Meritage Mort Loan Trust 2005-3, as-BKD Cert Series 2005-3 Sample Contracts

SUBSEQUENT TRANSFER INSTRUMENT
Subsequent Transfer Instrument • January 13th, 2006 • Meritage Mort Loan Trust 2005-3, as-BKD Cert Series 2005-3 • Asset-backed securities • New York

Pursuant to this Subsequent Transfer Instrument, dated December 30, 2005 (the “Instrument”), between Financial Asset Securities Corp. as seller (the “Depositor”), and Deutsche Bank National Trust Company as trustee of the Meritage Mortgage Loan Trust 2005-3, Asset-Backed Certificates, Series 2005-3, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, Ocwen Loan Servicing, LLC as servicer and the Trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Mortgage Loans (the “Subsequent Mortgage Loans”).

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