Separate Account VA QQ Sample Contracts

PARTICIPATION AGREEMENT (DWS)
Participation Agreement • April 25th, 2012 • Separate Account VA QQ • Massachusetts

THIS PARTICIPATION AGREEMENT, dated as of the 15th day of June, 2011 (the “Agreement”) by and among TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, (the “Company”), an Iowa life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each separate account hereinafter referred to as the “Account”), DWS VARIABLE SERIES I (formerly known as SCUDDER VARIABLE SERIES I), and DWS VARIABLE SERIES II (formerly known as SCUDDER VARIABLE SERIES II) (individually, a “Fund”), each a Massachusetts business trust created under a Declaration of Trust, as amended, DWS INVESTMENTS DISTRIBUTORS, INC. (formerly known as SCUDDER DISTRIBUTORS, INC.) (the “Underwriter”), a Delaware corporation, and DEUTSCHE INVESTMENT MANAGEMENT AMERICAS INC., a Delaware corporation (the “Adviser”). The parties agree that a single document is being used for ease of administration and that this Agreement shall be trea

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Home Office located at: 440 Mamaroneck Avenue, Harrison, New York 10528 Adm. Office located at: 4333 Edgewood Road N.E. Cedar Rapids, Iowa 52499 (319) 355-8511 Policy Number: 12345 This is a legal contract between the Owner and Transamerica Financial...
Entire Contract • July 13th, 2011 • Separate Account VA QQ

This contract permits the accumulation of funds on a tax-deferred basis and provides a periodic annuity payment for the life of the Annuitant or for a certain period of time, or a combination of both. Payments start on the Annuity Commencement Date.

EXHIBIT (4)(a) FORM OF POLICY
Entire Contract • May 6th, 2011 • Separate Account VA QQ

This is a legal contract between the Owner and Transamerica Financial Life Insurance Company, a Stock Company (Hereafter called the Company, we, our or us.) The Company will provide annuity and other benefits as set out in this annuity policy, subject to its provisions. This annuity policy is delivered in, and is governed by the laws of, the State of New York.

EXHIBIT (8)(b)(11) AMENDMENT No. 45 TO PARTICIPATION AGREEMENT (TST)
Participation Agreement • July 13th, 2011 • Separate Account VA QQ

The Participation Agreement, dated July 1, 1992, as amended (“Agreement”) among Transamerica Series Trust (the “Fund”), Transamerica Life Insurance Company (“Transamerica”), Transamerica Financial Life Insurance Company (“TFLIC”), and Monumental Life Insurance Company (“Monumental”), (herein collectively, “the Companies”), is hereby amended as as follows:

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