Saxon Asset Securities Co Mort Ln as Back Cert Se 2002 3 Sample Contracts

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SUBSEQUENT SALES AGREEMENT
Subsequent Sales Agreement • January 15th, 2003 • Saxon Asset Securities Co Mort Ln as Back Cert Se 2002 3 • Asset-backed securities

This SUBSEQUENT SALES AGREEMENT (“Agreement”) made on January 10, 2003, by Saxon Mortgage, Inc., a Virginia corporation ("Saxon Mortgage") and Saxon Asset Securities Company, a Virginia corporation ("Saxon"), and acknowledged by Deutsche Bank Trust Company Americas, as trustee (the “Trustee”).

Saxon Asset Securities Company Mortgage Loan Asset Backed Certificates, Series 2002-3 UNDERWRITING AGREEMENT
Underwriting Agreement • November 22nd, 2002 • Saxon Asset Securities Co Mort Ln as Back Cert Se 2002 3 • Asset-backed securities • New York

The Certificates will be issued pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2002 (the “Pooling and Servicing Agreement”), by and among the Company, SMI, as Master Servicer (the “Master Servicer”), Saxon Mortgage Services, Inc., as Servicer (the “Servicer”) and Deutsche Bank Trust Company Americas, as Trustee (the “Trustee”). The Certificates will represent in the aggregate the entire beneficial ownership interest in the assets of the Trust Fund created under the Pooling and Servicing Agreement, which will consist primarily of two pools of conventional, one- to four-family, mortgage loans with original terms to stated maturity of not more than 30 years with the characteristics described in the Prospectus Supplement (the “Mortgage Loans”).

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