EXHIBIT 1 RIGHTS AGREEMENT Dated as of October 12, 1999Rights Agreement • October 12th, 1999 • First Essex Bancorp Inc • State commercial banks • Delaware
Exhibit 10.12 FIRST ESSEX BANK, FSB 296 Essex Street Lawrence, Massachusetts 01842 Mr. Irving J. Goss 4 Old Forge Road Barrington, Rhode Island 02806 Re: Employment and Severance Arrangements Dear Mr. Goss: This letter agreement (this "Agreement")...Letter Agreement • November 6th, 1996 • First Essex Bancorp Inc • State commercial banks • Massachusetts
WITNESSETHEmployment Agreement • November 14th, 1997 • First Essex Bancorp Inc • State commercial banks • Massachusetts
December 30, 1996 Mr. Iving J. Goss 4 Old Forge Road Barrington, RI 02806 Re: Common Stock Option Dear Mr. Goss: Reference is made to section 2.12 of the Agreement and Plan of Reorganization by and among First Essex Bancorp. Inc. ("First Essex"),...First Essex Bancorp Inc • February 21st, 1997 • State commercial banks
WITNESSETHEmployment Agreement • March 24th, 2000 • First Essex Bancorp Inc • State commercial banks • Massachusetts
FIRST ESSEX BANCORP, INC. 71 MAIN STREET POST OFFICE BOX 2010 ANDOVER, MASSACHUSETTS 01810Continuation Agreement • March 26th, 2001 • First Essex Bancorp Inc • State commercial banks
Exhibit 10.10 EMPLOYMENT AGREEMENT Agreement made as of the _____ day of _______________, 199__, by and among First Essex Bancorp, Inc., a Delaware corporation (the "Company"), and its subsidiary, First Essex Bank, FSB, a federal savings bank, with...Employment Agreement • November 6th, 1996 • First Essex Bancorp Inc • State commercial banks • Massachusetts
FIRST AMENDMENT TO PURCHASE AND ASSUMPTION AGREEMENTPurchase and Assumption Agreement • July 9th, 1998 • First Essex Bancorp Inc • State commercial banks • New Hampshire
December 30, 1996 Mr. Brian W. Thompson 288 Iduna Lane Amherst, MA 01002 Re: Common Stock Option Dear Mr. Thompson: Reference is made to section 2.12 of the Agreement and Plan of Reorganization by and among First Essex Bancorp. Inc. ("First Essex"),...First Essex Bancorp Inc • February 21st, 1997 • State commercial banks
Exhibit 10.12 -------------Special Termination Agreement • November 14th, 1997 • First Essex Bancorp Inc • State commercial banks • Massachusetts
AMENDMENT NO. 1 TOAgreement and Plan of Merger • November 6th, 1996 • First Essex Bancorp Inc • State commercial banks • Massachusetts
November 6, 1996 Finest Financial Corp. Route 38, Bridge Street Pelham Plaza Pelham, NH 03076 Re: Federal Income Tax Consequences of Merger of Finest Financial Corp. with and into First Essex Bancorp, Inc. Ladies and Gentlemen: We have acted as...First Essex Bancorp Inc • November 6th, 1996 • State commercial banks
THIS AGREEMENT is entered into this ___ day of December, 1998, among First Essex Bancorp, Inc., a Massachusetts corporation (the "Holding Company"), First Essex Bank, FSB, a federally chartered savings bank (the "Bank"), and David W. Dailey of...Execution Copy Agreement • March 30th, 1999 • First Essex Bancorp Inc • State commercial banks • Massachusetts
WITNESSETH:Continuation Agreement • March 26th, 2001 • First Essex Bancorp Inc • State commercial banks • Massachusetts
FIRST ESSEX BANCORP, INC. 71 MAIN STREET POST OFFICE BOX 2010 ANDOVER, MASSACHUSETTS 01810 December 16, 1999Special Termination Agreement • March 24th, 2000 • First Essex Bancorp Inc • State commercial banks
FIRST ESSEX BANCORP, INC. 71 MAIN STREET POST OFFICE BOX 2010 ANDOVER, MASSACHUSETTS 01810 December 16, 1999Special Termination Agreement • March 24th, 2000 • First Essex Bancorp Inc • State commercial banks
EXHIBIT 99.1 AGREEMENT AND PLAN OF MERGER among SOVEREIGN BANCORP, INC., SOVEREIGN MERGER SUB, INC. and FIRST ESSEX BANCORP, INC. June 12, 2003 TABLE OF CONTENTSAgreement and Plan of Merger • June 18th, 2003 • First Essex Bancorp Inc • State commercial banks • Pennsylvania
WITNESSETH.Supplemental Executive Retirement Agreement • March 26th, 2001 • First Essex Bancorp Inc • State commercial banks • Massachusetts
DATA PROCESSING SERVICES AGREEMENTData Processing Services Agreement • August 14th, 2002 • First Essex Bancorp Inc • State commercial banks • Massachusetts
THIS AGREEMENT is entered into by and between BANKLINE NEW ENGLAND, INC., 8 Landing Lane, Hopedale, Massachusetts, 07147 and FIRST ESSEX BANK, 296 Essex Street, P.O. Box 1000, Lawrence, MA 01842–2489 as follows:
LEASELease • August 14th, 2002 • First Essex Bancorp Inc • State commercial banks • Massachusetts
THIS LEASE (this “Lease”) is made as of the 24th day of February, 1995 between CROSS POINT LIMITED PARTNERSHIP, a Massachusetts limited partnership, having an address at 900 Chelmsford Street, Lowell, Massachusetts 01851 (“Landlord”) and FIRST ESSEX BANK, F.S.B. a federal savings association, having an address at P.O. Box 1000 Lawrence, Massachusetts 01842 (“Tenant”), for space in the Building (as defined below). The following schedule (the “Schedule”) sets forth certain basic terms of this Lease:
SERVICES AGREEMENTServices Agreement • August 14th, 2002 • First Essex Bancorp Inc • State commercial banks
August 5, 1996First Essex Bancorp Inc • November 6th, 1996 • State commercial banks
FIRST ESSEX BANCORP, INC. 71 MAIN STREET POST OFFICE BOX 2010 ANDOVER, MASSACHUSETTS 01810 December 16, 1999First Essex Bancorp Inc • March 24th, 2000 • State commercial banks
WITNESSETH.Benefit Enhancement Plan • March 26th, 2001 • First Essex Bancorp Inc • State commercial banks • Massachusetts
SECOND AMENDMENT TO RIGHTS AGREEMENTRights Agreement • August 7th, 2003 • First Essex Bancorp Inc • State commercial banks • Delaware
Second Amendment, dated as of June 12, 2003 (this “Amendment”), to the Rights Agreement, dated as of October 12, 1999 (the “Rights Agreement”), between First Essex Bancorp, Inc., a Delaware corporation (the “Company”), and BankBoston, N.A., a national banking association, as Rights Agent, amended effective November 14, 2001 to appoint EquiServe Trust Company, N.A. the Rights Agent (the “Rights Agent”). Capitalized terms not otherwise defined in this Amendment shall have the meaning ascribed to them in the Rights Agreement.
AGREEMENTAgreement • March 30th, 1999 • First Essex Bancorp Inc • State commercial banks • Massachusetts
