Common use of WITHDRAWAL OPTION Clause in Contracts

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12. The first partial withdrawal in any Contract Year up to 15% of Purchase Payments will be free of charges. The Surrender Charge is calculated separately for each Contract Year's Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments are withdrawn on a "first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawn. Withdrawal will be effective on the valuation date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100. If any withdrawal reduces the total Account Value to less than $600, LNL may surrender the Contract for its value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- account is specified, LNL will withdraw, on a prorata basis from each sub-account, the amount requested. Any payment will be by check and mailed from LNL's Home Office within seven days after the date of withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account.

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12Option. The first partial withdrawal in any Contract Year will be free of withdrawal charges up to 15% of Purchase Payments the surrender value. Withdrawals will be free of charges. The Surrender Charge is calculated separately for each Contract Year's Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments made first from any amounts subject to the lowest charge until those amounts are withdrawn on a "first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawngone. Withdrawal will be effective on the valuation date Valuation Date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100100.00. If any withdrawal reduces the total Account Value account value to less than $600300, LNL may surrender the Contract for its value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- account is specified, LNL will withdraw, on a prorata pro-rata basis from each sub-account, the amount requested. Any cash payment will be by check and mailed from LNL's Home Office within seven days after the date xxxx of withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account.

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12. The first partial withdrawal in any Contract Year up to 15% of Purchase Payments will be free of charges. The Surrender Charge is calculated separately for each Contract Year's Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments are withdrawn on a "first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawn. Withdrawal will be effective on the valuation date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100. If any withdrawal reduces the total Account Value to less than $600000, LNL may surrender the Contract for its value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- account is specified, LNL will withdraw, on a prorata basis from each sub-account, the amount requested. Any payment will be by check and mailed from LNL's Home Office within seven days after the date of withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account.

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12Option. The first partial withdrawal in any Contract Year up to 15% of Purchase Payments will be free of charges. The Surrender Charge is calculated separately for each Contract Year's withdrawal charges up to 10% of Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments are withdrawn on a "Withdrawals will be treated as first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawnfor purposes of calculating the withdrawal charge. Withdrawal will be effective on the valuation Valuation date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100300. If any withdrawal reduces the total Account Value account value to less than $600300, LNL may surrender the Contract for its surrender value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- sub-account is specified, LNL will withdraw, on a prorata pro rata basis from each sub-sub- account, the amount requested. Any cash payment will be by check and mailed from LNL's Home Office within seven days after the date of withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account. The Withdrawal Option is not available after Annuity Payments have begun.

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12Option. The first partial withdrawal in any Contract Year will be free of withdrawal charges up to 15% of Purchase Payments the surrender value. Withdrawals will be free of charges. The Surrender Charge is calculated separately for each Contract Year's Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments made first from any amount subject to the lowest charge until those amounts are withdrawn on a "first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawngone. Withdrawal will be effective on the valuation date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100. If any withdrawal reduces the total Account Value to less than $600, LNL may surrender the Contract for its value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- sub-account is specified, LNL will withdraw, on a prorata basis from each sub-account, the amount requested. Any cash payment will be by check and mailed from LNL's Home Office within seven days after the date of dateof withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account.

WITHDRAWAL OPTION. The Owner may withdraw a part of the surrender value of this Contract, subject to the charges outlined under Surrender Option 2.12Option. The first partial withdrawal in any Contract Year up to 15% of Purchase Payments will be free of charges. The Surrender Charge is calculated separately for each Contract Year's withdrawal charges up to 10% of Purchase Payments. For Surrender Charge purposes, LNL assumes that Purchase Payments are withdrawn on a "Withdrawals will be treated as first in-first out (FIFO)" basis, and that all Purchase Payments are withdrawn before any earnings are withdrawnfor purposes of calculating the with drawal charge. Withdrawal will be effective on the valuation Valuation date on which or next following the date LNL receives a written request at its Home Office. The minimum withdrawal is $100300.00. If any withdrawal reduces the total Account Value account value to less than $600300, LNL may surrender the Contract for its value. The remaining value will be subject to the charges as provided under Surrender Option. The request should specify from which sub-account the withdrawal will be made. If no sub- sub-account is specified, LNL will withdraw, on a prorata basis from each sub-sub- account, the amount requested. Any cash payment will be by check and mailed from LNL's LNLs Home Office within seven days after the date of withdrawal; however, LNL may be permitted to defer such payment under the Investment Company Act of 1940, as in effect at the time such request for withdrawal is received. The Withdrawal Option is not available after Annuity Payments have begun. For purposes of this Section, the fixed portion of the Contract is considered a sub-account.