Common use of Withdrawal Restrictions and Overdrafts Clause in Contracts

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account if you don’t have sufficient funds available in the account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account on a single business day, we will post the items according to our transaction posting order disclosed elsewhere in this Agreement. If there are insufficient funds available in your account to cover a withdrawal or debit presented against your account, this is called an “overdraft.” We will handle each overdraft in accordance with our Overdraft Policy (described elsewhere in this Agreement) or in accordance with any other agreement you may have with us, such as an overdraft protection agreement. Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t do not have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds in any order we may choose at our sole discretion. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreement) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.(C)

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t n't have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the lowest check number (also referred to as check sequence number or check serial number) to the highest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the lowest check number (also referred to as check sequence number or check serial number) to the highest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t do not have sufficient available funds available in the account Acc ount to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds in any order we may choose at our sole discretion. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreement) or in accordance with any other agreement a greement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.(C)

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the largest dollar check to the smallest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the lowest check number (also referred to as check sequence number or check serial number) to the highest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t do not have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds in any order we may choose at our sole discretion. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreement) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover cove r any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.(C)

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the largest dollar check to the smallest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t n't have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds from the smallest dollar check to the largest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.(C)

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which there are sufficient available funds in any order we may choose at our sole discretion. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “overdraft.” ”. We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account Account if you don’t have sufficient available funds available in the account Account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, of the withdrawals or other debits to your account Account on a single business day, we will post the checks for which therearesufficient availablefundsfrom thelargestdollar check to the smallest. Effective July 01, 2022 -If there are available funds to cover some, but not all, of the withdrawals or other debits to your Account on a single business day, we will post the checks for which there are sufficient available funds from the lowest check number (also referred to as check sequence number or check serial number) to the highest. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account Account to cover a withdrawal or debit presented against your accountAccount, this is called an “"overdraft.” ". We will handle each overdraft in accordance with our Standard Overdraft Policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.

Withdrawal Restrictions and Overdrafts. We do not have to allow you to make a withdrawal from your account if you don’t have sufficient available funds available in the account to cover the full amount of the withdrawal. If there are available funds to cover some, but not all, all of the withdrawals or other debits to your account on a single business day, we will post the checks for which there are sufficient available funds in the order in which the checks are received by us. We may pay other withdrawals or debit items according (such as charges) prior to paying any checks, and we may post those other withdrawals or debit items in any order we may choose at our transaction posting order disclosed elsewhere in this Agreementsole discretion. If there are insufficient funds available in your account to cover a withdrawal or debit presented against your account, this is called an “overdraft.” ”. We will handle each overdraft in accordance with our Overdraft Policy standard overdraft policy (described elsewhere in this Agreementbelow) or in accordance with any other agreement you may have with us, us (such as an overdraft protection agreement). Even if we choose to pay one or more overdrafts, we are not obligated to cover any future overdrafts. When we determine whether payment of an item will create an overdraft, we may determine the balance of your account at any time between the time we receive the item and the deadline for us to take action on the item. We are not required to determine your account balance more than one (1) time during this period. Preauthorized Drafts. If you voluntarily give information about your account, such as our routing number and your account number, to a party who is seeking to sell you goods or services, and you do not physically deliver a check to the party, any debit to your account initiated by the party to whom you gave the information is deemed authorized by you.