BayFirst Financial Corp. Sample Contracts

BUSINESS LOAN AGREEMENT
Business Loan Agreement • May 11th, 2021 • BayFirst Financial Corp. • Florida

THIS BUSINESS LOAN AGREEMENT dated March 10, 2020, is made and executed between First Home Bancorp, Inc. (“Borrower”) and FIRST NATIONAL BANKERS BANK (“Lender”) on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibitor schedule attached to this Agreement. Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, lender is relying upon Borrower’s representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender’s sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and condition of this Agreement.

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EMPLOYMENT AGREEMENT
Employment Agreement • July 25th, 2023 • BayFirst Financial Corp. • State commercial banks • Florida

THIS EMPLOYMENT AGREEMENT (this “Agreement”) dated as of July 24, 2023, is made by and among BayFirst Financial Corp., a corporation organized under the laws of the State of Florida (the “Company”), BayFirst National Bank, a banking corporation organized under the laws of the State of Florida and wholly-owned subsidiary of the Company (the “Bank” and collectively, with the Company, the “Employer”), and Scott McKim, an individual resident of Florida (the “Executive”).

BAYFIRST FINANCIAL CORP. STOCK OPTION AGREEMENT
Stock Option Agreement • March 28th, 2023 • BayFirst Financial Corp. • State commercial banks

THIS STOCK OPTION AGREEMENT (this “Agreement”) is entered into as of this day of _________, between BayFirst Financial Corp., a Florida corporation (the “Company”), and _________ (the “Optionee”).

FORM OF WARRANT AGREEMENT
Warrant Agreement • May 11th, 2021 • BayFirst Financial Corp. • New York

THIS WARRANT AGREEMENT (this “Agreement”), dated as of November 14, 2019, is entered into by and between First Home Bancorp, Inc., a Florida corporation (the “Company”), and Continental Stock Transfer & Trust Company, a New York corporation (the “Warrant Agent”).

FIRST HOME BANK SALARY CONTINUATION AGREEMENT
Salary Continuation Agreement • May 11th, 2021 • BayFirst Financial Corp. • Florida

This Salary Continuation Agreement (this “Agreement”) is entered into this 18th day of April, 2017, by and between First Home Bank, a banking corporation organized under the laws of the State of Florida (the “Bank”), and Anthony N. Leo (the “Executive”).

BAYFIRST FINANCIAL CORP. SUBSCRIPTION AGREEMENT -PLEASE READ CAREFULLY-
Subscription Agreement • October 2nd, 2023 • BayFirst Financial Corp. • State commercial banks

This Subscription Agreement (the “Subscription Agreement”) should be completed in accordance with these instructions and returned, along with a photocopy of each undersigned’s state-issued driver’s license or photo identification card, to:

FIRST AMENDMENT TO WARRANT AGREEMENT
Warrant Agreement • August 31st, 2021 • BayFirst Financial Corp. • State commercial banks

THIS FIRST AMENDMENT TO WARRANT AGREEMENT (this “Amendment”), dated as of July 6, 2021, amends that certain Warrant Agreement by and between BayFirst Financial Corp. f/k/a First Home Bancorp, Inc., a Florida corporation (the “Company”), and Continental Stock Transfer & Trust Company, a New York corporation (the “Warrant Agent”).

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