Common use of When Will the Court Consider the Proposed Settlement Clause in Contracts

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at .m. on [date] at the Eighteenth Judicial Circuit Court for the County of DuPage, Illinois, 000 X. Xxxxxx Xxxx Xxxx, Xxxx 0000, Xxxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlement; determine the fairness of the Settlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives $5,000 each from the Settlement Fund for their services in helping to bring and settle this case. Defendant has agreed that Class Counsel may be paid reasonable attorneys’ fees from the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% of the Settlement Fund, but the Court may award less than this amount. How Do I Get More Information? For more information, including a more detailed Notice, a copy of the Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxx, contact the settlement administrator at 1- - - or ExamSoft Settlement Administrator, [address], or call Class Counsel at 000-000-0000. ExamSoft Settlement Administrator c/o [Settlement Administrator] PO Box 0000 City, ST 00000-0000 XXX A Settlement has been reached in a class action lawsuit against ExamSoft Worldwide, LLC f/k/a ExamSoft Worldwide, Inc. (“ExamSoft”). In the class action lawsuit, plaintiffs allege that ExamSoft unlawfully collected, captured, received, or otherwise obtained and/or stored the Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring software. ExamSoft denies the allegations. You are included if you are an Illinois resident and used ExamSoft’s software to take an online exam between January 1, 2020 and May 5, 2021, and had your biometric identifiers and/or biometric information collected, captured, received, or otherwise obtained and/or stored by ExamSoft. Those included in the Settlement will be eligible to automatically receive a pro rata payment from the Net Settlement Fund. Read this notice carefully. Your legal rights are affected whether you act or don’t act.

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at .m. on [date] at the Eighteenth Judicial Circuit Court for the County of DuPageFederal Building and Courthouse, IllinoisRoom 521, 000 X. Xxxxxx Xxxx XxxxXxxxxxxxx Xxxxxx, Xxxx 0000, XxxxxxxXxxxx Xxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlementsettlement; determine the fairness of the Settlementsettlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative $5,000 each 7,5000 from the Settlement Fund for their his services in helping to bring and settle this case. Defendant has agreed that to pay Class Counsel may be paid reasonable attorneys’ fees from the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% one-third of the Settlement Fund, but the Court may award less than this amount. How Do I Get More Information? For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxxxx.XXxxxxxxxxxxxxxxxxxx.xxx, contact the settlement administrator at 1- - - or ExamSoft Magazine Subscriber Privacy Settlement Administrator, [address], or call Class Counsel at 0-000-000-0000. ExamSoft Magazine Subscriber Privacy Settlement Administrator c/o [Settlement Administrator] PO Box XX Xxx 0000 CityXxxx, ST XX 00000-0000 XXX • A Settlement has been reached in a class action lawsuit against ExamSoft Worldwide, LLC f/k/a ExamSoft Worldwidenonprofit magazine publisher Consumer Reports, Inc. (“ExamSoft”). In the The class action lawsuitlawsuit involves whether Consumer Reports, plaintiffs allege that ExamSoft unlawfully collectedInc. disclosed its customers’ subscription information to third parties, captured, received, or otherwise obtained and/or stored the Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring softwarewhich is alleged to violate Michigan privacy law. ExamSoft denies the allegations. • You are included if you are an Illinois resident have a Michigan street address and used ExamSoft’s software to take an online exam between January April 1, 2020 2010 and May 5October 31, 20212016, and purchased or had your biometric identifiers a subscription to a Consumer Reports Publication. Consumer Reports Publications include any magazine or publication published by Defendant or any of its subsidiaries in the United States, including but not limited to any one of the following magazines and/or biometric information collectedpublications: Consumer Reports, capturedConsumer Reports Online, receivedConsumer Reports on Health Newsletter, or otherwise obtained ShopSmart, and/or stored by ExamSoftMoneyAdvisor. • Those included in the Settlement will be eligible to automatically receive a pro rata payment from (meaning equal) portion of the Net Settlement Fund, which Class Counsel anticipates to be approximately $180. • Read this notice carefully. Your legal rights are affected whether you act act, or don’t act. SUBMIT A CLAIM FORM This is the only way to receive a payment. EXCLUDE YOURSELF You will receive no benefits, but you will retain any rights you currently have to xxx the Defendant about the claims in this case. OBJECT Write to the Court explaining why you don’t like the Settlement. GO TO THE HEARING Ask to speak in Court about your opinion of the Settlement. DO NOTHING You won’t get a share of the Settlement benefits and will give up your rights to xxx the Defendant about the claims in this case. These rights and options—and the deadlines to exercise them—are explained in this Notice.

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at .m. on [date] at the Eighteenth Judicial Circuit Court for the County of DuPageFederal Building and Courthouse, IllinoisRoom 521, 000 X. Xxxxxx Xxxx XxxxXxxxxxxxx Xxxxxx, Xxxx 0000, XxxxxxxXxxxx Xxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlementsettlement; determine the fairness of the Settlementsettlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative $5,000 each 7,5000 from the Settlement Fund for their his services in helping to bring and settle this case. Defendant has agreed that to pay Class Counsel may be paid reasonable attorneys’ fees from the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% one-third of the Settlement Fund, but the Court may award less than this amount. How Do I Get More Information? For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxxxx.XXxxxxxxxxxxxxxxxxxx.xxx, contact the settlement administrator at 1- - - or ExamSoft Magazine Subscriber Privacy Settlement Administrator, [address], or call Class Counsel at 0-000-000-0000. ExamSoft Magazine Subscriber Privacy Settlement Administrator c/o [Settlement Administrator] PO Box XX Xxx 0000 CityXxxx, ST XX 00000-0000 XXX XXXXXX XXXXXX DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK  A Settlement has been reached in a class action lawsuit against ExamSoft Worldwide, LLC f/k/a ExamSoft Worldwidenonprofit magazine publisher Consumer Reports, Inc. (“ExamSoft”). In the The class action lawsuitlawsuit involves whether Consumer Reports, plaintiffs allege that ExamSoft unlawfully collectedInc. disclosed its customers’ subscription information to third parties, captured, received, or otherwise obtained and/or stored the Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring softwarewhich is alleged to violate Michigan privacy law. ExamSoft denies the allegations.  You are included if you are an Illinois resident have a Michigan street address and used ExamSoft’s software to take an online exam between January April 1, 2020 2010 and May 5October 31, 20212016, and purchased or had your biometric identifiers a subscription to a Consumer Reports Publication. Consumer Reports Publications include any magazine or publication published by Defendant or any of its subsidiaries in the United States, including but not limited to any one of the following magazines and/or biometric information collectedpublications: Consumer Reports, capturedConsumer Reports Online, receivedConsumer Reports on Health Newsletter, or otherwise obtained ShopSmart, and/or stored by ExamSoftMoneyAdvisor.  Those included in the Settlement will be eligible to automatically receive a pro rata payment from (meaning equal) portion of the Net Settlement Fund, which Class Counsel anticipates to be approximately $180.  Read this notice carefully. Your legal rights are affected whether you act act, or don’t act.. SUBMIT A CLAIM FORM This is the only way to receive a payment. EXCLUDE YOURSELF You will receive no benefits, but you will retain any rights you currently have to xxx the Defendant about the claims in this case. OBJECT Write to the Court explaining why you don’t like the Settlement. GO TO THE HEARING Ask to speak in Court about your opinion of the Settlement. DO NOTHING You won’t get a share of the Settlement benefits and will give up your rights to xxx the Defendant about the claims in this case. These rights and options—and the deadlines to exercise them—are explained in this Notice. BASIC INFORMATION

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at _ .m. on [date] at the Eighteenth Judicial Circuit Court for the County of DuPageXxxxxx Xxxxxxx Xxxxxxxx United States Courthouse, IllinoisCourtroom 21A, 000 X. Xxxxxx Xxxx Xxxxx Xxxxxx, Xxx Xxxx, Xxxx 0000, Xxxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlement; determine the fairness of the Settlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative $5,000 each 10,000 from the Settlement Fund for their her services in helping to bring and settle this case. Defendant has agreed that to pay Class Counsel may be paid reasonable attorneys’ fees from the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% one-third of the Settlement Fund, but the Court may award less than this amount. How Do I Get More Information? For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxxxx.XXxxxxxxxxxxxxxxxxxx.xxx, contact the settlement administrator at 1- _- - _-_ or ExamSoft Condé Nast Settlement Administrator, [address], or call Class Counsel at 000-000-0000. ExamSoft Condé Nast Settlement Administrator c/o [Settlement Administrator] PO Box XX Xxx 0000 CityXxxx, ST XX 00000-0000 XXX UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK IF YOU SUBSCRIBED TO A CONDÉ NAST PUBLICATION BETWEEN JULY 20, 2009 AND JULY 30, 2016, YOU MAY BE ENTITLED TO A PAYMENT FROM A CLASS ACTION SETTLEMENT. • A Settlement has been reached in a class action lawsuit against ExamSoft Worldwide, LLC fmagazine publisher Advance Magazine Publisher Inc. d/kb/a ExamSoft Worldwide, Inc. (“ExamSoft”)Condé Nast. In the The class action lawsuitlawsuit involves whether Condé Nast disclosed its customers’ subscription information to third parties, plaintiffs allege which is alleged to violate Michigan privacy law. • While Condé Nast believes that ExamSoft unlawfully collectedits practices were in compliance with Michigan law, capturedCondé Nast chose to settle this case, receivedwithout admitting liability, or otherwise obtained and/or stored to focus time, effort and resources on continuing to provide valued content to its readers, as the Biometric Identifiers and/or Biometric Information organization has since its founding, and not on additional legal fees and the uncertainty of Illinois test- takers through its online proctoring softwarelitigation. ExamSoft denies the allegations. • You are included if you are an Illinois resident have a Michigan street address and used ExamSoft’s software subscribed to take an online exam a Condé Nast Publication between January 1July 20, 2020 2009 and May 5July 30, 20212016 for delivery to a Michigan address. Condé Nast Publications include any magazine published by Defendant, one of its subsidiaries or predecessors, or any company or publication acquired by Condé Nast in the United States, including but not limited to any one of the following magazines or publications: Allure, Architectural Digest, Bon Appétit, Brides, Conde Nast Traveler, Footwear News, Glamour, Golf Digest, Golf World, GQ, Lucky, Self, Teen Vogue, The New Yorker, Vanity Fair, Vogue, W, Wired, and had your biometric identifiers and/or biometric information collected, captured, received, or otherwise obtained and/or stored by ExamSoftWomen’s Wear Daily. • Those included in the Settlement will be eligible to automatically receive a pro rata payment from (meaning equal) portion of the Net Settlement Fund, which Class Counsel anticipates to be approximately $75. • Read this notice carefully. Your legal rights are affected whether you act act, or don’t act.. SUBMIT A CLAIM FORM This is the only way to receive a payment. EXCLUDE YOURSELF You will receive no benefits, but you will retain any rights you currently have to xxx the Defendant about the claims in this case. OBJECT Write to the Court explaining why you don’t like the Settlement. GO TO THE HEARING Ask to speak in Court about your opinion of the Settlement. DO NOTHING You won’t get a share of the Settlement benefits and will give up your rights to xxx the Defendant about the claims in this case. These rights and options—and the deadlines to exercise them—are explained in this Notice. BASIC INFORMATION

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at _ .m. on [date] at the Eighteenth Judicial Circuit Court for the Xxxxxxxxxx County of DuPage, IllinoisCourthouse, 000 X. Xxxxxx Xxxx XxxxXxxxxxxxx Xxxxxx, Xxxx 0000, XxxxxxxXxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlement; determine the fairness of the Settlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative up to $5,000 each from the Settlement Fund for their her services in helping to bring and settle this case. Defendant HHS has agreed that Class Counsel may be paid reasonable attorneys’ fees from out of the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% of the Settlement Fund, Fund but the Court may award less than this amount. How Do I Get More Information? This is only a summary. For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxSETTLEMENT WEBSITE, contact the settlement administrator at 1- - _- or ExamSoft HHS BIPA Settlement Administrator, [address], or call Class Counsel at 000-000-0000. ExamSoft Please do not telephone the Court to inquire about the settlement or the claims process. HHS BIPA Settlement Administrator c/o [Settlement Administrator] PO Box XX Xxx 0000 CityXxxx, ST XX 00000-0000 XXX A Settlement has been reached in a class action lawsuit against ExamSoft WorldwideHospital Housekeeping Systems, LLC f/k/a ExamSoft Worldwide, Inc. (“ExamSoftHHS”). In the The class action lawsuit, plaintiffs allege that ExamSoft lawsuit involves whether HHS unlawfully collected, captured, received, or otherwise obtained and/or stored the disclosed its Illinois employees’ Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring softwarefinger clock-in system. ExamSoft HHS denies the allegationsclaims in the lawsuit, denies that it did anything wrong, and denies that class certification is warranted or appropriate. The Court did not resolve any claims or defenses, and the parties have agreed to settle the dispute solely to avoid the cost and uncertainty of continued litigation. • You are included in the class if you are an or were employed by HHS in the state of Illinois resident between November 30, 2015 and used ExamSoft’s software to take an online exam between January 1November 30, 2020 and May 5, 20212020, and had your biometric identifiers and/or biometric information collected, captured, received, or otherwise obtained and/or stored or disclosed by ExamSoftHHS or its agent(s). Those • Current employees included in the Settlement will receive a $950 payment from the Settlement Fund and former employees will be eligible to automatically receive up to a pro rata $950 payment from the Net Settlement Fund. • Read this notice carefully. Your legal rights are affected whether you act or don’t act.

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at _ .m. on [date] at the Eighteenth Judicial Circuit Court for the Xxxxxxxxxx County of DuPage, IllinoisCourthouse, 000 X. Xxxxxx Xxxx XxxxXxxxxxxxx Xxxxxx, Xxxx 0000, XxxxxxxXxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlement; determine the fairness of the Settlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative up to $5,000 each from the Settlement Fund for their her services in helping to bring and settle this case. Defendant HHS has agreed that Class Counsel may be paid reasonable attorneys’ fees from out of the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to seek no more than 37.5% of the Settlement Fund, Fund but the Court may award less than this amount. How Do I Get More Information? This is only a summary. For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documents, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxSETTLEMENT WEBSITE, contact the settlement administrator at 1- - _- or ExamSoft HHS BIPA Settlement Administrator, [address], or call Class Counsel at 000-000-0000. ExamSoft Please do not telephone the Court to inquire about the settlement or the claims process. HHS BIPA Settlement Administrator c/o [Settlement Administrator] PO XX Xxx 0000 Xxxx, XX 00000-0000 XXX EXHIBIT C HHS BIPA Settlement COURT AUTHORIZED NOTICE OF CLASS ACTION AND PROPOSED SETTLEMENT Settlement Administrator P.O. Box 0000 City, ST 00000-0000 XXX A Settlement has been reached in a class action lawsuit against ExamSoft WorldwideBY HOSPITAL HOUSEKEEPING SYSTEMS, LLC fIN THE ||||||||||||||||||||||| Postal Service: Please do not xxxx barcode MAY BE ENTITLED TO A XXX—«ClaimID» «MailRec» PAYMENT FROM A CLASS ACTION SETTLEMENT. «First1» «Last1» «C/k/a ExamSoft WorldwideO» «Addr1» «Addr2» «City», Inc. «St» «Zip» «Country» By Order of the Court Dated: [date] THIS CLAIM FORM MUST BE SUBMITTED ONLINE OR POSTMARKED BY [CLAIMS DEADLINE] AND MUST BE FULLY COMPLETED, BE SIGNED, AND MEET ALL CONDITIONS OF THE SETTLEMENT AGREEMENT. Instructions: Fill out each section of this form and sign where indicated. Name (“ExamSoft”First, M.I., Last): ______ _ _ _ _ _ _ _ __ ________ _________________________ _ _ _ Current Mailing Address: ________________________________________________________________________ City: ______ _ _ _ _ _ _ _ _ _ _ _ State: ____ ____ Zip Code: ____ __ __ __ __ Address Where You Lived When Working For Hospital Housekeeping Systems, LLC (if different) __________________________________________________________________________________________________________ Email Address (optional): ____ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ __ Contact Phone #: ( ) _ ___ _ – ___ ___ ___ ___ (You may be contacted if further information is required.). In the class action lawsuit, plaintiffs allege that ExamSoft unlawfully collected, captured, received, or otherwise obtained and/or stored the Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring software. ExamSoft denies the allegations. You are included if you are an Illinois resident and used ExamSoft’s software to take an online exam between January 1, 2020 and May 5, 2021, and had your biometric identifiers and/or biometric information collected, captured, received, or otherwise obtained and/or stored by ExamSoft. Those included in the Settlement will be eligible to automatically receive a pro rata payment from the Net Settlement Fund. Read this notice carefully. Your legal rights are affected whether you act or don’t act.

When Will the Court Consider the Proposed Settlement. The Court will hold the Final Approval Hearing at .m. on [date] at the Eighteenth Judicial Circuit Court for the DeWitt County of DuPage, IllinoisCourthouse, 000 X. Xxxxxx Xxxx Xxxx, Xxxx 0000Xxxxxxxxxx Xxxxxx, Xxxxxxx, XX 00000. At that hearing, the Court will: hear any objections concerning the fairness of the Settlement; determine the fairness of the Settlement; decide whether to approve Class Counsel’s request for attorneys’ fees and costs; and decide whether to award the Class Representatives Representative up to $5,000 each from the Settlement Fund 5,000.00 for their his services in helping to bring and settle this case. Defendant has agreed that Class Counsel may be paid reasonable attorneys’ fees from the Settlement Fund in an amount to be determined by the Court. Class Counsel is entitled to will seek no more than 37.540% of the Settlement Fund, plus reimbursement of reasonable costs and expenses, but the Court may award less than this amount. How Do I Get More Information? This is only a summary. For more information, including a more detailed the full Notice, a copy of the Claim Form and Settlement Agreement and other documentsAgreement, go to xxx.Xxxxxxxxxxxxxxxxxx.xxxxxx.xxxxxxxxxxxxxxxxx.xxx, contact the settlement administrator Settlement Administrator at 1- - - or ExamSoft write to: XxXxxxx Metal BIPA Settlement Administrator, [address]. Please do not contact or telephone the Court, Defendant, or call Class Counsel at 000-000-0000Defendant’s attorneys to inquire about the Settlement or the claims process. ExamSoft XxXxxxx Metal BIPA Settlement Administrator c/o [Settlement Administrator] PO Box 0000 City, ST 00000-0000 XXX IF YOU SCANNED YOUR FINGER IN XXXXXXX METAL’S TIMEKEEPING SYSTEM IN ILLINOIS BETWEEN FEBRUARY 3, 2018, TO SEPTEMBER 25, 2023, WITHOUT FIRST EXECUTING A Settlement WRITTEN CONSENT, YOU MAY BE ENTITLED TO A PAYMENT FROM A CLASS ACTION SETTLEMENT. This Notice contains information about a proposed class action settlement with XxXxxxx Metal Mill, Inc. (“XxXxxxx Metal” or “Defendant”). A proposed class action settlement has been reached in the case of Xxxxxx Xxxxx x. XxXxxxx Metal Mill, Inc., Case No. 2023LA14, pending in the Circuit Court of DeWitt County, Illinois. On [date of the Preliminary Approval Order], the Court preliminarily approved the settlement and, by agreement of the parties, certified this lawsuit to proceed as a class action lawsuit against ExamSoft Worldwidefor settlement purposes only. If, LLC f/k/between February 3, 2018, to September 25, 2023, you used a ExamSoft Worldwidehand or finger or biometric identifier or biometric information at Defendant’s facilities within Illinois and did not provide written consent in advance, Inc. (“ExamSoft”). In the class action lawsuit, plaintiffs allege that ExamSoft unlawfully collected, captured, received, or otherwise obtained and/or stored the Biometric Identifiers and/or Biometric Information of Illinois test- takers through its online proctoring software. ExamSoft denies the allegations. You are included if you are an Illinois resident a member of the Settlement Class. Excluded from the Settlement Class are (1) any Judge or Magistrate presiding over this Action and used ExamSoft’s software members of their families; (2) Persons who properly execute and file a timely request for exclusion from the Settlement Class; and (3) the legal representatives, successors or assigns of any excluded Persons. If you are a member of the Settlement Class, then you are entitled to take an online exam between January 1, 2020 and May 5, 2021compensation under the terms of the proposed Settlement. This notice is to advise you of the terms of the proposed Settlement, and had your biometric identifiers and/or biometric information collected, captured, received, or otherwise obtained and/or stored by ExamSoftrights in connection with it. Those included in This Notice contains only a summary of the Settlement will be eligible to automatically receive a pro rata payment from the Net Settlement Fund. Read this notice carefullyAgreement. Your legal rights are affected whether you act or don’t act. Read this notice carefully. The proposed settlement is not an admission of wrongdoing by Defendant, and Defendant denies that it violated the Illinois Biometric Information Privacy Act or any other law. The Court has not decided who is right or wrong. Rather, to save the time, expense, and distraction of litigation, the parties have agreed to settle the lawsuit. SUBMIT A CLAIM FORM BY [DATE] Member of the Settlement Class can choose to submit a claim to receive a Settlement Payment. This is the only way to receive a payment.