Separate Account Four of the Manufacturers Life Ins Co of Am Sample Contracts

PARTICIPATION AGREEMENT
Participation Agreement • October 12th, 2005 • John Hancock Life Insurance Co (Usa) Separate Account N • California
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WITNESSETH
Service Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am
WITNESSETH
Service Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am
WITNESSETH
Service Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am • Pennsylvania
Exhibit (A)(8)(d) MASTER ADMINISTRATION AGREEMENT
Master Administration Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am • Georgia
WITNESSETH
Distribution Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am • Pennsylvania
Producer Agreement (Manulife Logo)
Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am
THIS REINSURANCE AGREEMENT is made between JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) of Bloomfield Hills, Michigan (hereinafter referred to as “the Company”) and SWISS RE LIFE & HEALTH AMERICA INC. of Stamford, Connecticut (now domiciled in...
Reinsurance Agreement • November 21st, 2008 • John Hancock Life Insurance Co (Usa) Separate Account N • Michigan

This Agreement applies to the mortality risk for Guaranteed Issue and Simplified Underwriting for all Corporate Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI) Plans, Benefits and Riders listed in Exhibit A and issued by the Company on or after the Effective Date of the Agreement. These plans are reinsured under the General Provisions outlined in Exhibit B and Premium Rates outlined in Exhibit C and are also subject to terms and conditions described elsewhere in this Agreement. Excluded from this Agreement are: Group Term Carve Out and professional athletes and entertainers.

1 EXHIBIT A(8)(b) STOPLOSS REINSURANCE AGREEMENT
Stoploss Reinsurance Agreement • August 28th, 1998 • Separate Account Four of the Manufacturers Life Ins Co of Am
THIS REINSURANCE AGREEMENT is made between JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) of Bloomfield Hills Michigan (hereinafter referred to as “the Company”) and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA of Orlando, Florida (hereinafter referred...
Reinsurance Agreement • November 21st, 2008 • John Hancock Life Insurance Co (Usa) Separate Account N • Michigan

This Agreement applies to the mortality risk for Guaranteed Issue and Simplified Underwriting for all Corporate Owned Life Insurance (COLI) and Bank Owned Life Insurance (BOLI) Plans, Benefits and Riders listed in Exhibit A and issued by the Company on or after the Effective Date of the Agreement. These plans are reinsured under the General Provisions outlined in Exhibit B and Premium Rates outlined in Exhibit C and are also subject to terms and conditions described elsewhere in this Agreement. Excluded from this Agreement are: Group Term Carve Out and professional athletes and entertainers.

THE MANUFACTURERS LIFE INSURANCE COMPANY OF AMERICA (HEREINAFTER CALLED THE "COMPANY") - AND -
Separate Account Four of the Manufacturers Life Ins Co of Am • August 28th, 1998
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