WITNESSETH:Change of Control Agreement • September 28th, 2004 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • September 28th, 2006 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
THIS BUSINESS LOAN AGREEMENT dated March 20, 2006, is made and executed between FFD Financial Corporation ("Borrower") and THE HUNTINGTON NATIONAL BANK ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan"). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
| DEBTOR NAME AND ADDRESS SECURED PARTY NAME AND ADDRESS | | | | FFD FINANCIAL CORPORATION THE HOME LOAN SAVINGS BANK | | 321 NORTH WOOSTER AVENUE 413 MAIN ST. | | DOVER, OH 44622 COSHOCTON, OH 43812-1547 | | | | | | Type: [ ] individual [ ]...Commercial Security Agreement • February 17th, 2009 • FFD Financial Corp/Oh • Savings institution, federally chartered
FIRST FEDERAL SAVINGS BANK OF DOVER RECOGNITION AND RETENTION PLAN AND TRUST AGREEMENT ARTICLE I DEFINITIONSRecognition and Retention Plan and Trust Agreement • September 28th, 1998 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
ARTICLE II Representations and Warranties ------------------------------Stock Purchase Agreement • November 17th, 2008 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
BUSINESS OF FFD FINANCIAL CORPORATION FFD Financial Corporation ("FFD" or the "Corporation") is the holding company for First Federal Community Bank ("First Federal" or the "Bank"), a federal savings bank. Since its formation in 1996, FFD's activities...Business Operations Agreement • September 28th, 2005 • FFD Financial Corp/Oh • Savings institution, federally chartered
AMENDED AND RESTATED CHANGE OF CONTROL AGREEMENTChange of Control Agreement • September 28th, 2009 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
THIS AMENDED AND RESTATED CHANGE OF CONTROL AGREEMENT (this “Agreement”) is entered into effective as of the 9th day of December, 2008, by and between First Federal Community Bank, a federal savings bank (the “Bank”), and Trent B. Troyer an individual (the “Employee”).
ARTICLE II Representations and Warranties ------------------------------Stock Purchase Agreement • October 23rd, 2006 • FFD Financial Corp/Oh • Savings institution, federally chartered • Ohio
High Trade Low Trade Cash Dividends Declared Fiscal 2003 Quarter Ended September 30, 2002 $14.00 $11.50 $.095 December 31, 2002 13.25 10.00 .100 March 31, 2003 14.50 11.20 .100 June 30, 2003 14.50 11.44 .100Business Operations Overview • September 28th, 2004 • FFD Financial Corp/Oh • Savings institution, federally chartered
ContractLoan Agreement • May 17th, 2010 • FFD Financial Corp/Oh • Savings institution, federally chartered
FFD FINANCIAL CORPORATION 321 NORTH WOOSTER AVENUE DOVER, OH 44622 BORROWER'S NAME AND ADDRESS "I" includes each borrower above, jointly and severally. THE HOME LOAN SAVINGS BANK 413 MAIN ST COSHOCTON, OH 43812-1547 LENDER’S NAME AND ADDRESS "You" means the lender, its successors and assigns. Loan Number 01-85-623334_______________ Date 02-25-2010_________________ Maturity Date 02-25-2013_________________ Loan Amount $2,000,000.00______________ Renewal Of __________________________
DEBTOR NAME AND ADDRESS SECURED PARTY NAME AND ADDRESSCommercial Security Agreement • May 17th, 2010 • FFD Financial Corp/Oh • Savings institution, federally chartered
FFD FINANCIAL CORPORATION 321 NORTH WOOSTER AVENUE DOVER, OH 44622 Type: [ ] individual [ ] partnership [X] corporation [ ]_________ State of organization/registration (if applicable) OH [ ] If checked, refer to addendum for additional Debtors and signatures. THE HOME LOAN SAVINGS BANK 413 MAIN ST COSHOCTON, OH 43812-1547
