Home Financing Centers Inc/Ma Sample Contracts

BETWEEN
Plan and Agreement of Reorganization • May 7th, 2001 • Home Financing Centers Inc/Ma • Mortgage bankers & loan correspondents • Nevada
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CONSULTING AGREEMENT
Consulting Agreement • June 25th, 2001 • Home Financing Centers Inc/Ma • Mortgage bankers & loan correspondents • Massachusetts

The following document is an agreement between Aracelli Beers (“BEERS”), an individual at 247 E 33rd Street, 2A, New York, NY 10016 and Home Financing Centers, Inc, (“HFCI”), a Nevada corporation, of 112-114 Burrill Street, Swampscott, MA 01907.

Contract
Stock Exchange Agreement • May 7th, 2001 • Home Financing Centers Inc/Ma • Mortgage bankers & loan correspondents • Indiana

STOCK EXCHANGE AGREEMENT Agreement dated as of April 26, 2000 between Mr. Edward DeFeudis ("EDDF") on the one hand, and MAS Capital Inc. ("MASC"). 1. THE EXCHANGE. 1.1 Exchange Subject to the Terms and Conditions of this Agreement. At the Closing to be held as provided in Section 2, MASC shall deliver the MAS X Shares (defined below), free and clear of all Encumbrances other than restrictions imposed by Federal and State securities laws. EDDF shall deliver HFCI Shares (defined below) to MASC, free and clear of all Encumbrances without any restrictions. 1.2 Exchange Ratio. EDDF will deliver 315,000 shares of common stock of Home Financing Centers, Inc. (“HFCI”)(“HFCI Shares”) to MASC for 8,250,000 shares of MAS Acquisition X Corp. (“MAS X”), representing approximately 96.8% of the issued and outstanding common shares of MAS X (the “MAS X Shares”). 1.3 Third Party, EDDF has entered into a separate agreement with HFCI in which HFCI shall acquire 8,250,000 MAS X Shares from EDD

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