ARTICLE IAgreement and Plan of Reorganization • June 16th, 1998 • Af Bankshares Inc
ARTICLE II POWERS, DUTIES AND RIGHTS OF GUARANTEE TRUSTEEGuarantee Agreement • September 30th, 2002 • Af Bankshares Inc • National commercial banks • New York
GUARANTEE AGREEMENT AF Bankshares, Inc. Dated as of July 16, 2001Guarantee Agreement • September 29th, 2003 • Af Financial Group • National commercial banks • New York
This GUARANTEE AGREEMENT (the “Guarantee”), dated as of July 16, 2001, is executed and delivered by AF Bankshares, Inc., a federally chartered savings and loan holding company incorporated under the laws of the United States (the “Guarantor”), and The Bank of New York, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of AF Capital Trust I, a Delaware statutory business trust (the “Issuer”).
Exhibit 10.2 ASHE FEDERAL BANK EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT ("Agreement") is made and entered into as of October 4, 1996 by and between ASHE FEDERAL BANK, a mutual savings bank organized and operating under the federal laws of the...Employment Agreement • September 29th, 1998 • Af Bankshares Inc • Blank checks • North Carolina
Exhibit 10.3 ASHE FEDERAL BANK EMPLOYMENT AGREEMENT This EMPLOYMENT AGREEMENT ("Agreement") is made and entered into as of October 4, 1996 by and between ASHE FEDERAL BANK, a mutual savings bank organized and operating under the federal laws of the...Employment Agreement • September 29th, 1998 • Af Bankshares Inc • Blank checks • North Carolina
AF BANKSHARES, INC. EMPLOYMENT AGREEMENTEmployment Agreement • September 29th, 2003 • Af Financial Group • National commercial banks • North Carolina
This EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into as of November 18, 2002 by and between AF FINANCIAL GROUP, a stock corporation organized and operating under the federal laws of the United States and having an office at 21 East Ashe Street, West Jefferson, North Carolina 28694 (“Company”) and MELANIE P. MILLER, an individual residing at 8217A NC Highway 163, West Jefferson, North Carolina 28694 (“Executive”). Any reference to “Bank” herein shall mean AF Bank and any successor thereto.
Exhibit 16 [McGladrey & Pullen, LLP Letterhead] November 6, 2001 AF Bankshares, Inc. P.O. Box 26 West Jefferson, North Carolina 28694 Securities and Exchange Commission Washington, DC 20549 We were previously the independent accountants for AF...Independent Accountant Resignation Letter • November 9th, 2001 • Af Bankshares Inc • Blank checks
We were previously the independent accountants for AF Bankshares, Inc., and on August 3, 2001, we reported on the consolidated financial statements of AF Bankshares, Inc. and subsidiaries as of and for the years ended June 30, 2001 and 2000. On August 3, 2001, the Board of Directors of AF Bankshares, Inc. declined to reappoint us as the independent accountants of AF Bankshares, Inc. for the fiscal year ended June 30, 2002.
AF BANKSHARES, INC. SALARY CONTINUATION FIXED AND FLEXIBLE PREMIUM LIFE INSURANCE AGREEMENTSalary Continuation Agreement • September 29th, 2003 • Af Financial Group • National commercial banks • North Carolina
This Agreement made and entered into this 15th day of April, 2002, by and between AF Bankshares, Inc., a Corporation, hereinafter referred to as “Corporation,” and James A. Todd, a Key Employee and Executive of the Corporation, hereinafter referred to as “Executive”. Any reference to “Bank” herein shall mean AF Bank.
AF BANK EMPLOYMENT AGREEMENTEmployment Agreement • September 29th, 2003 • Af Financial Group • National commercial banks • North Carolina
This EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into as of November 18, 2002 by and between AF BANK, a savings bank organized and operating under the federal laws of the United States and having an office at 21 East Ashe Street, West Jefferson, North Carolina 28694 (“Bank”) and JAMES A. TODD, an individual residing at 849 Clyde Houck Road, Todd, North Carolina 28684 (“Executive”). Any reference to “Company” herein shall mean AF Bankshares, Inc. and any successor thereto.
SETTLEMENT AGREEMENTSettlement Agreement • September 24th, 2004 • Af Financial Group • National commercial banks • North Carolina
This SETTLEMENT AGREEMENT (this "Agreement") dated as of September 24, 2004 is by and among James A. Todd ("Mr. Todd") and AF Financial Group, on its own behalf and on behalf of all of its affiliates, which for purposes of this Agreement includes AF Bank, a federally chartered savings bank, AF Insurance Services, Inc., AF Brokerage, Inc., AsheCo, MHC, Alleghany, Ashe & Grayson, Inc. ("AAG, Inc") and any other person, group, or company controlling, controlled by, or under common control with AF Financial Group (collectively referred to in this Agreement as "AF Financial Group and its affiliates" or "AF Financial Group or its affiliates", and the term "affiliates" when mentioned in this Agreement along with AF Financial Group shall refer broadly to all the affiliates specifically and generally of AF Financial Group as referenced above). Mr. Todd and AF Financial Group and its affiliates are hereinafter referred to as the "parties."
