Variable Annuity Account B Sample Contracts

AMONG
Participation Agreement • April 28th, 2008 • Variable Annuity Account B • New York
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FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 27th, 2007 • Variable Annuity Account B
PARTICIPATION AGREEMENT
Participation Agreement • April 30th, 2010 • Variable Annuity Account B • Delaware
CONTENTS
Participation Agreement • April 30th, 2009 • Variable Annuity Account B • California
CONTENTS
Participation Agreement • April 28th, 2008 • Variable Annuity Account B • California
PARTICIPATION AGREEMENT
Participation Agreement • May 2nd, 2022 • Variable Annuity Account B • New York

THIS AGREEMENT, made and entered into as of the 6th day of October, 2005 by and among First Security Benefit Life Insurance and Annuity Company of New York (hereinafter the “Company”), a life insurance company organized under the laws of New York, on its own behalf and on behalf of each separate account of the Company set forth on Schedule B hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and ROYCE CAPITAL FUND (hereinafter the “Fund”), a Delaware business trust, and ROYCE & ASSOCIATES, LLC, a Delaware limited liability company (the “Adviser”).

MARKETING ORGANIZATION AGREEMENT COMMISSION SCHEDULE
Variable Annuity Account B • November 22nd, 2004
PARTICIPATION AGREEMENT Among First Security Benefit Life Insurance and Annuity Company of New York, and Citigroup Global Markets Inc.
Participation Agreement • April 29th, 2011 • Variable Annuity Account B • New York

THIS AGREEMENT, dated as of the 29th day of September, 2005, by and among First Security Benefit Life Insurance and Annuity Company of New York, (the "Company"), a stock life insurance company organized under the laws of the State of New York, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto, as may be amended from time to time (each an “Account"), and Citigroup Global Markets Inc. (the "Distributor"), a Delaware Corporation.

PARTICIPATION AGREEMENT - DREYFUS FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 27th, 2012 • Variable Annuity Account B • New York

This Agreement is entered into as of the 1st day of February, 2004, between First Security Benefit Life Insurance and Annuity Company of New York, a life insurance company organized under the laws of the State of New York ("Insurance Company"), Dreyfus Investment Portfolios and Dreyfus Variable Investment Fund (each, individually, a "Fund", collectively, the "Funds.") and Dreyfus Service Corporation, distributor of the Funds, a New York Corporation.

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT RULE 30e-3
Participation Agreement • April 30th, 2021 • Variable Annuity Account B

This Amendment No. 1 to Participation Agreement (this “Amendment”) is entered into by and among the Company, the Fund, and the Adviser (collectively, the “Parties”), and is effective as of the Effective Date set forth herein.

SEVENTH AMENDMENT TO PARTICIPATION AGREEMENT: RULE 30e-3
Participation Agreement • April 30th, 2021 • Variable Annuity Account B

This Seventh Amendment to Participation Agreement (the “Amendment”) is entered into by and among the Company, the Fund, and IDI (collectively, the “Parties”), and is effective as of the Effective Date set forth herein.

PARTICIPATION AGREEMENT Among SBL Fund, Rydex Distributors, LLC And First Security Benefit Life Insurance and Annuity Company of New York
Participation Agreement • April 27th, 2012 • Variable Annuity Account B • New York

THIS AGREEMENT, made and entered into as of this 22nd day of December, 2011 by and among First Security Benefit Life Insurance and Annuity Company of New York (hereinafter the "Company"), a New York corporation, on its own behalf and on behalf of each Account (defined below), SBL FUND, a Kansas corporation and RYDEX DISTRIBUTORS, LLC (hereinafter the “Underwriter”), a Kansas limited liability company.

FIRST SECURITY BENEFIT LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT
First Security Benefit Life • August 12th, 2004 • Variable Annuity Account B

In consideration of the Purchase Payments, First Security Benefit Life Insurance and Annuity Company of New York ("FSBL") will pay the benefits of this Contract according to its terms.

AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT RULE 30e-3
Participation Agreement • April 30th, 2021 • Variable Annuity Account B

This Amendment No. 2 to Participation Agreement (the “Amendment”) is entered into by and among the Company, the Fund, and Adviser (collectively, the “Parties”), and is effective as of the Effective Date set forth herein.

ENDORSEMENT
Variable Annuity Account B • August 12th, 2004

This contract is established as an Individual Retirement Annuity ("IRA") as defined in Section 408 of the Internal Revenue Code of 1986, as amended (the "Code") or any successor provision pursuant to the Owner's request in the Application. Accordingly, this endorsement is attached to and made part of the Contract as of its Issue Date or, if later, the date shown below. Notwithstanding any other provisions of the Contract to the contrary, the following provisions shall apply.

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SECURITY FUNDS RULE 22C-2 SHAREHOLDER INFORMATION AGREEMENT
Shareholder Information Agreement • April 27th, 2007 • Variable Annuity Account B • Kansas
AMENDMENT NO. 1 TO FUND PARTICIPATION AGREEMENT RULE 30e-3
Fund Participation Agreement • April 30th, 2021 • Variable Annuity Account B

This Amendment No. 1 to Fund Participation Agreement (the “Amendment”) is entered into by and among the Company, the Fund, and the Distributor (collectively, the “Parties”), and is effective as of the Effective Date set forth herein.

PARTICIPATION AGREEMENT AMONG FIRST SECURITY BENEFIT LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK, PIMCO VARIABLE INSURANCE TRUST, AND PIMCO ADVISORS DISTRIBUTORS LLC
Participation Agreement • April 27th, 2012 • Variable Annuity Account B • California

THIS AGREEMENT, dated as of the 1st day of May, 2003, by and among First Security Benefit Life Insurance and Annuity Company of New York, (the "Company"), a New York life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the "Account"), PIMCO Variable Insurance Trust (the "Fund"), a Delaware business trust, and PIMCO Advisors Distributors LLC (the "Underwriter"), a Delaware limited liability company.

Effective Date:
Organization Agreement • August 12th, 2004 • Variable Annuity Account B

This Agreement is made among Security Distributors, Inc. ("SDI"), _____________ ("Marketing Organization"), and each of the agencies listed on Exhibit "A," attached hereto (collectively referred to herein as "General Agent"). SDI hereby authorizes Marketing Organization and those persons associated with General Agent who are registered representatives of Marketing Organization and licensed agents of First Security Benefit Life Insurance and Annuity Company of New York to solicit and service variable annuity contracts and variable life insurance policies issued under First Security Benefit Life Insurance and Annuity Company of New York's ("FSBL") several Variable Annuity Accounts, which have been registered as securities under the Securities Act of 1933 with Security Distributors, Inc. (a member of the National Association of Securities Dealers, Inc.) having been designated Principal Underwriter thereof. Said variable annuity contracts and variable life insurance policies are referred t

AUTOMATIC REINSURANCE AGREEMENT between SECURITY BENEFIT LIFE INSURANCE COMPANY TOPEKA, KANSAS (referred to as the Reinsurer) and FIRST SECURITY BENEFIT LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK WHITE PLAINS, NEW YORK (referred to as the Company)
Automatic Reinsurance Agreement • August 12th, 2004 • Variable Annuity Account B • New York

This AUTOMATIC REINSURANCE AGREEMENT (the "Agreement") is made by and between Security Benefit Life Insurance Company, a Kansas-domiciled life insurance company (the "Reinsurer"), and First Security Benefit Life Insurance and Annuity Company of New York, a New York-domiciled life insurance company (the "Company").

Security Distributors, Inc.
Variable Annuity Account B • August 12th, 2004

This Agreement is entered into between Security Distributors, Inc. ("SDI") (solely in its capacity as underwriter of the Variable Products issued by the insurance company(s) (each referred to herein as "insurance company") identified in the Commission Schedule(s)), and the undersigned, referred to herein as the "Marketing Organization."

ENDORSEMENT
Variable Annuity Account B • August 12th, 2004

This contract is established as a Roth IRA as defined in Section 408A of the Internal Revenue Code of 1986, as amended (the "Code") or any successor provision, pursuant to the Owner's request in the Application. Accordingly, this endorsement is attached to and made part of the Contract as of its Issue Date or, if later, the date shown below. Notwithstanding any other provisions of the Contract to the contrary, the following provisions shall apply.

Security Distributors, Inc.
Variable Annuity Account B • December 21st, 2004

COMMISSIONS - This Commission Schedule is hereby made a part of and amends your Marketing Organization Agreement (hereinafter called the "Agreement"), with Security Distributors, Inc. (hereinafter called "SDI"), and commissions payable hereunder are subject to the provisions contained in the Agreement and this Commission Schedule. Minimum Purchase Payments are as set out in the applicable prospectus and Contract. Commissions to a Marketing Organization are equal to a percentage of each Purchase Payment written by Marketing Organization, as follows:

Marketing Organization: EFFECTIVE DATE OF COMMISSION SCHEDULE: April 25, 2022
Variable Annuity Account B • May 2nd, 2022

COMMISSIONS - This Commission Schedule is hereby made a part of and amends your Marketing Organization Agreement (hereinafter called the “Agreement”), with Security Distributors, LLC (hereinafter called “SDL”), and commissions payable hereunder are subject to the provisions contained in the Agreement and this Commission Schedule. Minimum Purchase Payments are as set out in the applicable prospectus and Contract. Commissions to a Marketing Organization are equal to a percentage of each Purchase Payment written by Marketing Organization, as follows:

EFFECTIVE DATE OF COMMISSION SCHEDULE:
Variable Annuity Account B • April 30th, 2015

COMMISSIONS - This Commission Schedule is hereby made a part of and amends your Marketing Organization Agreement (hereinafter called the “Agreement”), with Security Distributors, Inc. (hereinafter called “SDI”), and commissions payable hereunder are subject to the provisions contained in the Agreement and this Commission Schedule. Minimum Purchase Payments are as set out in the applicable prospectus and Contract. Commissions to a Marketing Organization are equal to a percentage of each Purchase Payment written by Marketing Organization, as follows:

AUTOMATIC REINSURANCE AGREEMENT between SECURITY BENEFIT LIFE INSURANCE COMPANY TOPEKA, KANSAS (referred to as the Reinsurer) and FIRST SECURITY BENEFIT LIFE INSURANCE AND ANNUITY COMPANY OF NEW YORK WHITE PLAINS, NEW YORK (referred to as the Company)...
Automatic Reinsurance Agreement • December 21st, 2004 • Variable Annuity Account B • New York

This AUTOMATIC REINSURANCE AGREEMENT (the "Agreement") is made by and between Security Benefit Life Insurance Company, a Kansas-domiciled life insurance company (the "Reinsurer"), and First Security Benefit Life Insurance and Annuity Company of New York, a New York-domiciled life insurance company (the "Company").

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