Separate Account Ny B of Reliastar Life Insurance Co of Ny Sample Contracts

3. SALES AGREEMENTS
Distribution Agreement • March 18th, 1997 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
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AMONG
Participation Agreement • April 1st, 2002 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • Maryland
CUSTODY AGREEMENT (U.S. SECURITIES)
Custody Agreement • March 18th, 1997 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
AMONG
Participation Agreement • April 5th, 2002 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • Delaware
AMONG
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • California
EX. 99-B.8.5 FORM OF PARTICIPATION AGREEMENT AMONG PILGRIM VARIABLE PRODUCTS TRUST AND [INSURANCE COMPANY] AND ING PILGRIM SECURITIES, INC.
Participation Agreement • December 27th, 2006 • Separate Account Ny B of Reliastar Life Insurance Co of Ny • Delaware

THIS AGREEMENT, made and entered into as of this ____ day of April, 2001, among [Insurance Company] (the "Company"), a life insurance company organized under the laws of [insert state], on its own behalf and on behalf of each separate account of the Company as set forth on Schedule A hereto, as such Schedule may be amended from time to time (each such account hereinafter referred to as the "Account"), PILGRIM VARIABLE PRODUCTS TRUST (the "Trust"), an open-ended management investment company and business trust organized under the laws of Massachusetts, and ING PILGRIM SECURITIES, INC. (the "Distributor"), a corporation organized under the laws of the State of Delaware. WHEREAS, the Trust is an open-end diversified management investment company and is available to act as the investment vehicle for separate accounts established for variable life insurance policies and variable annuity contracts (collectively, the "Variable Insurance Products") to be offered by insurance compa

WITNESSETH
General Agent Sales Agreement • April 5th, 2002 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
PARTICIPATION AGREEMENT Among SMITH BARNEY CONCERT SERIES INC., TRAVELERS INVESTMENT ADVISER, INC. and FIRST GOLDEN LIFE INSURANCE COMPANY OF NEW YORK
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York

THIS AGREEMENT, made as of the [ ] st day of [ ] 1999, by and among the FIRST GOLDEN LIFE INSURANCE COMPANY OF NEW YORK (hereinafter the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), the SMITH BARNEY CONCERT SERIES INC., a Maryland corporation (hereinafter the "Fund"), and TRAVELERS INVESTMENT ADVISER, INC. (hereinafter the "Adviser"), a Delaware corporation.

AMONG
Participation Agreement • April 5th, 2002 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
Contract
Services Agreement • September 5th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

This Amendment is dated as of the 15th day of August, 2007 between Pacific Investment Management Company LLC (“PIMCO”), ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company (together as “ING”) and PA Distributors LLC (collectively, the “Parties”). WHEREAS, the Parties entered into a Services Agreement effective May 1, 2004 (the “Agreement”) and desire to further amend said Agreement in the manner hereinafter set forth; NOW THEREFORE, the Parties hereby amend the Agreement in the following form:

BETWEEN PIMCO VARIABLE INSURANCE TRUST ING LIFE INSURANCE AND ANNUITY COMPANY AND RELIASTAR LIFE INSURANCE COMPANY
Services Agreement • September 5th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

This Amendment is dated as of the 15th day of August, 2007 between PIMCO Variable Insurance Trust (the “Trust”), ING Life Insurance and Annuity Company and ReliaStar Life Insurance Company (together as “ING”), (collectively, the “Parties”). WHEREAS, the Parties entered into a Services Agreement dated as of May 1, 2004 (the “Agreement”) and desire to further amend said Agreement in the manner hereinafter set forth; NOW THEREFORE, the Parties hereby amend the Agreement in the following form:

AMONG ING LIFE INSURANCE AND ANNUITY COMPANY, RELIASTAR LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, AND PA DISTRIBUTORS LLC
Participation Agreement • October 1st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

This Amendment is dated as of the 15th day of August, 2007 by and between ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company (together as “ING”), PIMCO Variable Insurance Trust (the “Funds”) and PA Distributors LLC (the “Underwriter”) (collectively, the “Parties”). WHEREAS, the Parties entered into a Participation Agreement on May 1, 2004 (the “Agreement”) and desire to further amend said Agreement in the manner hereinafter set forth; NOW THEREFORE, the Parties hereby amend the Agreement in the following form:

Contract
Fund Participation Agreement • December 21st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

WHEREAS, ING Life Insurance and Annuity Company (“ILIAC”) f/k/a Aetna Life Insurance and Annuity Company (“ALIAC”), Fidelity Distributors Corporation (“the Underwriter”) and Variable Insurance Products Fund II (the “Fund”) have entered into a Participation Agreement, dated February 1, 1994, and as amended on December 15, 1994, February 1, 1995, May 1, 1995, January 1, 1996, March 1, 1996, May 1, 1997, January 20, 1998 and May 1, 1998 (the “Original Agreement”); and WHEREAS, ILIAC, the Underwriter and the Fund desire to include ILIAC’s Variable Annuity Accounts and Variable Life Accounts. WHEREAS, ILIAC, the Underwriter and the Fund desire to include ING USA ANNUITY AND LIFE INSURANCE COMPANY (“ING USA”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire to include RELIASTAR LIFE INSURANCE COMPANY (“RLIC”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desir

Contract
Participation Agreement • December 21st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

WHEREAS, ING Life Insurance and Annuity Company (“ILIAC”) f/k/a Aetna Life Insurance and Annuity Company (“ALIAC”), Fidelity Distributors Corporation (“the Underwriter”) and Variable Insurance Products Fund (the “Fund”) have entered into a Participation Agreement, dated February 1, 1994, and as amended on December 15, 1994, February 1, 1995, May 1, 1995, January 1, 1996, March 1, 1996, May 1, 1997, November 6, 1997 and May 1, 1998 (the “Original Agreement”); and WHEREAS, ILIAC, the Underwriter and the Fund desire to include ILIAC’s Variable Annuity Accounts and Variable Life Accounts. WHEREAS, ILIAC, the Underwriter and the Fund desire to include ING USA ANNUITY AND LIFE INSURANCE COMPANY (“ING USA”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire to include RELIASTAR LIFE INSURANCE COMPANY (“RLIC”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire t

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AMONG PIONEER VARIABLE CONTRACTS TRUST, ING LIFE INSURANCE AND ANNUITY COMPANY, RELIASTAR LIFE INSURANCE COMPANY, RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • October 1st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

THIS AMEMDMENT NO. 2 TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into as of the 15th day of August, 2007 by and among Pioneer Variable Contracts Trust (the “Trust”), ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York (collectively, “ING”), Pioneer Investment Management, Inc. (“PIM”) and Pioneer Funds Distributor, Inc. (“PFD”) (collectively, the “Parties”). WHEREAS, the Parties entered into a Participation Agreement dated July 1, 2001 (the “Participation Agreement”) and as amended on May 1, 2004; and

ARTICLE I DEFINITIONS
Custody Agreement • April 1st, 2002 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
AMONG
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
Specimen Copy] RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK Minimum Guaranteed Withdrawal Benefit Rider With Reset Option A Stock Company (HEREINAFTER CALLED WE, US AND OUR)
Minimum Guaranteed Withdrawal Benefit Rider • July 6th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Withdrawal Benefit Rider (this “Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Any capitalized terms not defined in this Rider shall have the meaning given to them in the Contract. This Rider permits withdrawals up to a specified amount annually that are guaranteed until the death of the last Active Spouse (as defined below) and may provide for guaranteed payments in the event the Contract’s Accumulation Value is reduced to zero, subject to the Rider’s terms, conditions and limitations. Benefits provided and charges made under the terms and conditions of this Rider are described below. This Rider will remain in effect until terminated under the conditions described below. IMPORTANT TERMS An Active Spouse is the person/people upon whose life and age Rider benefits are determined. On the Rider Date, the

PARTICIPATION AGREEMENT AMONG FIRST GOLDEN AMERICAN LIFE INSURANCE COMPANY OF NEW YORK PIMCO VARIABLE INSURANCE TRUST, AND PIMCO FUNDS DISTRIBUTORS LLC
Participation Agreement • December 27th, 2006 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

THIS AGREEMENT, dated as of the 1st day of May, 1998 by and among First Golden American Life Insurance Company of New York, (the “Company”), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), PIMCO Variable Insurance Trust (the “Fund”), a Delaware business trust, and PIMCO Funds Distributors LLC (the “Underwriter”), a Delaware limited liability company. WHEREAS, the Fund engages in business as an open-end management investment company and is available to act as the investment vehicle for separate accounts established for variable life insurance and variable annuity contracts (the “Variable Insurance Products”) to be offered by insurance companies which have entered into participation agreements with the Fund and Underwriter (“Participating Insurance Companies”); WHEREAS, the shares of b

AMONG PIONEER VARIABLE CONTRACTS TRUST, ING LIFE INSURANCE AND ANNUITY COMPANY, RELIASTAR LIFE INSURANCE COMPANY, RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • December 21st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

THIS AMEMDMENT NO. 2 TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into as of the 15th day of August, 2007 by and among Pioneer Variable Contracts Trust (the “Trust”), ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York (collectively, “ING”), Pioneer Investment Management, Inc. (“PIM”) and Pioneer Funds Distributor, Inc. (“PFD”) (collectively, the “Parties”). WHEREAS, the Parties entered into a Participation Agreement dated July 1, 2001 (the “Participation Agreement”) and as amended on May 1, 2004; and

Contract
Fund Participation Agreement • October 1st, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

WHEREAS, ING Life Insurance and Annuity Company (formerly Aetna Life Insurance and Annuity Company) (“ILIAC”), OppenheimerFunds, Inc. (the “Adviser”) and Oppenheimer Variable Account Funds (the “Fund”), (collectively, the “Parties”), have entered into a Fund Participation Agreement dated March 11, 1997 (the “Agreement”), and as amended on December 1, 1999 and May 1, 2004; and WHEREAS, the Parties reserved to themselves the right to amend the Agreement from time to time in a writing executed by the Parties; and WHEREAS, the Parties now desire to amend the Agreement as set forth below; NOW, THEREFORE, in consideration of the mutual covenants hereinafter set forth, and intending to be legally bound, the Parties agree that the Agreement shall be amended as follows:

EXHIBIT 8(o) AMENDMENT TO PARTICIPATION AGREEMENT THIS AMENDMENT, made and entered into as of this ___ day of ___________, 2000, by and among FIRST GOLDEN AMERICAN LIFE INSURANCE COMPANY OF NEW YORK (hereinafter "FGALIC"), a New York life insurance...
Participation Agreement • September 13th, 2000 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny

THIS AMENDMENT, made and entered into as of this ___ day of ___________, 2000, by and among FIRST GOLDEN AMERICAN LIFE INSURANCE COMPANY OF NEW YORK (hereinafter "FGALIC"), a New York life insurance company, on its own behalf and on behalf of its SEPARATE ACCOUNT B (the "Account"); THE PRUDENTIAL SERIES FUND, INC., an open-end management investment company organized under the laws of Maryland (hereinafter the "Fund"); THE PRUDENTIAL INSURANCE COMPANY OF AMERICA (hereinafter the "Adviser"), a New Jersey mutual insurance company; and PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC (hereinafter the "Distributor"), a Delaware limited liability company.

Amendment to ING Partners, Inc. Shareholder Servicing Agreement Service Class Shares
Shareholder Servicing Agreement • December 27th, 2006 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

This Amendment is dated as of the 7th day of December, 2005 by and between ING Partners, Inc. (the “Fund”) and ReliaStar Life Insurance Company of New York (the “Service Organization”) (collectively, the “Parties”). WHEREAS, the Parties entered into a Shareholder Servicing Agreement on December 6, 2001, as amended (the “Agreement”); WHEREAS, the Parties desire to further amend said Agreement in the manner hereinafter set forth;

Contract Contents
Deferred Fixed and Variable Annuity Contract • July 6th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

After the Annuity Commencement Date, the maximum daily Mortality and Expense Risk Charge will be 0.004141% (equivalent to an annual maximum rate of 1.50%), regardless of Benefit Option Package. Asset Based Administrative Charge - We deduct a charge of not more than 0.000411% of the assets in each Variable Separate Account Division on a daily basis (equivalent to an annual maximum rate of 0.15%) to compensate us for a portion of our ongoing administrative expenses. This charge is not deducted from the General Account values.

Specimen Copy] Minimum Guaranteed RELIASTAR Income Benefit Rider LIFE INSURANCE COMPANY OF NEW YORK A Stock Company (HEREINAFTER CALLED WE, US AND OUR)
Minimum Guaranteed Income Benefit Rider • July 6th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Income Benefit Rider (this “Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Any capitalized terms not defined in this Rider shall have the meaning given to them in the Contract. This Rider provides an option to receive a Minimum Guaranteed Income Benefit (“MGIB”) instead of the standard Annuity Payments payable under the Contract. The MGIB may only be exercised on certain specified Exercise Dates, as described below. This Rider has no Cash Surrender Value. Benefits provided and charges made under the terms and conditions of this Rider are described below. This Rider will remain in effect until terminated under the conditions described below. IMPORTANT TERMS The Contract means the Contract to which this Rider is attached. The term Credit is defined in the Contract or its Riders and Endorsements. If no

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