Valicenti Advisory Services Inc Sample Contracts

s/Vincent R. Valicenti ------------------------------- Vincent R. Valicenti, President February 20, 2001 Vincent R. Valicenti ------------------------------- Vincent R. Valicenti

Joint Filing Agreement • February 21st, 2001 • Valicenti Advisory Services Inc • Savings institution, federally chartered

• Contract Type
  Joint Filing Agreement
• Filed
  February 21st, 2001
• Company
  Valicenti Advisory Services Inc
• Industry
  Savings institution, federally chartered

The undersigned persons agree and consent to the joint filing on their behalf of this Schedule 13G in connection with their beneficial ownership of the common stock of ES&L Bancorp, Inc. at December 31, 2000 and agree that this filing is filed on behalf of each of them.