Karfunkel Michael Sample Contracts

February , 2014
Karfunkel Michael • February 24th, 2014 • Fire, marine & casualty insurance
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LIMITED POWER OF ATTORNEY
Limited Power of Attorney • August 11th, 2015 • Karfunkel Michael • Fire, marine & casualty insurance

WHEREAS, Michael Karfunkel (“Grantor”), Leah Karfunkel (“Mrs. Karfunkel”) and Barry Zyskind (“the undersigned,” and together with Mrs. Karfunkel, the “Trustees”) each is a party to a trust agreement, dated as of March 28, 2005 (the “Agreement”); and

CONSENT AND WAIVER AGREEMENT
Consent and Waiver Agreement • February 24th, 2014 • Karfunkel Michael • Fire, marine & casualty insurance

This Consent and Waiver Agreement (this “Agreement”) is hereby entered into as of the 4th day of February, 2014, by and among the parties to that certain Registration Rights Agreement, dated as of October 16, 2009 (as amended, the “Registration Rights Agreement”), by and among National General Holdings Corp. (the “Company”), The Michael Karfunkel 2005 Grantor Retained Annuity Trust (the “Trust”), AmTrust Financial Services, Inc. (“AFSI”), AmTrust International Insurance, Ltd., as assignee of AFSI (together with AFSI, “AmTrust”) and Michael Karfunkel (together with the Trust and AmTrust, the “Holders”).

LIMITED POWER OF ATTORNEY
Limited Power of Attorney • July 30th, 2015 • Karfunkel Michael • Fire, marine & casualty insurance

WHEREAS, Michael Karfunkel (“Grantor”), Leah Karfunkel (“Mrs. Karfunkel”) and Barry Zyskind (“the undersigned,” and together with Mrs. Karfunkel, the “Trustees”) each is a party to a trust agreement, dated as of March 28, 2005 (the “Agreement”); and

JOINT FILING AGREEMENT
Joint Filing Agreement • February 24th, 2014 • Karfunkel Michael • Fire, marine & casualty insurance

This Joint Filing Agreement may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.

JOINT FILING AGREEMENT
Joint Filing Agreement • August 18th, 2015 • Karfunkel Michael • Fire, marine & casualty insurance

This Joint Filing Agreement may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.

August ___, 2015
Karfunkel Michael • August 18th, 2015 • Fire, marine & casualty insurance

The undersigned understands that Morgan Stanley & Co. LLC (“Morgan Stanley”) proposes to enter into an Underwriting Agreement (the “Underwriting Agreement”) with National General Holdings Corp., a Delaware corporation (the “Company”), providing for the public offering (the “Public Offering”) by the several Underwriters, including Morgan Stanley (the “Underwriters”), of shares (the “Shares”) of the common stock, par value $0.01 per share, of the Company (the “Common Stock”).

CONSENT AND WAIVER AGREEMENT
Consent and Waiver Agreement • February 24th, 2014 • Karfunkel Michael • Fire, marine & casualty insurance

This Consent and Waiver Agreement (this “Agreement”) is hereby entered into as of the 4th day of June, 2013, by and among the parties to that certain Registration Rights Agreement, dated as of October 16, 2009 (as amended, the “Registration Rights Agreement”), by and among National General Holdings Corp. (the “Company”), The Michael Karfunkel 2005 Grantor Retained Annuity Trust (the “Trust”), AmTrust Financial Services, Inc. (“AFSI”), AmTrust International Insurance, Ltd., as assignee of AFSI (together with AFSI, “AmTrust”) and Michael Karfunkel (together with the Trust and AmTrust, the “Holders”).

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