Separate Account No.10 Sample Contracts

THIRD AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 22nd, 2022 • Separate Account No.10

Equitable Financial Life Insurance Company, formerly known as The Equitable Life Assurance Society of the United States (the “Company”), a New York life insurance company, Vanguard Variable Insurance Fund (the “Fund”), a Delaware business trust, The Vanguard Group, Inc. (the “Sponsor), a Pennsylvania corporation and Vanguard Marketing Corporation (the “Distributor”), a Delaware corporation, entered into a certain participation agreement dated April 25, 2002, as amended to date (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of November 12, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, the Sponsor and the Distributor (collectively, the “Parties”).

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