EXHIBIT 99.3 STOCK OPTION AGREEMENT THIS STOCK OPTION AGREEMENT (this "Agreement") is made and entered into as of October 28, 1998, by and between First Coastal Bankshares, Inc., a Virginia corporation ("Issuer"), and Centura Banks, Inc., a North...Stock Option Agreement • November 3rd, 1998 • First Coastal Bankshares Inc • Savings institution, federally chartered • North Carolina
EXHIBIT 10.5 EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 31st day of December, 1996 ("Effective Date"), by and between Virginia Beach Federal Savings Bank (the "Bank") and John A.B. Davies, Jr., (the "Employee"). WHEREAS, the Employee has...Employment Agreement • March 28th, 1997 • Virginia Beach Federal Financial Corp • Savings institution, federally chartered • Virginia
EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 31st day of December, 1997 ("Effective Date"), by and between First Coastal Bank (the "Bank") and John A.B. Davies, Jr. (the "Employee"). WHEREAS, the Employee has heretofore...Employment Agreement • March 27th, 1998 • Virginia Beach Federal Financial Corp • Savings institution, federally chartered • Virginia
EXHIBIT 99.2 AGREEMENT AND PLAN OF MERGER BY AND BETWEEN FIRST COASTAL BANKSHARES, INC.Merger Agreement • November 3rd, 1998 • First Coastal Bankshares Inc • Savings institution, federally chartered • Virginia
Selected Financial Condition Data Total assets $ 616,188 $ 606,138 $ 698,962 $719,325 $682,017 Loans held-for-investment, net 454,477 445,055 433,562 424,435 387,171 Loans held-for-sale 8,356 4,785 14,020 8,341 43,733 Mortgage- backed and related...Five-Year Financial Summary • March 27th, 1998 • Virginia Beach Federal Financial Corp • Savings institution, federally chartered
