EXHIBIT 1 JOINT FILING AGREEMENT THIS WILL CONFIRM THE AGREEMENT BY AND AMONG ALL OF THE UNDERSIGNED THAT THE SCHEDULE 13D FILED ON OR ABOUT THIS DATE WITH RESPECT TO THE BENEFICIAL OWNERSHIP BY THE UNDERSIGNED OF SHARES OF COMMON STOCK, PAR VALUE...Joint Filing Agreement • August 1st, 2003 • Anderson William H Ii • Savings institution, federally chartered
Contract Type FiledAugust 1st, 2003 Company IndustryTHIS WILL CONFIRM THE AGREEMENT BY AND AMONG ALL OF THE UNDERSIGNED THAT THE SCHEDULE 13D FILED ON OR ABOUT THIS DATE WITH RESPECT TO THE BENEFICIAL OWNERSHIP BY THE UNDERSIGNED OF SHARES OF COMMON STOCK, PAR VALUE $1.00 PER SHARE, OF FLAG FINANCIAL CORPORATION IS BEING FILED ON BEHALF OF EACH OF THE UNDERSIGNED.