Renaissance Home Equity Loan Trust 2007-1 Sample Contracts

RENAISSANCE MORTGAGE ACCEPTANCE CORP., as Depositor WILMINGTON TRUST COMPANY, as Owner Trustee and WELLS FARGO BANK, N.A., as Certificate Registrar and Certificate Paying Agent AMENDED AND RESTATED TRUST AGREEMENT Dated as of March 29, 2007 Trust...
Trust Agreement • April 16th, 2007 • Renaissance Home Equity Loan Trust 2007-1 • Asset-backed securities • Delaware

This Amended and Restated Trust Agreement, dated as of March 29, 2007 (as amended from time to time, this “Trust Agreement”), among Renaissance Mortgage Acceptance Corp., a Delaware corporation, as depositor (the “Depositor”), Wilmington Trust Company, a Delaware banking corporation, as owner trustee (the “Owner Trustee” and in its individual capacity, the “Bank”), and Wells Fargo Bank, N.A., as certificate registrar (in such capacity, the “Certificate Registrar”) and certificate paying agent (in such capacity, the “Certificate Paying Agent”).

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WELLS FARGO BANK, N.A., as Master Servicer and Securities Administrator OCWEN LOAN SERVICING, LLC as Servicer RENAISSANCE HOME EQUITY LOAN TRUST 2007-1, as Issuer and HSBC BANK USA, NATIONAL ASSOCIATION, as Indenture Trustee SERVICING AGREEMENT Dated...
Wells Fargo • April 16th, 2007 • Renaissance Home Equity Loan Trust 2007-1 • Asset-backed securities • New York

This Servicing Agreement, dated as of March 29, 2007, among Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator (the “Master Servicer” and the “Securities Administrator”), Ocwen Loan Servicing, LLC or its successor, as Servicer (the “Servicer”), Renaissance Home Equity Loan Trust 2007-1, as Issuer (the “Issuer”) and HSBC Bank USA, National Association, as Indenture Trustee (the “Indenture Trustee”).

RENAISSANCE MORTGAGE ACCEPTANCE CORP. as Purchaser, RENAISSANCE REIT INVESTMENT CORP. as Seller, and DELTA FUNDING CORPORATION as Originator MORTGAGE LOAN SALE AND CONTRIBUTION AGREEMENT Series 2007-1 Dated as of March 29, 2007
Mortgage Loan Sale and Contribution Agreement • April 16th, 2007 • Renaissance Home Equity Loan Trust 2007-1 • Asset-backed securities • New York

This MORTGAGE LOAN SALE AND CONTRIBUTION AGREEMENT (this “Agreement”), dated as of March 29, 2007, is made among Renaissance REIT Investment Corp. (the “Seller”), Renaissance Mortgage Acceptance Corp. (the “Purchaser”) and Delta Funding Corporation (the “Originator”).

RENAISSANCE MORTGAGE ACCEPTANCE CORP. Renaissance Home Equity Loan Trust 2007-1 Home Equity Loan Asset-Backed Notes, Series 2007-1 UNDERWRITING AGREEMENT
Underwriting Agreement • April 16th, 2007 • Renaissance Home Equity Loan Trust 2007-1 • Asset-backed securities • New York

Renaissance Mortgage Acceptance Corp., a Delaware corporation (“Renaissance”) has entered into a Trust Agreement, as amended and restated by the Amended and Restated Trust Agreement, dated as of March 29, 2007 (collectively, the “Trust Agreement”), among Renaissance, as depositor, Wilmington Trust Company, as owner trustee (the “Owner Trustee”) and Wells Fargo Bank, N.A. (“Wells Fargo”), as certificate registrar and certificate paying agent, creating the Renaissance Home Equity Loan Trust 2007-1 (the “Trust”), a statutory trust created under the laws of the State of Delaware. The Trust has been established for the purpose of issuing Home Equity Loan Asset-Backed Notes, Series 2007-1, Class AV-1, Class AV-2, Class AV-3, Class AF-1, Class AF-1A, Class AF-1B, Class AF-1Z, Class AF-2, Class AF-3, Class AF-4, Class AF-5, Class AF-6, Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Notes (collectively, the “Offered Notes”); the Class N Note

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