EXHIBIT 10.3 ESCROW AGREEMENT THIS ESCROW AGREEMENT, executed this ________ day of ____________, 2003, by CFB Banchares, Inc. (the "Corporation") and First Tennessee Bank (the "Escrow Agent"). W I T N E S S E T H: WHEREAS, the Corporation is offering...Escrow Agreement • January 13th, 2003 • CFB Bancshares Inc • Tennessee
