Common use of Xxxx Advances Clause in Contracts

Xxxx Advances. You may obtain a Cash Advance from the Visa Account: • in person at a branch of a bank, credit union or some other financial institutions • through an ATM Using Your Visa Card at an ATM You may use your Visa Card at any ATM in the world where the Visa symbol is displayed to obtain a Cash Advance. You will need your PIN # to complete an ATM Transaction. You may not withdraw any amount from the Visa Account that causes you to go over your Credit Limit. If a card limit has been set for an Authorized User, the Authorized User may not withdraw any amount from the Visa Account that would go over the card limit. We may limit the maximum amount of money that you can withdraw in one day, even if your total withdrawals do not go over your Credit Limit (or an Authorized User’s card limit, if applicable). Most ATM operators also set a daily maximum for withdrawals. Certain fees and interest will apply to any Cash Advance you make and these are explained in Section 6 of this Agreement – “Costs to You for Using the Visa Account”. There may also be additional fees that are charged if you use an ATM, for example, a fee charged by the ATM operator. You should keep the ATM receipt as a record of your ATM Transaction. We may, at any time: • change your maximum daily withdrawal limit • remove any ATM from use • withdraw permission for you to use your Visa Card at an ATM • change the purposes for which you may use your Visa Card at an ATM We will not be responsible to you if you suffer any type of loss as a result of these changes. We are not responsible for any delay, inconvenience or loss that you may experience as a result of the breakdown or malfunction of an ATM. Card expiry date. You may opt out of the Visa Account Updater service program at any time. We are not responsible if any pre-authorized payments cannot be posted to the Visa Account for any reason. You must deal directly with the Merchant to settle any dispute you may have for the Transactions relating to those pre-authorized payments.

Xxxx Advances. You may obtain a Cash Advance from the Visa Account: • in person at one of our Vancity branches or at a branch of a bankanother credit union, credit union bank or some other financial institutions • through an ATM • by transferring money from the Visa Account to another Vancity account by telephone banking, online banking, mobile banking or other means, if permitted by Vancity. Using Your Visa Card at an ATM You may use your Visa Card at any ATM in the world where the Visa symbol is displayed to obtain a Cash Advance. You will need your PIN # to complete an ATM Transaction. You may not withdraw any amount from the Visa Account that causes you to go over your Credit Limit. If a card limit has been set for an Authorized User, the Authorized User may not withdraw any amount from the Visa Account that would go over the card limit. We may limit the maximum amount of money that you can withdraw in one day, even if your total withdrawals do not go over your Credit Limit (or an Authorized User’s card limit, if applicable). Most ATM operators also set a daily maximum for withdrawals. Certain fees and interest will apply to any Cash Advance you make and these are explained in Section 6 of this Agreement – “Costs to You for Using the Visa Account”. There may also be additional fees that are charged if you use an ATM, for example, a fee charged by the ATM operator. You should keep the ATM receipt as a record of your ATM Transaction. We may, at any time: • change your maximum daily withdrawal limit • remove any ATM from use • withdraw permission for you to use your Visa Card at an ATM • change the purposes for which you may use your Visa Card at an ATM We will not be responsible to you if you suffer any type of loss as a result of these changes. We are not responsible for any delay, inconvenience or loss that you may experience as a result of the breakdown or malfunction of an ATM. Card expiry date. You may opt out of the Visa Account Updater service program at any time. We are not responsible if any pre-authorized payments cannot be posted to the Visa Account for any reason. You must deal directly with the Merchant to settle any dispute you may have for the Transactions relating to those pre-authorized payments.

Xxxx Advances. You may obtain a Cash Advance from the Visa Account: • in person at a branch of a bankanother credit union, credit union bank or some other financial institutions • through an ATM • by transferring money from the Visa Account to another Vancity account by telephone banking, online banking, mobile banking or other means, if permitted by Vancity. Using Your Visa Card at an ATM You may use your Visa Card at any ATM in the world where the Visa symbol is displayed to obtain a Cash Advance. You will need your PIN # to complete an ATM Transaction. You may not withdraw any amount from the Visa Account that causes you to go over your Credit Limit. If a card limit has been set for an Authorized User, the Authorized User may not withdraw any amount from the Visa Account that would go over the card limit. We may limit the maximum amount of money that you can withdraw in one day, even if your total withdrawals do not go over your Credit Limit (or an Authorized User’s card limit, if applicable). Most ATM operators also set a daily maximum for withdrawals. Certain fees and interest will apply to any Cash Advance you make and these are explained in Section 6 of this Agreement – “Costs to You for Using the Visa Account”” and in the Disclosure Statement. There may also be additional fees that are charged if you use an ATM, for example, a fee charged by the ATM operator. You should keep the ATM receipt as a record of your ATM Transaction. We may, at any time: • change your maximum daily withdrawal limit • remove any ATM from use • withdraw permission for you to use your Visa Card at an ATM • change the purposes for which you may use your Visa Card at an ATM We will not be responsible to you if you suffer any type of loss as a result of these changes. We are not responsible for any delay, inconvenience or loss that you may experience as a result of the breakdown or malfunction of an ATM. Card expiry date. You may opt out of the Visa Account Updater service program at any time. We are not responsible if any pre-authorized payments cannot be posted to the Visa Account for any reason. You must deal directly with the Merchant to settle any dispute you may have for the Transactions relating to those pre-authorized payments.