis. v) If the Insured Vehicle is used for any of the excluded uses that appear in Section 3 - ELIGIBILITY. vi) Any deductions made by the Comprehensive Motor Insurance provider for any damage not associated with the Total Loss claim. vii) Any salvage value of the Insured Vehicle where You are not required to transfer the ownership of the Insured Vehicle to the Comprehensive Motor Insurance provider.