Greenpoint Mortgage Funding Trust 2005-Hy1 Sample Contracts

GREENWICH CAPITAL ACCEPTANCE, INC., Depositor GREENPOINT MORTGAGE FUNDING, INC., Servicer
Pooling and Servicing Agreement • August 12th, 2005 • Greenpoint Mortgage Funding Trust 2005-Hy1 • Asset-backed securities • New York

This Pooling and Servicing Agreement is dated as of July 1, 2005 (the “Agreement”), among GREENWICH CAPITAL ACCEPTANCE, INC., as depositor (the “Depositor”), GREENPOINT MORTGAGE FUNDING, INC., as servicer (the “Servicer”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”).

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SUBSEQUENT TRANSFER INSTRUMENT
Subsequent Transfer Instrument • September 9th, 2005 • Greenpoint Mortgage Funding Trust 2005-Hy1 • Asset-backed securities • New York

Pursuant to this Subsequent Transfer Instrument, dated September 2, 2005 (the “Instrument”), between Greenwich Capital Acceptance, Inc. as seller (the “Depositor”), and Deutsche Bank National Trust Company as trustee of the GreenPoint Mortgage Funding Trust 2005-HY1, Asset-Backed Certificates, Series 2005-HY1, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of July 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, GreenPoint Mortgage Funding, Inc. as servicer and the Trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Mortgage Loans (the “Subsequent Mortgage Loans”).

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