Michigan Community Bancorp LTD Sample Contracts

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1,000,000 SHARES* COMMON STOCK
Michigan Community Bancorp LTD • August 28th, 1998 • Michigan
1 EXHIBIT 10.7 INCENTIVE STOCK OPTION AGREEMENT
Incentive Stock Option Agreement • August 28th, 1998 • Michigan Community Bancorp LTD • Michigan
EXHIBIT 2.1 PURCHASE AND ASSUMPTION AGREEMENT DATED AS OF JULY 9, 2003 BY AND BETWEEN MICHIGAN COMMUNITY BANCORP, LIMITED, NORTH OAKLAND COMMUNITY BANK
Purchase and Assumption Agreement • November 3rd, 2003 • Michigan Community Bancorp LTD • State commercial banks • Michigan
1 EXHIBIT 10.4 RDSI BANKING SYSTEMS DATA PROCESSING AGREEMENT FIVE (5) YEAR AGREEMENT
Processing Agreement • August 28th, 1998 • Michigan Community Bancorp LTD • Ohio
EXHIBIT 1.1 MICHIGAN COMMUNITY BANCORP LIMITED DEALER MANAGER AGREEMENT
Dealer Manager Agreement • August 24th, 2001 • Michigan Community Bancorp LTD • State commercial banks • Michigan
1 EXHIBIT 10.3 RDSI BANKING SYSTEMS DATA PROCESSING AGREEMENT FIVE (5) YEAR AGREEMENT
Data Processing Agreement • August 28th, 1998 • Michigan Community Bancorp LTD • Ohio
John W. Spence III 4712 Clendenin Road Nashville, Tennessee 37220 (615) 383-2654
Michigan Community Bancorp LTD • November 24th, 2003 • State commercial banks

This will confirm our agreement as to the terms on which John W. Spence III, a resident of Tennessee (the "Investment Manager"), will act as the Investment Manager for Spence Limited, L.P., a Georgia limited partnership (the "Fund") of which Financial Junk, LLC, a Georgia limited liability company (the "General Partner"), is the general partner. The Fund will be the successor by merger of Spence Limited, L.P., a Tennessee limited partnership.

JOINT FILING AGREEMENT
Joint Filing Agreement • November 24th, 2003 • Michigan Community Bancorp LTD • State commercial banks

This Joint Filing Agreement may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.

SUBLEASE
Sublease • August 28th, 1998 • Michigan Community Bancorp LTD
WITNESSETH:
Michigan Community Bancorp LTD • April 2nd, 2001 • State commercial banks
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