NOVARTIS CAPITAL CORPORATION NOVARTIS SECURITIES INVESTMENT LTD. Debt Securities Fully and Unconditionally Guaranteed by NOVARTIS AG FORM OF UNDERWRITING AGREEMENTTerms Agreement • September 18th, 2012 • Novartis Securities Investment Ltd. • Asset-backed securities • New York
* A description of particular tax, accounting or other unusual features (such as the addition of event risk language) of the Securities should be set forth, or referenced to an attached and accompanying description, if necessary to ensure agreement as to the terms of the Securities to be purchased and sold. Such a description might appropriately be in the form in which such features will be described in the Prospectus Supplement for the offering.
