BUSINESS LOAN AGREEMENT ------------------------------------------------------- ------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $800,000.00 05-03-2007 05-02-2008 422 086 ------------...Business Loan Agreement • August 31st, 2007 • American Consumers Inc • Retail-grocery stores • Georgia
THIS BUSINESS LOAN AGREEMENT dated May 3, 2007, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Borrower") and GATEWAY BANK & TRUST ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement ("Loan"). Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth In this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
April 15, 2001 THIS LEASE, made this 15th day of April, 2001, by and between Barbara S. Hale, first party (hereinafter called "Landlord"): and American Consumers, Inc., second party, (hereinafter called "Tenant"): W I T N E S S E T H: Premises 1. The...Lease Agreement • August 30th, 2001 • American Consumers Inc • Retail-grocery stores • Tennessee
BETWEENAsset Purchase Agreement • April 13th, 2004 • American Consumers Inc • Retail-grocery stores • Georgia
BORROWER: AMERICAN CONSUMERS, INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 ================================================================ ================...Promissory Note • July 31st, 2008 • American Consumers Inc • Retail-grocery stores
-------------------------------------------------------------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $56,000.00 07-25-2008 08-05-2013 452 086 -------------------------------------------------------------------------------- References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "- - - " has been omitted due to text length limitations. --------------------------------------------------------------------------------
December 20, 2003 THIS LEASE, made this 20th day of December, 2003 by and between Tunnel Properties, LLC, first party (hereinafter called "Landlord"): and American Consumers, Inc., second party, (hereinafter called "Tenant"): W I T N E S S E T H:...Lease Agreement • April 13th, 2004 • American Consumers Inc • Retail-grocery stores • Georgia
COMMERCIAL LEASE This lease is made between David R. Kelley, herein called Lessor, and American Consumers, INC. d/b/a Shop Rite, herein called Lessee. Lessee hereby offers to lease from lessor the premises situated in the City of Fort Oglethorpe,...Commercial Lease • January 16th, 1996 • American Consumers Inc • Retail-grocery stores
EXHIBIT 10.39 COMMERCIAL SECURITY AGREEMENT ----------------------------------- --------------------------------------------- PRINCIPAL LOAN DATE MATURITY LOAN NO CALL/COLL ACCOUNT OFFICER INITIALS $56,000.00 07-25-2008 08-05-2013 452 086 ...Commercial Security Agreement • July 31st, 2008 • American Consumers Inc • Retail-grocery stores • Georgia
WACHOVIA LOGO]Commitment Letter • October 17th, 2000 • American Consumers Inc • Retail-grocery stores
Wachovia Bank, N.A. ("Lender") is pleased to offer American Consumers, Inc. ("Borrower") the following credit facilities. This commitment letter amends and replaces the commitment letter dated February 10, 2000. This Commitment (as later defined) will become effective upon your acceptance of the terms and conditions outlined in this letter. This Commitment will expire on September 29, 2001 or on demand, which ever is earlier.
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • May 26th, 2010 • American Consumers Inc • Retail-grocery stores • Georgia
THIS BUSINESS LOAN AGREEMENT dated May 20, 2010, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Borrower") and GATEWAY BANK & TRUST ("Lender") on the following terms and conditions. Borrower has received prior commercial loans from Lender or has applied to Lender for a commercial loan or loans or other financial accommodations, including those which may be described on any exhibit or schedule attached to this Agreement. Borrower understands and agrees that: (A) in granting, renewing, or extending any Loan, Lender is relying upon Borrower's representations, warranties, and agreements as set forth in this Agreement; (B) the granting, renewing, or extending of any Loan by Lender at all times shall be subject to Lender's sole judgment and discretion; and (C) all such Loans shall be and remain subject to the terms and conditions of this Agreement.
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • September 8th, 2008 • American Consumers Inc • Retail-grocery stores
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • May 9th, 2008 • American Consumers Inc • Retail-grocery stores
Exhibit 10.28 SECOND LEASE AMENDMENT AGREEMENT -------------------------------- AMERICAN CONSUMERS, INC. D/B/A SHOP-RITE SUPERMARKET CHATSWORTH SHOPPING CENTER THIS SECOND LEASE AMENDMENT AGREEMENT (hereinafter called the "Agreement") made and entered...Lease Amendment Agreement • December 6th, 2007 • American Consumers Inc • Retail-grocery stores
BORROWER American Consumers, Inc. DBA Shop Rite Supermarket ADDRESS Northwest Georgia Bank 418 Alamar Street Fort Oglethorpe P.O. Box 2328 898 Battlefield Pkwy Fort Oglethorpe, GA 30742 Fort Oglethorpe, GA 30742 Telephone No. Identification No. (706)...Commercial Variable Rate Revolving or Draw Note • July 31st, 2006 • American Consumers Inc • Retail-grocery stores • Georgia
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • May 26th, 2010 • American Consumers Inc • Retail-grocery stores • Georgia
THIS COMMERCIAL SECURITY AGREEMENT dated May 20, 2010, is made and executed between AMERICAN CONSUMERS, INC. DBA SHOP RITE ("Grantor") and GATEWAY BANK & TRUST ("Lender").
SECTION 1 TERM AND OPTION TO EXTEND TERMLease Agreement • October 16th, 2001 • American Consumers Inc • Retail-grocery stores
BUSINESS LOAN AGREEMENTBusiness Loan Agreement • May 9th, 2008 • American Consumers Inc • Retail-grocery stores • Georgia
GRANTOR: AMERICAN CONSUMERS, INC. DBA SHOP RITE LENDER: GATEWAY BANK & TRUST 55 HANNAH WAY MAIN ROSSVILLE, GA 30741 5102 ALABAMA HWY RINGGOLD, GA 30736 (706) 965-5500 THIS ASSIGNMENT OF DEPOSIT ACCOUNT dated July 25, 2008,is made and executed between...Assignment of Deposit Account • July 31st, 2008 • American Consumers Inc • Retail-grocery stores
Demand Note with Variable Interest Rate between the Company and Matthew A. RichardsonDemand Note With Variable Interest Rate • August 26th, 2004 • American Consumers Inc • Retail-grocery stores
COMMERCIAL SECURITY AGREEMENT LENDER Northwest Georgia Bank P.O. Box 789 Ringgold, GA 30736 (706) 861-3010 BORROWER AMERICAN CONSUMERS, INC. SHOP RITE SUPERMARKETS 418 ALAMAR ST FT. OGLETHORPE, GA 30742 (706) 861-3347 ID No. 58-1033765 OWNER AMERICAN...Commercial Security Agreement • October 16th, 2001 • American Consumers Inc • Retail-grocery stores
ContractLease Agreement • August 28th, 2009 • American Consumers Inc • Retail-grocery stores
AMERICAN CONSUMERS, INC. AGREEMENT TO FURNISH COPIES EXHIBIT 99Agreement to Furnish Copies • April 13th, 1998 • American Consumers Inc • Retail-grocery stores
Commercial Lease This lease is made between David R. Kelley, herein called Lessor, and American Consumers, INC. d/b/a/ Shop Rite, herein called Lessee. Lessee hereby offers to lease from lessor the premises situated in the City of Form Oglethorpe,...Commercial Lease • October 12th, 1999 • American Consumers Inc • Retail-grocery stores
ContractLoan Waiver Agreement • December 16th, 2009 • American Consumers Inc • Retail-grocery stores
THIS NOTE IS A RENEWAL OF AN EXISTING NOTE BETWEEN THE BANK AND THE BORROWER. NOTE AND SECURITY AGREEMENT [WACHOVIA LOGO]Note and Security Agreement • January 14th, 1997 • American Consumers Inc • Retail-grocery stores • Georgia
April 24, 2009 American Consumers, Inc. Rossville, GA 30741 Gentlemen:Promissory Note and Business Loan Agreement • April 24th, 2009 • American Consumers Inc • Retail-grocery stores
This letter agreement amends and clarifies certain terms in that certain Promissory Note, dated as of April 20, 2009, and the related Business Loan Agreement, dated as of April 25, 2008, concerning a revolving line of credit in the maximum amount of $800,000.00 being provided by Gateway Bank & Trust (the “Lender”) to American Consumers, Inc. doing business as Shop Rite (the “Borrower”).
COMMERCIAL SECURITY AGREEMENTCommercial Security Agreement • July 26th, 2010 • American Consumers Inc • Retail-grocery stores • Georgia
Principal $45,000.00 Loan Date 07-20-2010 Maturity 07-20-2013 Loan No. Call/Coll 610 Account Officer 086 Initials References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "* * *" has been omitted due to text length limitations.
May 20, 2010 American Consumers, Inc. Rossville, GA 30741 Gentlemen:Promissory Note and Business Loan Agreement • May 26th, 2010 • American Consumers Inc • Retail-grocery stores
This letter agreement amends and clarifies certain terms in that certain Promissory Note, dated as of May 20, 2010, and the related Business Loan Agreement, dated as of May 20, 2010, concerning a revolving line of credit in the maximum amount of $800,000.00 being provided by Gateway Bank & Trust (the “Lender”) to American Consumers, Inc. doing business as Shop Rite (the “Borrower”).
WACHOVIA LOGO] Note and Security Agreement This Note and Security Agreement is a renewal of an existing Note and Security Agreement between Borrower and Lender.Note and Security Agreement • April 11th, 2000 • American Consumers Inc • Retail-grocery stores • Georgia
FOR VALUE RECEIVED, the undersigned (hereinafter called the "Borrower") hereby promises to pay to the order of Wachovia Bank, N.A. (hereinafter called the "Lender") at its office where borrowed, in immediately available funds of lawful money of the United States, the sum of Six Hundred Thousand and 00/100 Dollars ($600,000.00 ) together with any unpaid interest hereon from date of advance, in accordance with the terms contained in this Note. The optional provisions applicable to this Note are checked below.
ContractLease • April 14th, 2008 • American Consumers Inc • Retail-grocery stores • Georgia
American Consumers, Inc. Rossville, GA 30741 Gentlemen:Business Loan Agreement • May 9th, 2008 • American Consumers Inc • Retail-grocery stores
This letter agreement amends and clarifies certain terms in that certain Business Loan Agreement and related Promissory Note, each dated as of April 25, 2008 concerning a revolving line of credit in the maximum amount of $800,000.00 being provided by Gateway Bank & Trust (the “Lender”) to American Consumers, Inc. doing business as Shop Rite (the “Borrower”).
STATE OF ALABAMA ) ) JACKSON COUNTY ) AMENDMENT TO RENEWAL LEASE Heretofore, on May 4, 1994, Conley J. Smith, Sara W. Lovelady and J.J. Williams, as Lessors, did enter into a renewal lease with American Consumers, Inc., Post Office Box 2328, Fort...Renewal Lease • October 18th, 1995 • American Consumers Inc • Retail-grocery stores
WACHOVIA NOTE AND SECURITY AGREEMENT LOGO] DALTON, GEORGIA Date DECEMBER 5, 1997 $800,000.00 FOR VALUE RECEIVED, the undersigned (individually and collectively hereinafter called the "Borrower") hereby promises to pay to the order of WACHOVIA BANK OF...Note and Security Agreement • January 14th, 1998 • American Consumers Inc • Retail-grocery stores • Georgia
