Minimum Guaranteed Withdrawal Benefit Rider Sample Contracts

Specimen Copy] RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK Minimum Guaranteed Withdrawal Benefit Rider With Reset Option A Stock Company (HEREINAFTER CALLED WE, US AND OUR)
Minimum Guaranteed Withdrawal Benefit Rider • July 6th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Withdrawal Benefit Rider (this “Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Any capitalized terms not defined in this Rider shall have the meaning given to them in the Contract. This Rider permits withdrawals up to a specified amount annually that are guaranteed until the death of the last Active Spouse (as defined below) and may provide for guaranteed payments in the event the Contract’s Accumulation Value is reduced to zero, subject to the Rider’s terms, conditions and limitations. Benefits provided and charges made under the terms and conditions of this Rider are described below. This Rider will remain in effect until terminated under the conditions described below. IMPORTANT TERMS An Active Spouse is the person/people upon whose life and age Rider benefits are determined. On the Rider Date, the

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RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK Minimum Guaranteed Withdrawal Benefit Rider With Automatic Reset
Minimum Guaranteed Withdrawal Benefit Rider • April 21st, 2008 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Withdrawal Benefit Rider With Automatic Reset (this “Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Any capitalized terms not defined in this Rider shall have the meaning given to them in the Contract. This Rider permits withdrawals up to a specified amount annually under the Contract that are guaranteed during the Annuitant’s life and may provide for guaranteed payments in the event the Contract’s Accumulation Value is reduced to zero, subject to the Rider’s terms, conditions and limitations. Benefits provided and charges assessed under the terms and conditions of this Rider are described below. This Rider will remain in effect until terminated under the conditions described below. IMPORTANT TERMS

RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK Minimum Guaranteed Withdrawal Benefit Rider With Automatic Reset
Minimum Guaranteed Withdrawal Benefit Rider • April 21st, 2008 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Withdrawal Benefit Rider With Automatic Reset (this “Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. Any capitalized terms not defined in this Rider shall have the meaning given to them in the Contract. This Rider permits withdrawals up to a specified amount annually under the Contract that are guaranteed until the death of the last Active Spouse (as defined below) and may provide for guaranteed payments in the event the Contract’s Accumulation Value is reduced to zero, subject to the Rider’s terms, conditions and limitations. Benefits provided and charges assessed under the terms and conditions of this Rider are described below. This Rider will remain in effect until terminated under the conditions described below.

Specimen Copy] RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK Minimum Guaranteed Withdrawal Benefit Rider With Reset Option A Stock Company (HEREINAFTER CALLED WE, US AND OUR)
Minimum Guaranteed Withdrawal Benefit Rider • July 6th, 2007 • Separate Account Ny B of Reliastar Life Insurance Co of Ny

The Contract to which this Minimum Guaranteed Withdrawal Benefit Rider (“this Rider”) is attached is hereby modified by the provisions of this Rider. The Rider's provisions shall control when there is a conflict between this Rider and the Contract. This Rider permits withdrawals up to a specified amount annually that are guaranteed during the Annuitant’s life and may provide for guaranteed payments in the event the Contract’s Accumulation Value is reduced to zero, subject to the Rider’s terms, conditions and limitations. There is a charge for this Rider. This Rider has no Cash Surrender Value. Benefits provided and charges made under the terms and conditions of this Rider are described in detail below. This Rider will remain in effect until terminated under the conditions described below.

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