Indenture TrusteeIndenture • August 11th, 2006 • Home Equity Loan Trust 2006-Hsa4 • Asset-backed securities • New York
This Indenture, dated as of July 28, 2006, between HOME EQUITY LOAN TRUST 2006-HSA4, a Delaware statutory trust, as Issuer (the "Issuer"), and JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Indenture Trustee (the "Indenture Trustee"), WITNESSETH THAT: Each party hereto agrees as follows for the benefit of the other party and for the equal and ratable benefit of the Holders of the Issuer's Series 2006-HSA4 Home Equity Loan-Backed Term Notes and Home Equity Loan-Backed Variable Funding Notes (together, the "Notes") and the Credit Enhancer. GRANTING CLAUSE The Issuer hereby Grants to the Indenture Trustee at the Closing Date, as trustee for the benefit of the Holders of the Notes, all of the Issuer's right, title and interest in and to the Home Equity Loans and to all accounts, chattel paper, general intangibles, payment intangibles, contract rights, certificates of deposit, deposit accounts, instruments, documents, letters of credit, money, advices of credit, investment property, goods an
SERVICING AGREEMENTServicing Agreement • August 11th, 2006 • Home Equity Loan Trust 2006-Hsa4 • Asset-backed securities • New York
EXHIBITS Exhibit A Home Equity Loan Schedule............................................................A-1 Exhibit B Limited Power of Attorney............................................................B-1 Exhibit C Form of Request for Release..........................................................C-1 Exhibit D Form of Lender Certification for Assignment of Home Equity Loan..................................................................D-1 Exhibit E Form 10-K Certificate................................................................E-1 Exhibit F Form of Back-Up Certification to Form 10-K Certificate...............................F-1 Exhibit G Servicing Criteria...................................................................G-1 This Servicing Agreement, dated as of July 28, 2006, among Residential Funding Corporation (the "Master Servicer"), the Home Equity Loan Trust 2006-HSA4 (the "Issuer"), and JPMorgan Chase Bank, N.A. (the "Indenture Trustee"). W I T N E S S E T H T H A T:
as Owner Trustee AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • August 11th, 2006 • Home Equity Loan Trust 2006-Hsa4 • Asset-backed securities • Delaware
This Amended and Restated Trust Agreement, dated as of July 28, 2006 (as amended from time to time, this "Trust Agreement"), between RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC., a Delaware corporation, as depositor (the "Depositor") and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the "Owner Trustee"), WITNESSETH THAT: WHEREAS, the Depositor and the Owner Trustee entered into a trust agreement dated as of July 26, 2006, in connection with the formation of a Delaware statutory trust (the "Original Trust Agreement"); and WHEREAS, the Depositor and the Owner Trustee wish to amend and restate the Original Trust Agreement. NOW, THEREFORE, in consideration of the mutual agreements herein contained, the Depositor and the Owner Trustee agree as follows:
as Seller HOME EQUITY LOAN PURCHASE AGREEMENT Dated as of July 28, 2006Home Equity Loan Purchase Agreement • August 11th, 2006 • Home Equity Loan Trust 2006-Hsa4 • Asset-backed securities • New York
This HOME EQUITY LOAN PURCHASE AGREEMENT (this "Agreement"), dated as of July 28, 2006, is made between Residential Funding Corporation (the "Seller") and Residential Funding Mortgage Securities II, Inc. (the "Purchaser"). W I T N E S S E T H : WHEREAS, the Seller owns Cut-off Date Loan Balances and the Related Documents for the adjustable rate, revolving credit loans (the "Home Equity Loans") indicated on the Home Equity Loan schedule, attached as Exhibit 1 hereto (the "Home Equity Loan Schedule"), including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise, and (b) the proceeds of any insurance policies covering the Home Equity Loans; WHEREAS, the parties hereto desire that the Seller sell the Cut-off Date Loan Balances of the Home Equity Loans to the Purchaser pursuant to the terms of this Agreement together with the Related Documents on the Closing Date, and thereafter all Additional Balances created on or after the Cut-off Date; WHEREAS
