Option One Mortgage Loan Trust 2005-2 Sample Contracts

OPTION ONE MORTGAGE ACCEPTANCE CORPORATION, Depositor OPTION ONE MORTGAGE CORPORATION, Master Servicer and WELLS FARGO BANK, N.A., Trustee
Pooling and Servicing Agreement • May 20th, 2005 • Option One Mortgage Loan Trust 2005-2 • Asset-backed securities • New York

This Pooling and Servicing Agreement is dated as of May 1, 2005 (the “Agreement”), among OPTION ONE MORTGAGE ACCEPTANCE CORPORATION, as depositor (the “Depositor”), OPTION ONE MORTGAGE CORPORATION, as master servicer (the “Master Servicer”) and WELLS FARGO BANK, N.A., as trustee (the “Trustee”).

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SUBSEQUENT TRANSFER INSTRUMENT
Subsequent Transfer Instrument • June 7th, 2005 • Option One Mortgage Loan Trust 2005-2 • Asset-backed securities • New York

Pursuant to this Subsequent Transfer Instrument, dated May 25, 2005 (the “Instrument”), between Option One Mortgage Acceptance Corporation as seller (the “Depositor”) and Wells Fargo Bank, N.A. as trustee of the Option One Mortgage Loan Trust 2005-2 Asset-Backed Certificates, Series 2005-2, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of May 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor as depositor, Option One Mortgage Corporation as master servicer (the “Master Servicer”) and the Trustee as trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Subsequent Mortgage Loans (the “Subsequent Mortgage Loans”).

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