Nationwide VL Separate Account-G Sample Contracts

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PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS COMPANY LLC and NATIONWIDE LIFE_INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, JEFFERSON NATIONAL LIFE INSURANCE COMPANY, JEFFERSON NATIONAL LIFE...
Participation Agreement • April 25th, 2024 • Nationwide VL Separate Account-G • Massachusetts

THIS AGREEMENT, made and entered into as of the 11th day of October, 2023, by and among NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, Ohio corporations, JEFFERSON NATIONAL LIFE INSURANCE COMPANY, a Texas corporation, and JEFFERSON NATIONAL LIFE INSURANCE COMPANY OF NEW YORK, a New York corporation (hereinafter, collectively, the “Company”), on its own behalf and on behalf of each current and any future Company separate accounts (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS COMPANY LLC (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

PARTICIPATION AGREEMENT Among THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY & CO. INCORPORATED, MORGAN STANLEY INVESTMENT MANAGEMENT INC. and NATIONWIDE FINANCIAL SERVICES, INC. Dated as of February 1, 2002
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Delaware

THIS AGREEMENT is made and entered into as of the 1st day of February, 2002 by and among NATIONWIDE FINANCIAL SERVICES, INC., a Delaware corporation and its subsidiary life insurance companies (the "Company"), on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account referred to as an "Account"), THE UNIVERSAL INSTITUTIONAL FUNDS, INC. (the "Fund"), a Maryland corporation, MORGAN STANLEY & CO. INCORPORATED (the "Underwriter"), a Delaware corporation, and MORGAN STANLEY INVESTMENT MANAGEMENT INC. (the "Adviser"), a Delaware corporation.

SERVICE AGREEMENT
Service Agreement • April 19th, 2013 • Nationwide VL Separate Account-G • Ohio

This Service Agreement (the "Agreement"), effective February 8, 2012 is made by and between Nationwide Financial Services, Inc. ("NFS") and Northern Lights Variable Trust (the "Company");

Reinsurance Agreement #0849401
Reinsurance Agreement • April 26th, 2011 • Nationwide VL Separate Account-G • Ohio
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Ohio

This Agreement dated as of the 1st. day of January, 2006 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively “Nationwide”) and the current and any future

CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • October 3rd, 2024 • Nationwide VL Separate Account-G • Ohio

This Fund Participation Agreement dated as of the 28th day of October, 2024 (“Agreement”) is made by and among Nationwide Financial Services, Inc. (“NFS”), on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide” unless otherwise indicated) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”), New Age Alpha Variable Funds Trust (“Trust”), and Ultimus Fund Distributors, LLC (“Company”) which serves as distributor to the Trust and the mutual funds listed on Exhibit B (each a “Fund” and collectively, the “Funds”).

CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. MUTUAL FUND ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • October 3rd, 2024 • Nationwide VL Separate Account-G

This Mutual Fund Administrative Services Agreement dated as of the 28th day of October, 2024 (“Agreement”) is made by and among Nationwide Financial Services, Inc. (“NFS”), on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide” unless otherwise indicated) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”), Ultimus Fund Solutions, LLC (the “Company”), which serves as the administrator and transfer agent to the Trust (as hereinafter defined), New Age Alpha Variable Funds Trust (the “Trust”) on its own behalf and on behalf of the mutual funds listed on Exhibit B each of which is a series of the Trust (each a “Fund” and collectively, the “Funds”), and New Age Alpha Advisors, LLC, which serves as investment adviser to the Funds (the “Adviser”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 25th, 2012 • Nationwide VL Separate Account-G

This Agreement, dated as of February 8, 2012, is made by and among Nationwide Financial Services, Inc., on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively, "Nationwide"); the current and any future Nationwide segregated asset accounts as applicable ("Variable Accounts"); DFA Investment Dimensions Group Inc. (the "Company"), on behalf of the portfolios (the "Funds") listed on Exhibit B; Dimensional Fund Advisors LP, the Funds' investment adviser (the "Advisor"); and DFA Securities LLC ("DFAS"), the Company's distributor.

CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. SERVICE AGREEMENT
Service Agreement • April 25th, 2024 • Nationwide VL Separate Account-G • Massachusetts

This Agreement is entered into effective as of the 11th day of October, 2023, by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY LLC (“FIIOC”) and NATIONWIDE INVESTMENT SERVICES CORPORATION (“Company”). The parties agree that this Agreement shall terminate and supersede any and all prior Service Agreements, including the Amended and Restated Service Agreement dated April 1, 2002, by and between Fidelity Investments Institutional Operations Company and Nationwide Financial Services, Inc., as amended, and the Service Agreement dated November 10, 2010, by and between Fidelity Investments Institutional Operations Company and Jefferson National Life Insurance Company, as amended.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Ohio

This Agreement dated as of the 2nd day of May 2005 is made by and among Nationwide Financial Services, Inc. (including any affiliates and/or subsidiaries listed on Exhibit A), Gartmore Mutual Fund Capital Trust, which serves as adviser, and Gartmore Distribution Services, Inc., which services as distributor, to the Gartmore Variable Insurance Trust (the “Trust”) with respect to its series of shares of beneficial interest (each, a “Fund,” and collectively, the “Funds”). In this Agreement, Gartmore Mutual Fund Capital Trust and Gartmore Distribution Services, Inc. are collectively referred to as “Gartmore.”

AMENDED AND RESTATED PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, NATIONWIDE LIFE INSURANCE COMPANY, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, NATIONWIDE LIFE INSURANCE COMPANY OF AMERICA, NATIONWIDE LIFE AND ANNUITY INSURANCE...
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Massachusetts

THIS AMENDED AND RESTATED PARTICIPATION AGREEMENT, made and entered into this [1] day of February 2003, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the "Trust"), NATIONWIDE LIFE INSURANCE COMPANY, a stock life corporation, NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, a stock life corporation, NATIONWIDE LIFE INSURANCE COMPANY OF AMERICA a stock life corporation,NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY,OF AMERICA a stock life corporation (each such company being referred to as a “Company,” all references to the “Company” contained herein shall be deemed to be references to each such company, severally and not jointly), on the Company’s own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the "Accounts"), and MASSACHUSETTS FINANCIAL SERVICES COMPANY, a Delaware corporation ("MFS").

AMENDED AND RESTATED FUND PARTICIPATION AND SHAREHOLDER SERVICES AGREEMENT
Fund Participation and Shareholder Services Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Ohio

THIS AMENDED AND RESTATED FUND PARTICIPATION AND SHAREHOLDER SERVICES AGREEMENT is made and entered into as of [September 15], 20[04] by and between NATIONWIDE FINANCIAL SERVICES, INC., on behalf of its subsidiary life insurance companies who may offer the Funds (as defined below), including but not limited to those listed on EXHIBIT A hereto (collectively, the “Company”), and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”).

ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Ohio

This Administrative Service Agreement (the “Agreement”), effective this 1 day of May, 2007 is made by and between Nationwide Financial Services, Inc. a Delaware corporation, (“NFS”), and M Fund, Inc., a Maryland corporation, (the “Company");

Reinsurance Agreement #196474US-08 This Automatic Self Administered YRT Reinsurance Agreement Effective July 27, 2008 (hereinafter referred to as the “Agreement”) is made between NATIONWIDE LIFE INSURANCE COMPANY an Ohio insurance company (hereinafter...
Yrt Reinsurance Agreement • June 9th, 2021 • Nationwide VL Separate Account-G • Ohio

This Agreement is an indemnity reinsurance agreement solely between the Company and the Reinsurer. The acceptance of risks under this Agreement by the Reinsurer will create no right or legal relation between the Reinsurer and the insured, owner, beneficiary, or assignee of any insurance policy of the Company.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • New York

This AGREEMENT is made this _1_ day of April, 2006, by and among Nationwide Financial Services, Inc. ("NFS") on behalf of its life insurance subsidiaries and its separate accounts (collectively, "Nationwide" or the "Insurer") listed on Exhibit A to this Agreement (the "Subsidiary Life Insurance Companies" and "Separate Accounts," respectively); the portfolios of Federated Insurance Series (the "Fund" or "Funds"), a Massachusetts business trust; and Federated Securities Corp. (the "Distributor"), a Pennsylvania corporation.

JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT
Janus Aspen Series • July 17th, 2007 • Nationwide VL Separate Account-G • Colorado

THIS AGREEMENT is made this 31st day of December, 1999, between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware business trust (the “Trust”), NATIONWIDE LIFE INSURANCE COMPANY and NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY, life insurance companies organized under the laws of the State of Ohio (“Nationwide”), on their own behalf and on behalf of each segregated asset accounts of Nationwide set forth on Schedule A, as may be amended from time to time (the “Accounts”).

FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY
Nationwide VL Separate Account-G • February 12th, 2007

We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the death Proceeds to the Beneficiary upon receiving proof that the Insured has died while this policy is in force and before the Maturity Date. We agree to pay the maturity Proceeds to you if the Insured is living on the Maturity Date.

PARTICIPATION AGREEMENT
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Delaware

THIS AGREEMENT, made and entered into as of the [6th] day of [January, 2003] ("Agreement"), by and among AIM Variable Insurance Funds, a Delaware trust ("AVIF"); A I M Advisors, Inc. (“AIM”), investment advisor to AVIF; A I M Distributors, Inc. (“AIM Distributors”), principal underwriter to AVIF; Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company (collectively, “Nationwide”), each, an Ohio life insurance company, on behalf of themselves and each of their respective separate accounts listed in Schedule A hereto, as the parties hereto may amend from time to time (each, an "Account," and collectively, the "Accounts"); and Nationwide Investment Services Corporation (“NISC”), an affiliate of Nationwide and the principal underwriter of the Contracts (collectively, the “Parties”).

AMENDED AND RESTATED SERVICE CONTRACT
Service Contract • July 17th, 2007 • Nationwide VL Separate Account-G

We desire to enter into a Contract with you for activities in connection with (i) the distribution of shares of the portfolios of Variable Insurance Products Fund, Variable Insurance Products Fund II and Variable Insurance Products Fund III (collectively, the “Funds”) of which you are the principal underwriter as defined in the Investment Company Act of 1940 (the “Act”) and for which you are the agent for the continuous distribution of shares, and (ii) the servicing of holders of shares of the Funds and existing and prospective holders of Variable Products (as defined below).

CERTAIN INFORMATION IN THIS EXHIBIT HAS BEEN REDACTED BECAUSE IT IS BOTH NOT MATERIAL AND WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • July 2nd, 2021 • Nationwide VL Separate Account-G • Ohio

This Fund Participation Agreement dated as of the 17th day of June, 2021 (“Agreement”) is made by and among Nationwide Financial Services, Inc. (“NFS”), on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide” unless otherwise indicated) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”), Advisors Preferred Trust (“Trust”), and Ceros Financial Services, Inc. (“Company”) which serves as distributor to the mutual funds listed on Exhibit B (each a “Fund” and collectively, the “Funds”).

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FINANCIAL SUPPORT AGREEMENT FOR AIM VARIABLE INSURANCE FUNDS
Financial Support Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Delaware

This Agreement is made as of the 1st day of July, 2005 by and among Nationwide Investment Services Corp., an Oklahoma corporation (“Financial Intermediary”), Nationwide Life Insurance Company, Nationwide Life and Annuity Insurance Company, Nationwide Life Insurance Company of America, Nationwide Life and Annuity Company of America (“Insurers”), and A I M Distributors, Inc., a Delaware corporation ("AIM Distributors") (collectively, the "Parties").

ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Delaware

Nationwide Financial Services, Inc. (“NFS”) and A I M ADVISORS, INC. (“AIM”) (collectively, the “Parties”) mutually agree to the arrangements set forth in this Amended and Restated Administrative Services Agreement (the “Agreement”) dated as of July 1, 2005.

PARTICIPATION AGREEMENT With INSURANCE COMPANY
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Maryland

This Agreement dated as of the [1] day of [May], 2007 is made by and among Nationwide Financial Services, Inc., a Delaware corporation, on behalf of its wholly-owned subsidiary life insurance companies (each a “Subsidiary”) listed on Exhibit A (collectively, “Nationwide”) and the Nationwide separate accounts set forth on Schedule 1 ("Accounts"), M Fund, Inc., a Maryland corporation (the "Fund"), and M Financial Investment Advisers, Inc., a Colorado corporation (the "Adviser"), to the mutual funds listed on Schedule 3.

RESTATED ADMINISTRATIVE SERVICES AGREEMENT
Administrative Services Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • New York

AGREEMENT effective as of the 1st day of June 2003 by and between The Dreyfus Corporation ("Dreyfus"), a New York corporation, and Nationwide Financial Services, Inc. and its subsidiaries and affiliates ("Client"), a New York corporation.

DEALER AGREEMENT
Dealer Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Pennsylvania

This Agreement is entered into between the registered broker/dealer executing this Agreement (“Dealer”) and Federated Securities Corp. (“FSC”), as distributor for the Funds subject to this Agreement, pursuant to Distributor's Contracts between FSC and each Fund. Unless otherwise defined, Section 19 of this Agreement sets forth the definitions for capitalized terms used in this Agreement. 1.Agreement for sales of fund shares (a) FSC, as agent for the Funds, hereby offers to sell Shares of the Funds to Dealer, for the account of Dealer's customers, upon the following terms and conditions: (i) Unless otherwise agreed in writing by the parties, Dealer agrees to comply with reasonable instructions provided by FSC or a Fund from time to time (“Instructions”) with respect to establishing accounts and processing purchase orders. (ii) FSC and each Fund reserves the right to reject, in its sole discretion, any purchase order for a Fund's Shares. Unless otherwise instructed by Dealer, FSC agrees

PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUND II, FIDELITY DISTRIBUTORS CORPORATION and Nationwide Life Insurance Company
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Massachusetts

THIS AGREEMENT, made and entered into as of this 15th day of July, 1989 by and among NATIONWIDE LIFE INSURANCE COMPANY, (hereinafter the "Company"), a(n) Ohio corporation, on its own behalf and on behalf of each segregated asset account of the Company set fort on Schedule C hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), a segregated asset account of the Company, and the VARIABLE INSURANCE PRODUCTS FUND II, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the "Fund") and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the "Underwriter"), a Massachusetts corporation.

Automatic and Facultative YRT Reinsurance Agreement
Nationwide VL Separate Account-G • April 12th, 2012 • Ohio

Table of Contents ARTICLE 1 - PREAMBLE Page 1 1 PARTIES TO THE AGREEMENT 1 1.2 COMPLIANCE 1.3 CONSTRUCTION 1 1.4 ENTIRE AGREEMENT 1 1.5 SEVERABILITY ARTICLE 2 - AUTOMATIC REINSURANCE 2 2.1 GENERAL CONDITIONS 2 2.2 NEW BUSINESS 2 2.3 RETAINED AMOUNTS 2 2A UNDERWRITING STANDARDS 2 ARTICLE 3 - FACULTATIVE REINSURANCE 3 ARTICLE 4 - COMMENCEMENT OF LIABILITY 4 4.1 AUTOMATIC REINSURANCE 4 4.2 FACULTATIVE REINSURANCE 4 ARTICLE 5 - REINSURED RISK AMOUNT 5 5.1 LIFE 5 5.2 WAIVER OF PREMIUM .5 ARTICLE 6 - PREMIUM ACCOUNTING 6 6.1 PREMIUMS 6 6.2 PAYMENT OF PREMIUMS 6 6.3 DELAYED PAYMENT 6 6.4 FAILURE TO PAY PREMIUMS 6 6.5 PREMIUM RATE GUARANTEE 7 ARTICLE 7 - REDUCTIONS, TERMINATIONS AND CHANGES 8 7.1 REDUCTIONS AND TERMINATIONS 8 7.2 INCREASES 8 7.3 RISK CLASSIFICATION CHANGES 9 7.4 REINSTATEMENT 9 7.5 NONFORFEITURE BENEFITS 9

AMENDED AND RESTATED SERVICE AGREEMENT
Service Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Massachusetts

This Agreement is entered into effective as of the 1st day of April 2002 by and between FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. (“FIIOC”) and NATIONWIDE FINANCIAL SERVICES, INC. (“Company”). The parties agree that this Agreement shall amend and restate the prior Service Agreement between them, dated as of January 1, 1996, as amended, in its entirety.

MORGAN STANLEY DISTRIBUTION, INC. ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • New York

This amended and restated ADMINISTRATIVE SERVICE AGREEMENT ("Agreement") is made and entered into on May 5, 2005, with changes to be effective as of the 1st day of April, 2003 and the 18th day of January, 2005 as noted below, by and between MORGAN STANLEY DISTRIBUTION, INC. (the "Distributor") and NATIONWIDE FINANCIAL SERVICES, INC. (the "Company").

October 1, 2002
Supplement for Distribution Services • July 17th, 2007 • Nationwide VL Separate Account-G

This letter sets forth the agreement (“Agreement”) among NFS on behalf of certain of its subsidiary life insurance companies (“you” or the “Company”), on the one hand, and T. Rowe Price Associates, Inc. (“Price Associates”) and T. Rowe Price International, Inc. (“TRPI”) (collectively, “we,” “our” or the “Price Advisers”) on the other, concerning certain administration services to be provided by you or your designee, with respect to the T. Rowe Price Equity Series, Inc., T. Rowe Price Fixed Income Series, Inc. and the T. Rowe Price International Series, Inc. (the “Fund” and collectively, the “Funds”).

Administrative Services Agreement Franklin Templeton Services, LLC Nationwide Life Insurance Company Nationwide Life and Annuity Insurance Company Nationwide Life Insurance Company of America Nationwide Life and Annuity Company of America
Administrative Services Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • California

THIS AGREEMENT, by and between Franklin Templeton Services, LLC (the “Fund Administrator”), Nationwide Life Insurance Company, Nationwide Life and Annuity Company, Nationwide Life Insurance Company of America and Nationwide Life and Annuity Company of America (each of which is referred to as the “Company”), concerning certain administrative services with respect to each series (“Fund” or “Funds”) of Franklin Templeton Variable Insurance Products Trust (the “Trust”), which Funds are specified in the Amended and Restated Participation Agreement, as may be amended from time to time, among the Company, the Trust, and Franklin Templeton Distributors, Inc. (the “Underwriter”), among others, dated May 1, 2003 (the “Participation Agreement”).

Restated and Amended Fund Participation Agreement
Fund Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • New York

This Restated and Amended Fund Participation Agreement (“Agreement”), dated as of the 1st day of June, 2003 is made by and between Nationwide Financial Services, Inc. and its subsidiaries and affiliates (separately or collectively “Nationwide”) on behalf of the Nationwide separate accounts identified on Exhibit A which is attached hereto and may be amended from time to time (“Variable Accounts”), and each of the mutual funds listed on Exhibit B (each a “Fund” or collectively the “Funds” or “Dreyfus”) and restates and amends a Fund Participation Agreement between the parties dated as of the 27th day of January, 2000 ("Fund Participation Agreement").

PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUND, FIDELITY DISTRIBUTORS CORPORATION and NATIONWIDE LIFE INSURANCE COMPANY
Participation Agreement • July 17th, 2007 • Nationwide VL Separate Account-G • Massachusetts

Participation Agreement dated as of __[1rst]__ day of May, 1988 by and between Nationwide Life Insurance Company, (the “Company”), and Ohio corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule C hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”), and the Variable Insurance Products Fund, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (the “Fund”) and Fidelity Distributors Corporation (the “Underwriter”), a Massachusetts corporation.

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