SEQUOIA MORTGAGE TRUST 2007-1 MORTGAGE PASS-THROUGH CERTIFICATES MORTGAGE LOAN PURCHASE AND SALE AGREEMENT Between RWT HOLDINGS, INC. and SEQUOIA RESIDENTIAL FUNDING, INC. dated as of March 1, 2007Mortgage Loan Purchase and Sale Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
This Mortgage Loan Purchase and Sale Agreement (the “Agreement”) is made as of March 1, 2007, by and between RWT Holdings, Inc., a Delaware corporation (“RWT”) and Sequoia Residential Funding, Inc., a Delaware corporation (“Sequoia”).
SEQUOIA RESIDENTIAL FUNDING, INC. Depositor WELLS FARGO BANK, N.A. Master Servicer and Securities Administrator and HSBC BANK USA, NATIONAL ASSOCIATION Trustee POOLING AND SERVICING AGREEMENT Dated as of March 1, 2007 SEQUOIA MORTGAGE TRUST 2007-1Pooling and Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
This POOLING AND SERVICING AGREEMENT, dated as of March 1, 2007 (the “Agreement”), by and among SEQUOIA RESIDENTIAL FUNDING, INC., a Delaware corporation, as depositor (the “Depositor”), HSBC Bank USA, National Association, a national banking association, as trustee (the “Trustee”), and WELLS FARGO BANK, N.A., in its dual capacities as master servicer (the “Master Servicer”) and securities administrator (the “Securities Administrator”) and acknowledged by RWT HOLDINGS, INC., a Delaware corporation, as seller (the “Seller”), for purposes of Section 2.04.
CUSTODY AGREEMENTCustody Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
This CUSTODY AGREEMENT (the “Agreement”) dated as of March 1, 2007, by and among WELLS FARGO BANK, N. A., having an address at 24 Executive Park, Irvine, Suite 100, CA 92614, Attention: Mortgage Document Custody, as Custodian (the “Custodian”), HSBC BANK USA, NATIONAL ASSOCIATION, as Trustee (the “Trustee”), SEQUOIA RESIDENTIAL FUNDING, INC., a Delaware corporation, having an address at One Belvedere Place, Suite 330, Mill Valley, CA 94941, Attention: John Isbrandtsen, as Depositor (the “Depositor”) and RWT HOLDINGS, INC., a Delaware corporation, having an address at One Belvedere Place, Suite 310, Mill Valley, CA 94941, Attention: John Isbrandtsen, as Seller (the “Seller”).
SEQUOIA MORTGAGE TRUST 2007-1 Mortgage Pass-Through Certificates UNDERWRITING AGREEMENTUnderwriting Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
The Issuing Entity will be formed, and the Certificates will be issued, pursuant to a pooling and servicing agreement (the “Pooling and Servicing Agreement”) dated as of March 1, 2007, by and among the Depositor, HSBC Bank USA, National Association, as trustee (the “Trustee”), Wells Fargo Bank, N.A., in the capacities of master servicer (in such capacity, the “Master Servicer”), securities administrator (in such capacity, the “Securities Administrator”), and acknowledged by RWT Holdings, Inc., a Delaware corporation and wholly-owned subsidiary of Redwood Trust, as seller (the “Seller”). On or about March 30, 2007 (the “Closing Date”), the Seller will assign all of its right, title and interest in the Mortgage Loans to the Depositor pursuant to a mortgage loan purchase and sale agreement, dated as of March 1, 2007 (the “Mortgage Loan Purchase Agreement”), between the Seller, as seller, and the Depositor, as purchaser. Pursuant to the Pooling and Servicing Agreement, the Mortgage Loans w
MASTER MORTGAGE LOAN SALE AND SERVICING AGREEMENT between ABN AMRO Mortgage Group, Inc., as Seller and RWT HOLDINGS, INC., as Purchaser Dated as of July 1, 2006 Conventional Fixed Rate and Adjustable Rate Mortgage LoansMaster Mortgage Loan Sale and Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • Michigan
THIS MASTER MORTGAGE LOAN SALE AND SERVICING AGREEMENT (the “Agreement”), dated as of July 1, 2006, is executed by and between ABN AMRO Mortgage Group, Inc., a Delaware corporation, as seller and as servicer (“Seller”), and RWT HOLDINGS, INC., a Delaware corporation, as purchaser (“Purchaser”).
FLOW MORTGAGE LOAN SALE AND SERVICING AGREEMENT between BANK OF AMERICA, NATIONAL ASSOCIATION, as Seller and as Servicer, and RWT HOLDINGS, INC., as Purchaser July 1, 2006 Residential Mortgage LoansMortgage Loan Sale and Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
THIS FLOW MORTGAGE LOAN SALE AND SERVICING AGREEMENT (the “Agreement”), dated July 1, 2006, is hereby executed by and between RWT HOLDINGS, INC., a Delaware corporation, as purchaser (the “Purchaser”), and BANK OF AMERICA, NATIONAL ASSOCIATION, a national banking association, as seller (the “Seller”) and as servicer (the “Servicer”).
EXECUTION COPY MORTGAGE LOAN FLOW PURCHASE, SALE, AND SERVICING AGREEMENT Dated and effective as of January 1, 2006 RWT HOLDINGS, INC. (Purchaser) GREENPOINT MORTGAGE FUNDING, INC. (Seller) and REDWOOD TRUST, INC. (Guarantor) Adjustable Rate...Mortgage Loan Flow Purchase, Sale, and Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • New York
This is a Mortgage Loan Flow Purchase, Sale and Servicing Agreement, dated and effective as of January 1, 2006, and is executed between RWT Holdings, Inc., a Delaware corporation, as purchaser (hereinafter, the “Purchaser”), GreenPoint Mortgage Funding, Inc., a New York corporation, as seller and servicer (the “Seller”), and Redwood Trust, Inc., a Maryland corporation (the “Guarantor”).
LOAN SERVICING AGREEMENT Dated and effective as of February 1, 2004 RWT HOLDINGS, INC. (Owner) and GMAC MORTGAGE CORPORATION (Servicer)Loan Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • Pennsylvania
THIS LOAN SERVICING AGREEMENT dated as of February 1st, 2004 (the “Agreement”) by and between RWT Holdings, Inc. and/or its assigns (“Owner”), a Delaware corporation with its principal office located at One Belvedere Place, #310 Mill Valley, California, 94941, and GMAC Mortgage Corporation, a Pennsylvania corporation with its principal office located at 100 Witmer Road, Horsham, PA 19044-0963 (“Servicer”).
RWT HOLDINGS, INC. Owner MORGAN STANLEY CREDIT CORPORATION Servicer and REDWOOD TRUST, INC. Guarantor MASTER SERVICING AGREEMENT Dated as of November 1, 2006 Fixed, Adjustable Rate and Additional Collateral Mortgage Loans Flow Delivery ProgramMaster Servicing Agreement • April 5th, 2007 • Sequoia Mortgage Trust 2007-1 • Asset-backed securities • Illinois
This is a MASTER SERVICING AGREEMENT (this “AGREEMENT”), dated and effective as of November 1, 2006 and is by and between RWT Holdings, Inc., a Delaware Corporation, as owner (“Owner”), Morgan Stanley Credit Corporation, a Delaware corporation, as servicer (the “Servicer”), and Redwood Trust, Inc., a Maryland corporation, as guarantor (“Guarantor”).
