Yiren Digital Ltd. Sample Contracts

DEPOSIT AGREEMENT by and among Yirendai Ltd. as Issuer, DEUTSCHE BANK TRUST COMPANY AMERICAS as Depositary, AND THE HOLDERS AND BENEFICIAL OWNERS OF AMERICAN DEPOSITARY SHARES EVIDENCED BY AMERICAN DEPOSITARY RECEIPTS ISSUED HEREUNDER Dated as of...
Deposit Agreement • June 16th, 2016 • Yirendai Ltd. • Finance services • New York

DEPOSIT AGREEMENT, dated as of December 18, 2015, by and among (i) Yirendai Ltd., a company incorporated in the Cayman Islands, with its principal executive office at 4/F, Building 2A, No. 6 Lang Jia Yuan, Chaoyang District, Beijing, People’s Republic of China and its registered office c/o Sertus Incorporations (Cayman) Limited, Sertus Chambers, P.O. Box 2547, Cassia Court, Camana Bay, Grand Cayman, Cayman Islands (together with its successors, the “Company”), (ii) Deutsche Bank Trust Company Americas, an indirect wholly owned subsidiary of Deutsche Bank A.G., acting in its capacity as depositary, with its principal office at 60 Wall Street, New York, NY 10005, United States of America and any successor depositary hereunder (the “Depositary”), and (iii) all Holders and Beneficial Owners of American Depositary Shares evidenced by American Depositary Receipts issued hereunder (all such capitalized terms as hereinafter defined).

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INDEMNIFICATION AGREEMENT
Indemnification Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services

THIS INDEMNIFICATION AGREEMENT (this “Agreement”) is made as of , 2015 by and between Yirendai Ltd., an exempted company incorporated and existing under the laws of the Cayman Islands (the “Company”), and ([Passport/ID] Number ) (the “Indemnitee”).

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EMPLOYMENT AGREEMENT
Employment Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of , 2015 by and between Yirendai Ltd., an exempted company incorporated and existing under the laws of the Cayman Islands (the “Company”) and , an individual (the “Executive”).

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Exclusive Option Agreement
Exclusive Option Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services

This Exclusive Option Agreement (this “Agreement”) is executed by and among the following Parties as of October 27, 2020 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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Equity Interest Pledge Agreement
Equity Interest Pledge Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services

This Equity Interest Pledge Agreement (this “Agreement”) has been executed by and among the following parties on October 27, 2020 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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Loan Agreement
Loan Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services

This Loan Agreement (this “Agreement”) is made and entered into by and between the Parties below as of April 21, 2021 in Beijing, China:

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SUBSCRIPTION AGREEMENT
Subscription Agreement • December 14th, 2015 • Yirendai Ltd. • Finance services • New York

WHEREAS, the Company has filed a registration statement on Form F-1 on November 16, 2015 (as may be amended from time to time, the “Registration Statement”) with the United States Securities and Exchange Commission (the “SEC”) in connection with the initial public offering (the “Offering”) by the Company of American Depositary Shares (“ADS”) representing ordinary shares (“Ordinary Shares”) of the Company as specified in the Registration Statement; and

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Exclusive Business Cooperation Agreement
Exclusive Business Cooperation Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services

This Exclusive Business Cooperation Agreement (this “Agreement”) is made and entered into by and between the following parties on October 27, 2020 in Beijing, the People’s Republic of China (“China” or the “PRC”).

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Exclusive Option Agreement
Exclusive Option Agreement • May 15th, 2020 • Yiren Digital Ltd. • Finance services

This Exclusive Option Agreement (this “Agreement”) is executed by and among the following Parties as of December 19, 2019 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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Exclusive Option Agreement
Exclusive Option Agreement • May 15th, 2020 • Yiren Digital Ltd. • Finance services

This Exclusive Option Agreement (this “Agreement”) is executed by and among the following Parties as of December 4, 2019 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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TRANSITIONAL SERVICES AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED and YIRENDAI LTD. Dated as of November 9, 2015
Transitional Services Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This Transitional Services Agreement (this “Agreement”) is dated as of November 9, 2015, by and between, CreditEase Holdings (Cayman) Limited, an exempted company with limited liability incorporated under the laws of the Cayman Islands (“CreditEase”), on behalf of itself and other members of CreditEase Group, and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”), on behalf of itself and other members of Yirendai Group.

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AMENDED AND RESTATED TRANSITIONAL SERVICES AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED and YIRENDAI LTD. Dated as of March 25, 2019
Transitional Services Agreement • April 29th, 2019 • Yirendai Ltd. • Finance services • New York

This Amended and Restated Transitional Services Agreement (this “Agreement”) is dated as of March 25, 2019, by and between CreditEase Holdings (Cayman) Limited, an exempted company with limited liability incorporated under the laws of the Cayman Islands (“CreditEase”), on behalf of itself and other members of CreditEase Group, and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai” and, together with CreditEase, the “Parties”), on behalf of itself and other members of Yirendai Group.

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YIRENDAI LTD. DIRECTOR AGREEMENT
Director Agreement • December 7th, 2015 • Yirendai Ltd. • Finance services

This Director Agreement (the “Agreement”) is made and entered into as of , 2015, by and between Yirendai Ltd., a Cayman Islands company (the “Company”), and , an individual (the “Director”).

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NON-COMPETITION AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD. Dated as of November 9, 2015
Non-Competition Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This Non-Competition Agreement (this “Agreement”) is dated as of November 9, 2015, by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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AMENDED AND RESTATED NON-COMPETITION AGREEMENT by and between CREDITEASE HOLDINGS (CAYMAN) LIMITED and YIRENDAI LTD. Dated March 25, 2019
Non-Competition Agreement • April 29th, 2019 • Yirendai Ltd. • Finance services • New York

This Amended and Restated Non-Competition Agreement (this “Agreement”), dated March 25, 2019, is entered into by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai” and, together with CreditEase, the “Parties”).

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MASTER TRANSACTION AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD. Dated as of November 9, 2015
Master Transaction Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This Master Transaction Agreement (this “Agreement”) is dated as of November 9, 2015, by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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COOPERATION FRAMEWORK AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD. Dated as of November 9, 2015
Cooperation Framework Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This Cooperation Framework Agreement (this “Agreement”) is dated as of November 9, 2015, by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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INTELLECTUAL PROPERTY LICENSE AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD. Dated as of November 9, 2015
Intellectual Property License Agreement • November 16th, 2015 • Yirendai Ltd. • Finance services • New York

This Intellectual Property License Agreement (this “Agreement”) is dated as of November 9, 2015, by and between CreditEase Holdings (Cayman) Limited., a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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Equity Transfer Agreement Regarding Chongqing Jintong Financing Guarantee Co., Ltd. June 27, 2023
Equity Transfer Agreement • June 27th, 2023 • Yiren Digital Ltd. • Finance services

This Equity Transfer Agreement (“this Agreement”) is signed by the following parties on June 27, 2023 (“Execution Date”) in Chongqing, China:

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Exclusive Business Cooperation Agreement
Exclusive Business Cooperation Agreement • April 24th, 2017 • Yirendai Ltd. • Finance services

This Exclusive Business Cooperation Agreement (this “Agreement”) is made and entered into by and between the following parties on October 13, 2016 in Beijing, the People’s Republic of China (“China” or the “PRC”).

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Amended and Restated Exclusive Option Agreement
Exclusive Option Agreement • May 15th, 2024 • Yiren Digital Ltd. • Finance services

This Amended and Restated Exclusive Option Agreement (this “Agreement”) is executed by and among the following Parties as of October 30, 2023 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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Exclusive Business Cooperation Agreement
Exclusive Business Cooperation Agreement • February 27th, 2015 • Yirendai Ltd. • Finance services

This Exclusive Business Cooperation Agreement (this “Agreement”) is made and entered into by and between the following parties on February 22, 2015 in Beijing, the People’s Republic of China (“China” or the “PRC”).

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Amended and Restated Equity Interest Pledge Agreement
Interest Pledge Agreement • May 15th, 2024 • Yiren Digital Ltd. • Finance services

This Amended and Restated Equity Interest Pledge Agreement (this “Agreement”) has been executed by and among the following parties on October 30, 2023 in Beijing, the People’s Republic of China (“China” or the “PRC”):

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Amended and Restated Loan Agreement
Loan Agreement • May 15th, 2024 • Yiren Digital Ltd. • Finance services

This Amended and Restated Loan Agreement (this “Agreement”) is made and entered into by and between the Parties below as of October 30, 2023 in Beijing, China:

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SHARE SUBSCRIPTION AGREEMENT Dated March 25, 2019 by and between YIRENDAI LTD. and CREDITEASE HOLDINGS (CAYMAN) LIMITED
Share Subscription Agreement • April 29th, 2019 • Yirendai Ltd. • Finance services • Hong Kong

THIS SHARE SUBSCRIPTION AGREEMENT (this “Agreement”) is entered into on March 25, 2019 by and between Yirendai Ltd., an exempted company incorporated under the laws of the Cayman Islands (“Yirendai”), and CreditEase Holdings (Cayman) Limited, an exempted company incorporated under the laws of the Cayman Islands (“CreditEase” and, together with Yirendai, the “Parties”).

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AMENDED AND RESTATED COOPERATION FRAMEWORK AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD.
Cooperation Framework Agreement • April 29th, 2019 • Yirendai Ltd. • Finance services • New York

This Amended and Restated Cooperation Framework Agreement (this “Agreement”) is dated as of March 25, 2019, by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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AMENDED AND RESTATED INTELLECTUAL PROPERTY LICENSE AGREEMENT Between CREDITEASE HOLDINGS (CAYMAN) LIMITED And YIRENDAI LTD.
Intellectual Property License Agreement • April 29th, 2019 • Yirendai Ltd. • Finance services • New York

This Amended and Restated Intellectual Property License Agreement (this “Agreement”) is dated as of March 25, 2019, by and between CreditEase Holdings (Cayman) Limited., a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

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RESTRUCTURING AGREEMENT DATED AS OF DECEMBER 31, 2020 by and between YIREN DIGITAL LTD. and CREDITEASE HOLDINGS (CAYMAN) LIMITED
Restructuring Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services • Hong Kong

THIS RESTRUCTURING AGREEMENT (this “Agreement”) is entered into on December 31, 2020 by and between Yiren Digital Ltd., an exempted company incorporated under the laws of the Cayman Islands (“Yiren Digital”), and CreditEase Holdings (Cayman) Limited, an exempted company incorporated under the laws of the Cayman Islands (“CreditEase” and, together with Yiren Digital, the “Parties” and each, a “Party”).

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SECOND AMENDED AND RESTATED NON-COMPETITION AGREEMENT by and between CREDITEASE HOLDINGS (CAYMAN) LIMITED and YIREN DIGITAL LTD. Dated as of December 31, 2020
Non-Competition Agreement • April 29th, 2021 • Yiren Digital Ltd. • Finance services • New York

This Second Amended and Restated Non-Competition Agreement (this “Agreement”), dated as of December 31, 2020, is entered into by and between CreditEase Holdings (Cayman) Limited, an exempted company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yiren Digital Ltd. (formerly known as Yirendai Ltd.), an exempted company incorporated under the laws of the Cayman Islands (“Yiren Digital” and, together with CreditEase, the “Parties” and each, a “Party”).

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