Contact us if you need assistance Sample Clauses

Contact us if you need assistance. You may instruct us to never pay any item that would overdraw your Account. Opting out of all overdrafts may still result in returned item fees being assessed. To opt out of all overdrafts, contact any Banking Center, call toll free 0-000-000-0000 or email us at XXXxxXxx@xxxxxx.xxx. Debit Card Authorizations and Memo Posted Debits When you use your debit card to make a purchase or an ATM withdrawal, the merchant/ATM owner may request an authorization from us. If approved, we reduce your Current Balance by the authorized amount through a memo posted debit to your Account. In some cases, the authorization request amount may not match the actual final transaction amount. For example, a restaurant may add an amount to the bill for an expected gratuity which may or may not be reflected in the final settlement. Generally, this memo posted debit remains on your Account until we receive a final settlement request (instructions from the merchant for us to deduct the exact amount of your final purchase from your Account) or the expiration of 3 business days, whichever occurs first. Transactions at certain merchants, like rental car companies may remain on your Account for an extended period of time tied to the length of the rental period.
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Related to Contact us if you need assistance

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