Home Equity Loan Trust 2007-Hsa1 Sample Contracts

as Indenture Trustee
Servicing Agreement • March 14th, 2007 • Home Equity Loan Trust 2007-Hsa1 • Asset-backed securities • New York

This Servicing Agreement, dated as of February 27, 2007, among Residential Funding Company, LLC (the "Master Servicer"), the Home Equity Loan Trust 2007-HSA1 (the "Issuer"), and LaSalle Bank National Association (the "Indenture Trustee"). W I T N E S S E T H T H A T: WHEREAS, pursuant to the terms of the Purchase Agreement, Residential Funding Company, LLC (in its capacity as Seller) will sell to the Depositor the Home Equity Loans together with the Related Documents on the Closing Date and thereafter all Additional Balances on the Home Equity Loans created on or after the Cut-off Date (except as set forth herein); WHEREAS, the Depositor will sell the Home Equity Loans and all of its rights under the Purchase Agreement to the Issuer, together with the Related Documents on the Closing Date, and thereafter all Additional Balances on the Home Equity Loans created on or after the Cut-off Date (except as set forth herein); WHEREAS, pursuant to the terms of the Trust Agreement, the Issuer wi

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RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
Trust Agreement • March 14th, 2007 • Home Equity Loan Trust 2007-Hsa1 • Asset-backed securities • Delaware

This Amended and Restated Trust Agreement, dated as of February 27, 2007 (as amended from time to time, this "Trust Agreement"), between RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC., a Delaware corporation, as depositor (the "Depositor") and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the "Owner Trustee"), WITNESSETH THAT: WHEREAS, the Depositor and the Owner Trustee entered into a trust agreement dated as of February 26, 2007, in connection with the formation of a Delaware statutory trust (the "Original Trust Agreement"); and WHEREAS, the Depositor and the Owner Trustee wish to amend and restate the Original Trust Agreement. NOW, THEREFORE, in consideration of the mutual agreements herein contained, the Depositor and the Owner Trustee agree as follows:

RESIDENTIAL FUNDING MORTGAGE SECURITIES II, INC.
Loan Purchase Agreement • March 14th, 2007 • Home Equity Loan Trust 2007-Hsa1 • Asset-backed securities • New York

This HOME EQUITY LOAN PURCHASE AGREEMENT (this "Agreement"), dated as of February 27, 2007, is made between Residential Funding Company, LLC (the "Seller") and Residential Funding Mortgage Securities II, Inc. (the "Purchaser"). W I T N E S S E T H : WHEREAS, the Seller owns Cut-off Date Loan Balances and the Related Documents for the adjustable rate, revolving credit loans (the "Home Equity Loans") indicated on the Home Equity Loan schedule, attached as Exhibit 1 hereto (the "Home Equity Loan Schedule"), including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise, and (b) the proceeds of any insurance policies covering the Home Equity Loans; WHEREAS, the parties hereto desire that the Seller sell the Cut-off Date Loan Balances of the Home Equity Loans to the Purchaser pursuant to the terms of this Agreement together with the Related Documents on the Closing Date, and thereafter all Additional Balances created on or after the Cut-off Date; WH

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