Option One Mortgage Loan Trust 2006-3 Sample Contracts

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SUBSEQUENT TRANSFER INSTRUMENT
Pooling and Servicing Agreement • January 3rd, 2007 • Option One Mortgage Loan Trust 2006-3 • Asset-backed securities • New York

Pursuant to this Subsequent Transfer Instrument, dated December 28, 2006 (the “Instrument”), between Option One Mortgage Acceptance Corporation as seller (the “Depositor”), and Wells Fargo Bank, N.A. as trustee of the Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of October 1, 2006 (the “Pooling and Servicing Agreement”), among the Depositor as depositor, Option One Mortgage Corporation as servicer and the Trustee as trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Mortgage Loans (the “Subsequent Mortgage Loans”).

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