Common use of Your Rights and Our Responsibilities After We Receive Your Written Notice Clause in Contracts

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, FINANCE CHARGES and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by thenproblem has already been corrected. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigatingduring our investigation, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to include in our reporting that you have a question about your billstatement. In additionAnd, we must provide you with the Name to whom we have reported you. We must also tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you report to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correctsettled between us when it finally is.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement state- ment of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported you to that the matter has been settledsettled between us when it is final. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges interest charges, and we can apply any unpaid amount against your credit limitCredit Limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay the amount in question or any finance interest charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance interest charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill your billing statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you your Account as delinquent. We can continue to bill charge you for the amount you in question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill balance that are not in question. If we find that we made a mistake on your billbilling statement, you will not have to pay any finance charges Finance Charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFinance Charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe us and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 25 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about are disputing your billbalance. In additionAnd, we must tell you the name and address of anyone to whom we reported you toyour Account information. Upon settlement of a disputed bill, we We must notify tell anyone to whom we reported you to that the matter has been settled between us when it is finally settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill send statements to you for the amount you question, including finance charges finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges Interest, and we can apply any unpaid amount against your credit limitCredit Line. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges Interest related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesInterest, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it is resolved. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cancan not try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t can not collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, However if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that that, you have a question about your bill. In additionAnd, we must tell you the name of anyone to whom we have reported you toyou. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, xxxx and we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify also tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct. By signing this agreement, I hereby consent to include in my gross income (or the gross income of the equity that I sign this form on behalf of), as now or hereafter provided in the federal income tax laws, the stated dollar amount of each written notice of allocation which I or it receives from Centra Sota Cooperative, with respect to my or its patronage occurring during the current and all subsequent taxable years of this cooperative. This individual consent shall be revocable by me or it at any time if in writing.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, letter we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges interest, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges interest related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesinterest, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill statement was correct.. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true:

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, thirty (30) days unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments payment on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it is finalized. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill charge you for the amount you question, including finance charges Interest Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges Interest Charge related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesInterest Charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone to whom we reported you toyou. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between you and the Credit Union when it finally is. If we don’t follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your Your letter within 30 days, unless we We have corrected the error by then. Within 90 days, we We must either correct the error or explain why we We believe the bill was statement is correct. After we We receive your Your letter, we We cannot try to collect any amount you You question, or report you You as delinquent. We can continue to bill you You for the amount you You question, including finance charges charges, and we We can apply any unpaid amount against your Your credit limit. You do not have to pay any questioned amount while we We are investigating, but you You are still obligated to pay the parts of your bill Your statement that are not in question. If we We find that we We made a mistake on your billYour statement, you You will not have to pay any finance charges related to any questioned amount. If we We didn’t make a mistake, you You may have to pay finance chargesFinance Charges, and you You will have to make up any missed payments on the questioned amount. In either case, we We will send you You a statement of the amount you You owe and the date that it is due. If you You fail to pay the amount that we We think you You owe, we We may report you You as delinquent. However, if our Our explanation does not satisfy you You and you You write to us Us within ten 10 days telling us Us that you You still refuse to pay, we We must tell anyone we report you We reported You to that you You have a question about your bill. In additionYour statement and, we We must tell you You the name of anyone we We reported you You to. Upon settlement of a disputed bill, we We must notify tell anyone we We reported you You to that the matter has been settledsettled between Us when it finally is. If we We don’t follow these rules, we We can’t collect the first $50 50.00 of the questioned amount, even if your bill was Your statement is correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by thenhas been corrected. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was statement is correct. After we receive receiving your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you in question, including finance charges Interest Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned portion of the amount in question while we are investigating, but you are still obligated to pay the parts of your bill billing statement that are not in question. If we find that we made a mistake on your billbilling statement, you will not have be required to pay any finance charges Interest Charges related to any questioned amountof the amount in question. If we didn’t make a mistakeare not in error, you may have to pay finance chargesInterest Charges, and you will have to make up any missed payments on the questioned amountamount in question. In either case, we will send you a statement of the amount you owe owed and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionstatement, and we must tell you the name of anyone we reported you to. Upon settlement of a disputed billWhen the matter is settled, we must notify tell anyone we reported report you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 2 complete billing cycles, but no longer than 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you questionques- tion, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquentxxxxx- xxxxx. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by thenproblem has already been corrected. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigatingduring our investigation, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to include in our reporting that you have a question about your billstatement. In additionAnd, we must provide you with the Name to whom we have reported you. We must also tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correctis.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill Monthly Statement was correct. After we receive your letter, we cannot try to collect any amount you question, in question or report you as delinquent. We can continue to bill xxxx you for the amount you in question, including finance charges and we can apply any unpaid amount against your credit limitcharges. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill Monthly Statement that are not in question. If we find that we made a mistake on your billMonthly Statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell notify anyone we report you to that you have a question about your billMonthly Statement. In addition, we We must tell you the name of anyone we reported report you to. Upon settlement of a disputed billWe must inform anyone to whom we have previously reported you, we must notify anyone we reported you to that if the matter has been settledsettled between us. If we don’t follow these rulesAs part of our continuing efforts to ensure that all advertisements, sales materials, and illustrations promoting Guarantee Trust Life Insurance Company's products are unambiguous, honest and fair, we can’t collect require all of our licensed distributors to be familiar with, and adhere to the first $50 following rules. Lack of the questioned amount, even if your bill was correctcompliance may be grounds for termination of appointment or contract.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, days unless we have corrected the error by then. Within 90 days, days we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limitCredit Limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges Finance Charges related to any questioned amount. If we didn’t did not make a mistake, you may will have to pay finance chargesFinance Charges, and you will have be required to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone to whom we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone to whom we reported you toyou. Upon settlement of a disputed bill, we We must notify anyone to whom we reported report you to that the matter has been settledsettled between us when it finally is. amount, even if your bill was correct. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 2 complete billing cycles, but no longer than 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you questionques- tion, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquentxxxxx- xxxxx. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or question and we cannot report you as delinquent. We can continue to bill send statements to you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any the questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billaccount. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, and we must notify tell anyone we reported you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or question and we cannot report you as delinquent. We can continue to bill send statements to you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any the questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. We must tell you the name of anyone we reported you to, and, we must tell anyone we report you to that the matter has been settled between us when it finally is. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you to that the matter has been settledaccount. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected cor- rected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and ; you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation explana- tion does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify We tell anyone we reported you report to that the matter has been settledsettled between us when resolved. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of partsof your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make didn’tmake a mistake, you may have to pay finance charges, FINANCE CHARGES and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to writeto us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, days we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you questionquestioned, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges interest charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance interest charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance interest charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, questioned or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges the FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges interest, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges interest related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesinterest, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill statement was correct.. Your Rights If You Are Dissatisfied With Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be true:

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as a delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay the questioned amount or any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as a delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and ; you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify We tell anyone we reported you report to that the matter has been settledsettled between us when resolved. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges the FINANCE CHARGES, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t can not collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill send statements to you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges charge related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 S50 of the questioned amount, even if your bill state- ment was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by thenproblem has already been corrected. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigatingduring our investigation, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to include in our reporting that you have a question about your billstatement. In additionAnd, we must provide you with the Name to whom we have reported you. We must also tell you the name of anyone we reported is. Terms and Conditions of this VISA Line of Credit between you toand the Credit Union. Upon settlement This written Agreement may not be contradicted by evidence of a disputed bill, we must notify anyone we reported you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correctany alleged oral agreement.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are will still be obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any the questioned amountamount(s). If we didn’t did not make a mistake, you may have to must pay finance charges, all FINANCE CHARGES and you will have to make up any missed payments on the questioned amountamount(s). In either case, we We will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionstatement, and we must tell you the name of anyone we reported report you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it is finally resolved. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill our statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within , within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we We must also tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we We must tell you the name of anyone to whom we reported you toyou. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. NOTICE We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill send statements to you for the amount you question, including includ- ing finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of for the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correctsettled between us when it finally is.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limitCredit Limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquentdelinquent on that amount. The charge in question may remain on your statement. We can may continue to bill you for the amount charge you question, including finance charges and we can apply any unpaid amount against your credit limiton that amount. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. We can apply any unpaid amount to your credit limit. If we find that we made a mistake on your bill, you will not have to pay the amount in question or any finance charges related or other fees re- lated to any the questioned amount. If we didn’t make do not believe there was a mistake, you may will have to pay the amount in question and any finance charges, charges and you will have to make up any missed payments on the questioned amountrelated fees. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we cannot report you to as delinquent without also reporting that you have a question about are questioning your bill. In addition.. And, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow all these rules, we can’t collect you do not have to pay the first $50 of the questioned amount, even if your bill was is correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges and we can apply any unpaid amount against your Account credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay the finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and : you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify We tell anyone we reported you report to that the matter has been settledsettled between us when resolved. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill was is correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, thirty (30) days unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments payment on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, And we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it is finalized. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you in question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill obligation that are not in question. If we find that we made a mistake on your billloan statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our the explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billaccount. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed billWhen the matter is resolved, we must will notify anyone those to whom we reported you to that the matter has been settledas delinquent. If we docan’t follow these rules, we can’t collect the first $50 of the questioned amount, amount even if your bill loan statement was correct. TRUTH-IN-SAVINGS DISCLOSURE The following disclosures apply to all of your accounts except where noted below.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected cor- rected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill send statements to you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges charge related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned ques- tioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limitline. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may will have to pay finance charges, and you the balance will have to make up any missed payments on the questioned amountbe due and payable in full upon receipt of your next billing statement. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten in 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settled. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correctsettled between us when it finally is.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you in question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill obligation that are not in question. If we find that we made a mistake on your billloan statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our the explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billaccount. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed billWhen the matter is resolved, we must will notify anyone those to whom we reported you to that the matter has been settledas delinquent. If we docan’t follow these rules, we can’t collect the first $50 of the questioned amount, amount even if your bill loan statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you questionques- tion, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigatinginvestigat- ing, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquentxxxxx- xxxxx. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount amounts while we are investigating, but you are still obligated to pay the parts of your bill the xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargescharges related to any questioned amount, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about on your billxxxx. In addition, And we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported to you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was the xxxx is correct.. TRUSTONE FINANCIAL VISA SIGNATURE CARD AGREEMENT AND TRUTH-IN-LENDING DISCLOSURE

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges charge related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 thirty (30) days, unless we have corrected the error by then. Within 90 ninety (90) days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are will still be obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any the questioned amountamount(s). If we didn’t did not make a mistake, you may have to must pay finance charges, all FINANCE CHARGES and you will have to make up any missed payments on the questioned amountamount(s). In either case, we We will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionstatement, and we must tell you the name of anyone we reported report you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it is finally resolved. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill our statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges FINANCE CHARGE related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone to whom we reported you toyou. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill statement you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGE related to any questioned amount. If we didn’t didn�t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone to whom we reported you toyou. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t don�t follow these rules, we can’t can�t collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected cor- rected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while that we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, and we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 50.00 of the questioned amount, even if your bill was correct. Protecting your privacy is important to Xxxxxx Brothers. We want you to understand what information we collect and how we use it. In order to pro- vide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use current technology to manage and maintain customer information. The following policy serves as a standard for all employees for collection, use, retention and security of nonpublic personal information. We collect “nonpublic personal information” about you from the following sources: • information we receive from you on application or other forms; • information about your transactions with us or others; and • information we receive from third parties such as credit bureaus. “Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history. We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your account with us, to government entities in response to subpoenas and to credit bureaus. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. We also take steps to safeguard customer information. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Exciting Account Benefits! • Does not charge an annual fee • Flexible payment options • Provides shopping freedom • Can help build good credit • Keeps you updated on special items and upcoming events • Makes online purchasing simple 3434 X. Xxxx Oklahoma City, OK 73107 405-943-3434 0000 X. Xxxxxx Xxxxxx Xxxx. Ontario, CA 91764 000-000-0000 00000 Xxx. 000 Indio, CA 92202 000-000-0000 0000 X. 000xx X. Xxx. Tulsa, OK 74133 000-000-0000 Strike Gold! MEMBERSHIP IS FREE In addition to your charge card, you can sign up for even more exclusive offers. Go to xxx.xxxxxxxxxxxxxx.xxx for more information. Visit us at xxx.xxxxxxxxxxxxxx.xxx Applicant: Please tell us about yourself Buyer: Signature Date By applying for an account, you agree: (1) to the credit information instructions below; (2) that we may request and receive credit information about you from any credit agency or third party, unless you object by calling (000) 000-0000 between 8:30 a.m. and 5:30 p.m. Central Time; (3) that we may give out information we have about you and your account to credit reporting agencies and others who are allowed to receive it; (4) that we may transfer any credit information we have about you to our Affiliates or their agents for solicitation purposes in order that you may learn about their credit or other offerings; and (5) to the terms of the Revolving Agreement and Disclosure Statement (“Agreement”) as set forth in the complete copy of the Agreement attached to this application. for all purchases, including in-store, internet, and telephone purchases, FINANCE CHARGES, Insurance charges, and any other charges that may be assessed to your Account. Your promise to pay us by the “Due Date“ shown on your monthly billing statement no less than the “Minimum Amount Due“ shown on the monthly billing statement. The Minimum Amount Due is the sum of (1) the “Minimum Monthly Payment“ figured in the manner described under the caption “Minimum Monthly Payment“ in this Agreement, and (2) any “Amount Past Due“ after the scheduled Due Date, you will lose Introductory or Promotional APR and the standard 21% APR will apply to the unpaid balance as of the date of purchase.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 50.00 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you in question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill obligation that are not in question. If we find that we made a mistake on your billloan statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our the explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billaccount. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed billWhen the matter is resolved, we must will notify anyone those to whom we reported you to that the matter has been settledas delinquent. If we docan’t follow these rules, we can’t collect the first $50 of the questioned amount, amount even if your bill loan statement was correct. The following disclosures apply to all of your accounts except where noted below.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges interest, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges interest related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesinterest, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any an unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill send you for statements which reflect the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill outstanding balance that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billstatement. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 of the questioned amount, even if your bill statement was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amountamount you question, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments payment on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you in question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill obligation that are not in question. If we find that we made a mistake on your billloan statement, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, charges and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our the explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billaccount. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed billWhen the matter is resolved, we must will notify anyone those to whom we reported you to that the matter has been settledas delinquent. If we docan’t follow these rules, we can’t collect the first $50 of the questioned amount, amount even if your bill loan statement was correct. TRUTH-IN-SAVINGS DISCLOSURE The following disclosures apply to all of your accounts except where noted below.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAlso, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t n't follow these rules, we can’t n't collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must just acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, letter we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the that amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In addition, we We must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported you report to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t cannot collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, letter we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 50.00 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If lf we find that we made a mistake on your billxxxx, you will not have to pay any finance charges related to any questioned amount. If we didn’t n't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we . We may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to to, that you have a question about your billxxxx. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to to, that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the that name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill xxxx was correct. After we receive your letter, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill xxxx you for the amount you question, including finance charges Finance Charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill xxxx that are not in question. If we find that we made a mistake on your billxxxx, you will not have to pay any finance charges Finance Charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance chargesFinance Charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement Statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think believe you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten 10 days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, xxxx and we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify also tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, rules we can’t collect the first $50 of the questioned amount, even if your bill xxxx was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned ques- tioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling tell- ing us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, and we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill was correct.

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill statement was correct. After we receive your letter, we cannot try to collect any amount you question, questioned or report you as delinquent. We can continue to bill you for the amount you question, including finance charges the FINANCE CHARGES, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill statement that are not in question. If we find that we made a mistake on your billstatement, you will not have to pay any finance charges FINANCE CHARGES related to any questioned amount. If we didn’t make a mistake, you may have to pay finance chargesFINANCE CHARGES, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. In addition, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we must notify anyone we reported you to that the matter has been settledsettled between us when it finally is. If we don’t follow these rules, we can’t collect the first $50 of the questioned amount, even if your bill statement was correct.. If you have a problem with the quality of property or services you purchased with a credit card and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. There are two limitations on this right:

Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter inquiry within 30 days, days unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correctincorrect. After we receive your letterinquiry, we cannot try to collect any amount you question, question or report you as delinquent. We can continue to bill you for the amount you question, including finance charges charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any the questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn’t did not make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount. In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten (10) days telling us that you still refuse to pay, pay we must tell anyone we report you to that you have a question about your bill. In additionAnd, we must tell you the name of anyone we reported you to. Upon settlement of a disputed bill, we We must notify tell anyone we reported report you to that the matter has been settledsettled between us when it finally is. If we don’t do not follow these rules, we can’t can not collect the first $50 of the questioned amount, even if your bill was correct.