Mutual of America Variable Insurance Portfolios, Inc. Sample Contracts

Form of CUSTODIAN AGREEMENT
Custodian Agreement • November 7th, 2019 • Mutual of America Variable Insurance Portfolios, Inc. • New York

THIS AGREEMENT, dated as of , 2019, between Mutual of America Variable Insurance Portfolios, Inc., a management investment company organized under the laws of the State of Maryland and registered with the Commission under the Investment Company Act of 1940 (“the 1940 Act”) (the Corporation on behalf of each series listed in Appendix A to this Agreement, each a Fund), and BROWN BROTHERS HARRIMAN & CO., a limited partnership formed under the laws of the State of New York (BBH&Co. or the Custodian). References to the Fund herein shall be read to include the Corporation on behalf of each Fund or each Fund individually or collectively as the context requires.

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Contract
Distribution Agreement • April 25th, 2023 • Mutual of America Variable Insurance Portfolios, Inc. • New York

DISTRIBUTION AGREEMENT AGREEMENT, dated September 30, 2020, between MUTUAL OF AMERICA VARIABLE INSURANCE PORTFOLIOS, INC., a corporation organized under the laws of Maryland (the “Investment Company”), and MUTUAL OF AMERICA SECURITIES LLC, a Delaware limited liability company (the “Distributor”): WITNESSETH: WHEREAS, the Investment Company is registered under the Investment Company Act of 1940, as amended (the “Investment Company Act”), as a diversified open-end investment company and the Investment Company offers its shares for sale continuously to certain separate accounts registered under the Securities Act of 1933 (the “Securities Act”) of both Mutual of America Life Insurance Company, and its former wholly-owned subsidiary, The American Life Insurance Company of New York (together the “Accounts”), pursuant to an effective prospectus and statement of additional information of the Investment Company (the “Prospectus”) under the Securities Act; and WHEREAS, the Distributor, a wholly-

MASTER INDEX LICENSE AGREEMENT
License Agreement • February 22nd, 2021 • Mutual of America Variable Insurance Portfolios, Inc. • New York

This MASTER INDEX LICENSE AGREEMENT (“Agreement”) is entered into as of the Effective Date (as set forth below), by and between S&P Opco, LLC (a subsidiary of S&P Dow Jones Indices LLC), a Delaware limited liability company (“S&P”) whose principal office is located at 55 Water Street, New York, New York 10041; and

MORNINGSTAR, INC. MASTER AGREEMENT
Master Agreement • April 28th, 2022 • Mutual of America Variable Insurance Portfolios, Inc. • New York

THIS MORNINGSTAR, INC., MASTER AGREEMENT ("Master Agreement") by and between Morningstar, Inc., ("Morningstar"), on behalf of itself and each of its majority owned subsidiaries, and Mutual of America Life Insurance Company ("Company") on behalf of itself and each of its majority owned subsidiaries, is entered into and effective April I, 2018 ("Master Agreement Effective Date").

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • November 7th, 2019 • Mutual of America Variable Insurance Portfolios, Inc. • New York

INVESTMENT ADVISORY AGREEMENT, made the 6th day of November, 2019 by and between Mutual of America Capital Management Corporation (the “Adviser”), a Delaware corporation, and Mutual of America Variable Insurance Portfolios Inc. (the “Company”), a Maryland corporation.

INVESTMENT ACCOUNTING AGREEMENT
Investment Accounting Agreement • November 7th, 2019 • Mutual of America Variable Insurance Portfolios, Inc. • New York

THIS AGREEMENT, effective as of the 6th day of November 2019, is made by and between MUTUAL OF AMERICA VARIABLE INSURANCE PORTFOLIOS, INC., a Maryland corporation, having its principal place of business at 320 Park Avenue, New York, New York 10022 (“Fund”), and MUTUAL OF AMERICA CAPITAL MANAGEMENT LLC, a Delaware limited liability company, having its principal place of business at 320 Park Avenue, New York, New York 10022 (“Capital Management”).

DISTRIBUTION AGREEMENT
Distribution Agreement • November 7th, 2019 • Mutual of America Variable Insurance Portfolios, Inc. • New York

AGREEMENT, dated November 6, 2019, between MUTUAL OF AMERICA VARIABLE INSURANCE PORTFOLIOS, INC., a corporation organized under the laws of Maryland (the “Investment Company”), and MUTUAL OF AMERICA LIFE INSURANCE COMPANY, a New York mutual life insurance company (the “Distributor”):

AGREEMENT TO REIMBURSE OPERATING EXPENSES
Reimbursement Agreement • November 7th, 2019 • Mutual of America Variable Insurance Portfolios, Inc.

This Agreement to Reimburse Operating Expenses, effective as of November 6, 2019, is made between Mutual of America Capital Management LLC, a Delaware limited liability company (the “Adviser”), and Mutual of America Variable Insurance Portfolios, Inc., a Maryland corporation (the “Investment Company”).

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