Home Equity Mortgage Trust 2007-1 Sample Contracts

PNC BANK, N.A., as Servicer HOME EQUITY MORTGAGE TRUST 2007-1, as Issuer and as Indenture Trustee SERVICING AGREEMENT Dated as of March 9, 2007
Servicing Agreement • March 26th, 2007 • Home Equity Mortgage Trust 2007-1 • Asset-backed securities • New York

This is a Servicing Agreement, dated as of March 9, 2007, among PNC Bank, N.A. as servicer (the “Servicer”), Home Equity Mortgage Trust 2007-1 (the “Issuer”) and U.S. Bank National Association as indenture trustee (in such capacity, the “Indenture Trustee”).

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CREDIT SUISSE FIRST BOSTON MORTGAGE ACCEPTANCE CORP. as Depositor and WILMINGTON TRUST COMPANY as Owner Trustee TRUST AGREEMENT Dated as of March 9, 2007 Home Equity Mortgage Trust 2007-1
Trust Agreement • March 26th, 2007 • Home Equity Mortgage Trust 2007-1 • Asset-backed securities • Delaware

This Trust Agreement, dated as of March 9, 2007 (as may be amended, modified or supplemented and in effect from time to time, this “Trust Agreement”), between CREDIT SUISSE FIRST BOSTON MORTGAGE ACCEPTANCE CORP., a Delaware corporation, as depositor (the “Depositor”) and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as owner trustee (the “Owner Trustee”),

LOAN PURCHASE AGREEMENT
Loan Purchase Agreement • March 26th, 2007 • Home Equity Mortgage Trust 2007-1 • Asset-backed securities • New York

THIS LOAN PURCHASE AGREEMENT, dated March 9, 2007, is entered into by and among DLJ Mortgage Capital, Inc., a Delaware corporation (“Sponsor”), Credit Suisse First Boston Mortgage Acceptance Corp., a Delaware corporation (“Purchaser”), U.S. Bank National Association, as indenture trustee (the “Indenture Trustee”) and Home Equity Mortgage Trust 2007-1 (the “Issuer”):

HOME EQUITY MORTGAGE TRUST 2007-1 Issuer and Indenture Trustee INDENTURE Dated as of March 9, 2007 MORTGAGE-BACKED NOTES, SERIES 2007-1
Home Equity Mortgage Trust 2007-1 • March 26th, 2007 • Asset-backed securities • New York

This Indenture, dated as of March 9, 2007, between Home Equity Mortgage Trust 2007-1, a Delaware statutory trust, as Issuer (the “Issuer”) and U.S. Bank National Association, a national banking association organized under the laws of the United States, and any successor thereto, as Indenture Trustee (the “Indenture Trustee”).

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