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Bear Stearns ALT-A Trust 2007-3 Sample Contracts

ARTICLE I DEFINITIONS ARTICLE II CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Pooling and Servicing Agreement • May 24th, 2007 • Bear Stearns ALT-A Trust 2007-3 • Asset-backed securities • New York

Pooling and Servicing Agreement dated as of April 1, 2007, among Structured Asset Mortgage Investments II Inc., a Delaware corporation, as depositor (the "Depositor"), Citibank, N.A., a banking association organized under the laws of the United States, not in its individual capacity but solely as trustee (the "Trustee"), Federal National Mortgage Association, as guarantor of the Class II-A-1 Certificates (the "Guarantor"), Wells Fargo Bank, National Association, as master servicer (in such capacity, the "Master Servicer") and as securities administrator (in such capacity, the "Securities Administrator"), and EMC Mortgage Corporation, as sponsor (in such capacity, the "Sponsor") and as company (in such capacity, the "Company").

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