First NLC Financial Services Inc Sample Contracts

BACKGROUND
Credit and Security Agreement • April 26th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Texas
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AMENDMENT NO. 9 TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • April 26th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT Between: Goldman Sachs Mortgage Company, as Buyer and First NLC Financial Services, LLC, as Seller Dated as of June 3, 2004
Master Repurchase Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • New York

This is a MASTER REPURCHASE AGREEMENT, dated as of June 3, 2004 between FIRST NLC FINANCIAL SERVICES, LLC, a Florida limited liability company (the “Seller”) and GOLDMAN SACHS MORTGAGE COMPANY, a New York limited partnership (the “Buyer”).

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Delaware

THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made as of , 2004, by and among First NLC Financial Services, Inc., a Delaware corporation (the “Company”), Sun Mortgage Partners, L.P., a Delaware limited partnership (“Sun”), Neal S. Henschel (“Neal Henschel”) and Jeffrey M. Henschel (“Jeff Henschel” and together with Neal Henschel, the “Henschels”). Otherwise undefined capitalized terms used herein are defined in Section 9 hereof.

INTERIM SERVICING AND SERVICING RIGHTS PURCHASE AGREEMENT among FIRST NLC FINANCIAL SERVICES, LLC and NLC, Inc. and FIRST NLC, Inc. Owner OCWEN FINANCIAL CORPORATION and OCWEN FEDERAL BANK FSB Servicer FIXED RATE AND ADJUSTABLE RATE MORTGAGE LOANS...
Interim Servicing and Servicing Rights Purchase Agreement • March 19th, 2004 • First NLC Financial Services Inc • New York

THIS INTERIM SERVICING AGREEMENT, dated as of the 17th day of June 2003, among First NLC Financial Services, LLC, a Florida limited liability company, having an office at 700 West Hillsboro Boulevard, Building 1, Deerfield Beach, FL 33441, and NLC, Inc, a Tennessee Corporation, having an office at office at 700 West Hillsboro Boulevard, Building 1, Deerfield Beach, FL 33441, and First NLC, Inc., a Minnesota Corporation, having an office at 700 West Hillsboro Boulevard, Building 1, Deerfield Beach, FL 33441 (Collectively the “Owner”), OCWEN FINANCIAL CORPORATION, a Florida corporation (“OFC”), having an office at The Forum, 1675 Palm Beach Lakes Boulevard, West Palm Beach, FL 33401, and OCWEN FEDERAL BANK FSB, a federally chartered savings bank (the “Servicer”), having an office at The Forum, 1675 Palm Beach Lakes Boulevard, West Palm Beach, FL 33401.

FIRST NLC FINANCIAL SERVICES, INC. (a Delaware Corporation) 3,100,000 Shares of Common Stock Par Value $.001 Per Share Underwriting Agreement June , 2004
Underwriting Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Georgia
Provantedge.Com Corporation LOAN COMMANDER SOFTWARE LICENSE
Loan Commander • March 19th, 2004 • First NLC Financial Services Inc

This Software License Agreement is entered into effective June 17, 2002 (the “Effective Date”) between Provantedge.Com Corporation, a California Corporation (“Provantedge”), located at 2 Ada, Irvine, California 92618 and First NLC Financial Services, its successors and assigns (“Licensee”) located at 700 W. Hillsboro Blvd., Bldg. 1, Deerfield Beach, FL 33441.

THIRD AMENDED AND RESTATED WAREHOUSING CREDIT AND SECURITY AGREEMENT BETWEEN FIRST NLC FINANCIAL SERVICES, LLC, a Florida limited liability company AND NLC, INC., a Tennessee corporation AND FIRST NLC, INC., a Minnesota corporation AND RESIDENTIAL...
Credit and Security Agreement • June 22nd, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Minnesota

THIRD AMENDED AND RESTATED WAREHOUSING CREDIT AND SECURITY AGREEMENT, dated as of June 15, 2004 between FIRST NLC FINANCIAL SERVICES, LLC, a Florida limited liability company (“First NLC LLC”), NLC, INC., a Tennessee corporation (“NLC, Inc.”), FIRST NLC, INC., a Minnesota corporation (“First NLC, Inc.”) (First NLC LLC, NLC, Inc. and First NLC, Inc. are collectively and severally referred to as “Borrower”), and RESIDENTIAL FUNDING CORPORATION, a Delaware corporation (“Lender”).

EIGHTEENTH AMENDMENT TO WAREHOUSING CREDIT AND SECURITY AGREEMENT
Warehousing Credit and Security Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Texas

This Eighteenth Amendment to Warehousing Credit and Security Agreement (“Amendment”) is dated as of May 28th, 2004 by First NLC Financial Services, LLC and NLC Financial Services, LLC (collectively, the “Company”), and Washington Mutual Bank, FA, successor by merger to Bank United (“Lender”).

AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • June 22nd, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • New York

Amendment No. 1 to the Master Repurchase Agreement, dated as of June 21, 2004 (this “Amendment”), among FIRST NLC Financial Services, LLC (the “Seller”) and Goldman Sachs Mortgage Company (the “Buyer”).

SERVICES AGREEMENT
Services Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Florida

THIS SERVICES AGREEMENT (the “Agreement”), dated as of June 4, 2004, is entered into by and between First NLC Financial Services, Inc., a Delaware corporation (the “Company”), and Neal S. Henschel (the “Individual”).

AMENDMENT NO. 10 TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • June 22nd, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • New York

Amendment No. 10, dated as of June 21, 2004 (this “Amendment”), between CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Buyer”) and NLC, INC. and FIRST NLC FINANCIAL SERVICES, LLC (collectively, the “Sellers”).

LEASE AGREEMENT between METROPOLITAN LIFE INSURANCE COMPANY and NATIONAL LENDING CENTER, INC. Building 1, Suite 204 Deerfield Beach, Florida 33441 DATE: May 23, 1995
Work Letter Agreement • March 19th, 2004 • First NLC Financial Services Inc • Florida

THIS LEASE AGREEMENT (hereinafter referred to as the “Lease”) made and entered into this 23 day of May, 1995, by and between Metropolitan Life Insurance Company (hereinafter called “Landlord”), whose address for purposes hereof is 600 West Hillsboro Boulevard, Deerfield Beach, Florida and National Lending Center, Inc. a Florida Corporation (hereinafter called “Tenant”), whose address for purposes hereof is 700 West Hillsboro Boulevard, Building 1, Suite 204.

EMPLOYMENT AGREEMENT
Employment Agreement • June 8th, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Florida

THIS EMPLOYMENT AGREEMENT (the “Agreement”), dated as of June 4, 2004, is entered into by and between First NLC Financial Services, Inc., a Delaware corporation (the “Company”), and Jeffrey M. Henschel (the “Employee”).

NINETEENTH AMENDMENT TO WAREHOUSING CREDIT AND SECURITY AGREEMENT
Credit and Security Agreement • June 22nd, 2004 • First NLC Financial Services Inc • Mortgage bankers & loan correspondents • Texas

This Nineteenth Amendment to Warehousing Credit and Security Agreement (“Amendment”) is dated as of June 21, 2004 by NLC Financial Services, LLC, a Delaware limited liability company (“Parent”) and First NLC Financial Services, LLC, a Florida limited liability company (“First NLC LLC” and together with Parent, the “Existing Borrowers” and each is an “Existing Borrower”), First NLC Financial Services, Inc., a Delaware corporation, (the “Joining Borrower” and collectively with Existing Borrowers, the “Company”), and Washington Mutual Bank, FA (“Lender”).

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