Home Loan Mortgage Loan Trust 2005-1 Sample Contracts

FINANCIAL ASSET SECURITIES CORP., as Depositor, and OCEAN BANK, F.S.B., as Seller and Servicer, and DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee POOLING AND SERVICING AGREEMENT Dated as of November 1, 2005 Home Equity Loan Asset-Backed...
Pooling and Servicing Agreement • December 14th, 2005 • Home Loan Mortgage Loan Trust 2005-1 • Asset-backed securities • New York

This Pooling and Servicing Agreement, dated as of November 1, 2005, among Financial Asset Securities Corp., as Depositor (the “Depositor”), Ocean Bank, F.S.B., as Seller and Servicer (the “Seller” and the “Servicer,” respectively), and Deutsche Bank National Trust Company, as Trustee (the “Trustee”).

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SUBSEQUENT TRANSFER AGREEMENT
Subsequent Transfer Agreement • March 9th, 2006 • Home Loan Mortgage Loan Trust 2005-1 • Asset-backed securities • New York

SUBSEQUENT TRANSFER AGREEMENT (the “Agreement”), dated as of February 23, 2006, by and between Ocean Bank, F.S.B. (the “Seller”) and Home Loan Mortgage Loan Trust 2005-1 (the “Trust”), pursuant to the Pooling and Servicing Agreement referred to below.

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