Common use of Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting Clause in Contracts

Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to exercise reasonable care in safeguarding the MasterCard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Debit Card or ATM Card or PIN has been lost, stolen or discovered by an unauthorized person. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account(s), plus your maximum line of credit and HELOC. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM Card. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Debit Card or PIN, and we can prove we could have stopped someone from using your Card or ATM PIN, without your permission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time period.

Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to exercise reasonable care in safeguarding the MasterCard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Debit Card or ATM Card Card, PIN or Audio Express PIN has been lost, stolen or discovered by an unauthorized un- authorized person. Telephoning is the best way of keeping your possible pos- sible losses down. You could lose all the money in your account(s), plus your maximum line of credit and HELOC. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM Card or MasterCard Debit Card. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Debit Card PIN or Audio Express PIN, and we can prove we could have stopped someone from using your Card ATM Card, ATM PIN or ATM Audio Express PIN, without your permission per- mission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including in- cluding those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking tak- ing the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time period.

Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to exercise reasonable care in safeguarding the MasterCard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Debit Card or ATM Card Card, PIN or Audio Express PIN has been lost, stolen or discovered by an unauthorized person. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account(s), plus your maximum line of credit and HELOC. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM Card. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Debit Card PIN or Audio Express PIN, and we can prove we could have stopped someone from using your Card ATM Card, ATM PIN or ATM Audio Express PIN, without your permission per- mission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including in- cluding those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking tak- ing the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time period.

Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to must exercise reasonable care in safeguarding the MasterCard Mastercard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Mastercard Debit Card or ATM Card or PIN has been lost, stolen or stolen, discovered by an unauthorized person, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account(s), plus your maximum available overdraft line of credit and HELOCcredit. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM CardCard without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Mastercard Debit Card or PIN, and we can prove we could have stopped someone from using your Card or ATM PIN, without your permission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time period.

Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to exercise reasonable care in safeguarding the MasterCard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Debit Visa Check Card or ATM Card Card, PIN or Audio Express PIN has been lost, stolen or discovered by an unauthorized unau- thorized person. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account(s), plus your maximum line of credit and HELOC. If you tell us within two (2) business busi- ness days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM Card or Visa Check Card. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Debit Visa Check Card PIN or Audio Express PIN, and we can prove we could have stopped someone from using your Card ATM Card, ATM PIN or ATM Audio Express PIN, without your permission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including in- cluding those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking tak- ing the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time periodperiods.